Texas Car Insurance

The average cost of Texas car insurance is $150/mo, or $1,810/yr, which is over 26 percent higher than the national average. Texas auto insurance laws are set by the Texas Department of Insurance, and all drivers must carry liability auto insurance for any vehicles registered in Texas. Very stiff fines and penalties exist for operating a vehicle with no car insurance in Texas. Get covered now with our free quote calculator below.

UPDATED: Feb 16, 2024Fact Checked

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Tonya Sisler

Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...

Content Team Lead

Brad Larsen

Licensed Auto Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Auto Insurance Agent

UPDATED: Feb 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

UPDATED: Feb 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

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State Minimum Car Insurance Rates Nationwide
Average Monthly Car Insurance Rates by State
Monthly Texas Car Insurance Rates by ZIP Code
Average Monthly Car Insurance Rates by Age & Gender in Texas
Factors Affecting Car Insurance Rates in Texas
Texas Car Insurance Rates by Company vs. State Average
Texas Car Insurers by Market Share %
State Minimum Car Insurance Rates Nationwide
Average Monthly Car Insurance Rates by State
Monthly Texas Car Insurance Rates by ZIP Code
Average Monthly Car Insurance Rates by Age & Gender in Texas
Factors Affecting Car Insurance Rates in Texas
Texas Car Insurance Rates by Company vs. State Average
Texas Car Insurers by Market Share %