Car Insurance by State (Links for State Insurance Laws)

Car insurance by state can be drastically different, which is why it's important to know the auto insurance rules and laws in your state. Almost all states have mandatory minimum car insurance requirements, and failure to meet car insurance requirements by state can result in personal liability, fines, drivers license suspension, and more. Refer to our guide below for links to state car insurance laws.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Oct 22, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

In a nutshell...

  • No matter what the scenario you need car insurance whenever operating a vehicle
  • Almost all states have mandatory minimum car insurance requirements
  • Car insurance companies evaluate each driver different attaching a risk profile based on your driving record

Car insurance laws vary by state, but no matter where you go car insurance is either required by law or mandatory for financial protection.

With medical care costs out of control and labor rates surpassing $100 an hour for bodywork, even a minor car accident can set you back thousands of dollars overnight.

If someone is injured, you could be facing financial disaster and the other person unavailable to get the critical treatment they may need.

Enter your zip code above to get FREE car insurance quotes today!

How much is car insurance?

Almost all states have mandatory minimum car insurance requirements to be a responsible driver and learn about the auto insurance requirements for your state or risk personal liability, fines, drivers license suspension and more.

Car insurance companies evaluate each driver different attaching a risk profile based on your driving record, credit score, use of a vehicle, make and model of the insured vehicle and many more factors.

While many car insurance premiums average around $1,500 to $2,500 annually, there are also many things you can do to find cheap car insurance rates.

Here are a few things you can do find cheap rates:

  • Compare Car Insurance Companies
  • Learn about Discounts
  • Opt for Higher Deductibles

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Car Insurance Laws

To view your local car insurance requirements click on your state below.

Keep in mind that each state has it’s own unique set of laws when it comes to car insurance.

If you’re looking to compare car insurance quotes, enter your zip code below to get started!

References:

  1. https://www.thebalance.com/understanding-minimum-car-insurance-requirements-2645473
  2. https://www.thebalance.com/best-car-insurance-for-drivers-with-tickets-or-accidents-4158789
  3. https://www.statefarm.com/simple-insights/saving/these-7-factors-determine-car-insurance-premiums

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption