How much is car insurance for a Kia Sorento?

Kia Sorento car insurance rates average at $118 a month for full coverage. Good safety and crash test ratings keep Kia Sorento auto insurance costs low, and you may qualify for even lower rates with a good driving record. If you need car insurance for a Kia Sorento, enter your ZIP code below and start comparing Kia Sorento car insurance quotes for free.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Oct 23, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

A brief summary

  • Kia Sorento car insurance rates are determined by a number of factors like its safety ratings and MSRP
  • Kia Sorento insurance rates average $1,414 a year or $118 a month.
  • The Kia Sorento has good safety and crash test ratings

How much is car insurance for a Kia Sorento? Car insurance companies calculate rates for the Kia Sorento based on the vehicle’s cost, safety features, and more. Since this midsize SUV is moderately priced and has high safety ratings, car insurance rates for the Kia Sorento generally won’t bust your budget.

It’s critical to remember, though, that some drivers will get better car insurance rates than others because they have better driving records or credit histories. Personal characteristics like your age, marital status, and gender can also play a role. Let’s look at how much Kia Sorento insurance costs up next.

After reading this article to get more info about Kia Sorento facts, you’ll want to get the best cheap car insurance to suit your needs. You can enter your ZIP code into the box to get personalized Kia Sorento car insurance quotes.

Table of Contents

Car Insurance for the Kia Sorento

How much does car insurance cost for the Kia Sorento? Kia Sorento insurance rates are about $118 per month for full coverage, $47 per month for liability-only coverage, and $431 for teen drivers. Good drivers can save up to $583 a year in policy discounts when they buy Kia Sorento car insurance.

The table below shows how average car insurance rates for an SUV like the Sorento stack up against other vehicle types.

What is the best Kia Sorento car insurance company?

Average Annual and Monthly Car Insurance Rates by Vehicle Type
Vehicle TypeAverage Annual Auto Insurance RatesAverage Monthly Auto Insurance Rates
Minivan$1,329$111
SUV$1,500$125
Sedan$1,700$142
Get Your Rates Quote Now

Compare RatesStart Now →

It’s important to estimate a vehicle’s true Kia Sorento cost of ownership before you commit to purchasing one. The Kia Sorento costs just over $41,000 to own for the first five years, according to consumer surveys by Edmunds.

This total includes over $12,000 in depreciation, as well as taxes, licensing fees, fuel costs, and Kia Sorento maintenance costs and repairs. With the Kia Sorento’s estimated fuel economy of 20 mpg in the city and 27 mpg on the highway, its fuel costs are about average for a vehicle in the midsize SUV class.

Affordable Kia Sorento insurance is within your grasp. This cost-of-ownership figure also includes Kia Sorento auto insurance, which averages nearly $1,600 per year or just over $130 per month. To get personalized car insurance quotes for the Kia Sorento, don’t forget to enter your zip code into the box.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Kia Sorento Safety Features and Ratings

The federal government gave the Kia Sorento four out of five stars overall, and the vehicle received the same score in rollover, side and front-impact tests. The Insurance Institute for Highway Safety gave the Kia Sorento its highest score of “Good” for protecting the driver and passengers in rollovers and in front- and side-impact crashes.

The table below shows the safety ratings of the Kia Sorento from the Insurance Institute for Highway Safety (IIHS).

Kia Sorento Safety Ratings
Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
SideGood
Roof strengthGood
Head restraints and seatsGood
Get Your Rates Quote Now

Compare RatesStart Now →

This video from the IIHS shows a driver-side small overlap crash test of the Kia Sorento.

The National Highway Traffic Safety Administration rates vehicles on crash test ratings, and the Kia Sorento scored four or five out of every category, with the highest score being five.

The Kia Sorento boasts many standard safety features, like antilock brakes, electronic traction control, and stability control, brake assist and electronic brake distribution.

It is also equipped with less common safety features like downhill brake control, hill assist control and an optional rear backup camera. Despite the vehicle’s extensive safety features and high safety ratings, some reviewers complain that rear visibility is somewhat restricted by the third-row seat.

