Car Insurance by State (Links for State Insurance Laws)

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently...

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business...

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Reviewed byBrad Larsen
Licensed Auto Insurance Agent

UPDATED: Mar 13, 2020

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In a nutshell...
  • No matter what the scenario you need car insurance whenever operating a vehicle
  • Almost all states have mandatory minimum car insurance requirements
  • Car insurance companies evaluate each driver different attaching a risk profile based on your driving record

Car insurance laws vary by state, but no matter where you go car insurance is either required by law or mandatory for financial protection.

With medical care costs out of control and labor rates surpassing $100 an hour for bodywork, even a minor car accident can set you back thousands of dollars overnight.

If someone is injured, you could be facing financial disaster and the other person unavailable to get the critical treatment they may need.

Enter your zip code above to get FREE car insurance quotes today!

How much is car insurance?

Almost all states have mandatory minimum car insurance requirements to be a responsible driver and learn about the auto insurance requirements for your state or risk personal liability, fines, drivers license suspension and more.

Car insurance companies evaluate each driver different attaching a risk profile based on your driving record, credit score, use of a vehicle, make and model of the insured vehicle and many more factors.

While many car insurance premiums average around $1,500 to $2,500 annually, there are also many things you can do to find cheap car insurance rates.

Here are a few things you can do find cheap rates:

  • Compare Car Insurance Companies
  • Learn about Discounts
  • Opt for Higher Deductibles

Drivers can save $859/yr* by comparing car insurance

*based on a survey of 1,000 car insurance customers

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Car Insurance Laws

To view your local car insurance requirements click on your state below.

Keep in mind that each state has it’s own unique set of laws when it comes to car insurance.

If you’re looking to compare car insurance quotes, enter your zip code below to get started!


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