Cheap Quotes for Grangeville, ID Car Insurance (2021)

Grangeville, Idaho car insurance rates average $248 a month and Idaho law requires coverage of at least 25/50/15. By comparing rates from multiple Grangeville, ID companies, you can find cheap Grangeville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Grangeville, ID are $248/month
  • Average car insurance rates in Grangeville, ID after a DUI are $3,700/year
  • Grangeville has an average commute time of 11.2 minutes

How do the Grangeville, Idaho monthly average car insurance rates of $248/month compare to nearby cities like Pocatello car insurance rates, Twin Falls car insurance rates, and Meridian car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Grangeville, ID.

We’ll cover the Idaho minimum coverage requirements, Idaho car insurance laws, and Grangeville, ID statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Grangeville, Idaho companies to find the most affordable Grangeville car insurance rates.

Enter your ZIP code above to find cheap Grangeville, ID car insurance quotes today.

What are the minimum Grangeville, ID car insurance requirements?

To meet Idaho minimum car insurance coverage requirements, Grangeville, ID drivers need to carry at least 25/50/15 coverage.

Minimum Required Car Insurance Coverage in Grangeville, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Grangeville, ID car insurance rates?

Three of the criteria that most affect car insurance rates in Grangeville, Idaho are age, gender, and marital status. Let’s take a look at how each of these stack up with top Grangeville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grangeville, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,613 $2,595 $2,269 $2,350 $9,701 $11,247 $2,923 $3,105
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,953 $2,004 $1,758 $1,869 $4,758 $5,894 $2,281 $2,460
State Farm $1,134 $1,134 $1,018 $1,018 $3,340 $4,208 $1,278 $1,477
Travelers $1,450 $1,472 $1,458 $1,449 $7,116 $11,236 $1,538 $1,769
USAA $1,173 $1,178 $1,137 $1,126 $3,833 $4,295 $1,557 $1,687

How much do teen drivers pay for car insurance in Grangeville, ID?

Grangeville, Idaho car insurance rates for teens are often higher than rates for other drivers. Compare Grangeville car insurance rates from multiple Grangeville, Idaho car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Grangeville, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,701 $11,247
American Family $7,355 $9,596
Farmers $7,947 $8,215
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,758 $5,894
State Farm $3,340 $4,208
Travelers $7,116 $11,236
USAA $3,833 $4,295

How much do senior drivers pay for car insurance in Grangeville, ID?

With a little research, seniors can find affordable car insurance in Grangeville, Idaho. Here’s a look at how the top Grangeville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Grangeville, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,269 $2,350
American Family $1,859 $1,859
Farmers $1,470 $1,552
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,758 $1,869
State Farm $1,018 $1,018
Travelers $1,458 $1,449
USAA $1,137 $1,126

How does coverage level affect Grangeville, ID car insurance rates?

How much coverage do you need? Are you comfortable with the Idaho minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Grangeville, ID car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Grangeville, Idaho

Insurance Company Low Medium High
Allstate $4,461 $4,593 $4,747
American Family $3,705 $3,879 $3,502
Farmers $3,161 $3,274 $3,486
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,850 $3,016 $2,750
State Farm $1,730 $1,829 $1,918
Travelers $3,377 $3,486 $3,445
USAA $1,949 $1,995 $2,050

How does your driving record affect Grangeville, ID car insurance rates?

Safe driving pays off. The more traffic violations you have in Grangeville, ID, the higher your car insurance rates will be. Compare rates based on driving infractions from top Grangeville, Idaho companies.

Annual Grangeville, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,781 $4,758 $5,358 $4,506
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,184 $2,847 $3,997 $2,460
State Farm $1,668 $1,983 $1,826 $1,826
Travelers $2,113 $3,010 $5,247 $3,373
USAA $1,433 $2,042 $2,781 $1,737

How does a DUI affect Grangeville, ID car insurance rates?

With even one DUI on your record, you can see an increase in your Grangeville, ID car insurance rates.

Annual Car Insurance Rates After a DUI in Grangeville, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,358
American Family $4,444
Farmers $3,416
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,997
State Farm $1,826
Travelers $5,247
USAA $2,781

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How does your credit history affect Grangeville, ID car insurance rates?

Take a look at the data here to see how your Grangeville, Idaho car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Grangeville, Idaho

Insurance Company Poor Fair Good
Allstate $6,077 $4,127 $3,598
American Family $4,776 $3,404 $2,905
Farmers $3,735 $3,163 $3,023
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,437 $2,761 $2,418
State Farm $2,564 $1,621 $1,291
Travelers $3,938 $3,309 $3,061
USAA $2,941 $1,695 $1,359

How does your commute affect Grangeville, ID car insurance rates?

Grangeville, ID car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Idaho can be seen here. Remember, though, that you may have to carry substantially more car insurance in Grangeville if you’re financing.

Annual Car Insurance Rates by Commute Length in Grangeville, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,600 $4,600
American Family $3,619 $3,771
Farmers $3,307 $3,307
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,872 $2,872
State Farm $1,782 $1,869
Travelers $3,436 $3,436
USAA $1,974 $2,022

Who has the cheapest Grangeville, ID car insurance rates?

Here’s a breakdown of Grangeville, Idaho car insurance rates by company. You can see which company offers the cheapest Grangeville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Grangeville, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Grangeville, ID car insurance companies?

Which Grangeville, Idaho car insurance company will best fit your needs and budget? Check out this comparison of the top Grangeville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Grangeville, Idaho

Insurance Company Average Annual Rates
Allstate $4,600
American Family $3,695
Farmers $3,307
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,872
State Farm $1,826
Travelers $3,436
USAA $1,998

What factors affect Grangeville, ID car insurance rates?

Why are Grangeville, Idaho car insurance rates different than rates in Pocatello or Twin Falls? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Grangeville, ID?

More time spent behind the wheel can lead to higher Grangeville, Idaho car insurance rates. In Grangeville, ID, the average commute length is 11.2 minutes.

Car Insurance Quotes for Grangeville, ID

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