Kia Sorento Performance Features

How much is a Kia Sorento? Starting at $19,995, the Kia Sorento has the price of a compact SUV, but its seating capacity and overall size make it comparable to midsize SUVs.

The Kia Sorento’s starting MSRP is by far the lowest in its class, and although its 2.4 liter, 4-cylinder engine is smaller than most other affordable midsize SUVs, it still packs 175 horsepower.

Here’s a look at the MSRP of the 2020 Sorento models.

Kia Sorent MSRP by Model
Kia Sorento ModelKia Sorento MSRP
Kia Sorento L$26,690
Kia Sorento LX$27,990
Kia Sorento S$32,990
Kia Sorento EX$35,290
Kia Sorento SX$39,990
Get Your Rates Quote Now

Compare RatesStart Now →

Reviewers like Edmunds say that the 4-cylinder engine, mated with a six-speed transmission, provides plenty of power for everyday driving.

However, if you plan to do lots of heavy hauling or carry a lot of passengers in your Kia Sorento, there is a 3.5 liter V6 option available as well.

This engine model generates 276 horsepower, and Automobile Magazine calls it “energetic.” Still, this option adds an additional $5,000 to the sticker price, so the V6 Kia Sorento loses its price advantage over the competition.

Both Edmunds and Motor Trend approve of the Kia Sorento’s handling and braking. Edmunds says that the vehicle’s steering is “precise and communicative,” making the Kia Sorento unique among midsize SUVs. However, Automobile Magazine notes that the ride “falls apart” on poorly-paved surfaces.

Motor Trend and U.S. News and World Report point out that the Kia Sorento offers some of the best braking in its class.

Drivers in snow-belt states will be pleased with the Kia Sorento’s all-wheel drive option, which is worth the additional $1,700, according to reviewers. Cars.com says the all-wheel drive is extremely effective on unplowed side streets, and the Chicago Tribune notes that this option is also helpful for off-roading in sand or deep snow.

Kia Sorento Interior Features

The Kia Sorento earns points for its user-friendly layout and abundant standard features, which include steering wheel-mounted controls, satellite radio and Bluetooth/USB connectivity. These features cost extra on most other midsize SUVs.

However, reviewers like Automobile Magazine and Autoblog point out that some of the Kia Sorento’s interior materials are cheap, even for this price point. When it comes to cargo space, the Kia Sorento delivers, with 9.1 cubic feet of cargo space when all seats are in use, and 72.5 cubic feet of space when all but the front seats are folded down.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Key Facts About the Kia Sorento

Production of the Kia Sorento began in 2002. This midsize SUV is currently in its second generation, and it is assembled in West Point, Georgia.

The second-generation Kia Sorento is the first Kia Motors model to be assembled in the United States. Kia’s assembly plant in Georgia represents a billion-dollar investment and will produce up to 300,000 vehicles at its peak. The plant directly employs about 2,500 people.

It was one of the best affordable midsize SUV’s in 2011 and ensuing years. If you look at the Kia Sorento vs Ford Edge or any other midsize SUV, the Kia Sorento does do pretty well and has received awards against comparable vehicles.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Awards for the Kia Sorento

The Kia Sorento is currently tied with several other SUVs for eighth place out of 23 comparable vehicles in U.S. News and World Report’s 2011 ranking of affordable midsize SUVs.

The Ford Explorer tops this category for 2011, and the Kia Sorento is tied with the Ford Edge, the Jeep Grand Cherokee, the Nissan Murano, and the Toyota Highlander, all of which earned 8.3 out of 10 points on U.S. News’ rating scale.

The Kia Sorento’s strong suit appears to be safety, since the vehicle was named a “Top Safety Pick” by the Insurance Institute for Highway Safety. The Kia Sorento was also named a “Best Buy” for 2011 by Consumers Digest, and U.S. News and World Report selected the Kia Sorento as one of its “Best New Cars” for the 2011 model year.

You can find cheap Kia Sorento car insurance quotes  today. Enter your ZIP code below and you can get multiple quotes from top insurers.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption