How much is car insurance for a Kia Sorento?

Kia Sorento car insurance rates average at $118 a month for full coverage. Good safety and crash test ratings keep Kia Sorento auto insurance costs low, and you may qualify for even lower rates with a good driving record.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: May 9, 2022

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A brief summary

  • Kia Sorento car insurance rates are determined by a number of factors like its safety ratings and MSRP
  • Kia Sorento insurance rates average $1,414 a year or $118 a month.
  • The Kia Sorento has good safety and crash test ratings

How much is car insurance for a Kia Sorento? Car insurance companies calculate rates for the Kia Sorento based on the vehicle’s cost, safety features, and more. Since this midsize SUV is moderately priced and has high safety ratings, car insurance rates for the Kia Sorento generally won’t bust your budget.

It’s critical to remember, though, that some drivers will get better car insurance rates than others because they have better driving records or credit histories. Personal characteristics like your age, marital status, and gender can also play a role. Let’s examine what can influence the price of insurance for this vehicle.  Multiple factors will play into Kia Sorento insurance costs.

After reading this article to get more info about Kia Sorento facts, you’ll want to get the best cheap car insurance to suit your needs. You can enter your ZIP code into the box to get personalized Kia Sorento car insurance quotes.

Car Insurance for the Kia Sorento

How much does car insurance cost for the Kia Sorento? Kia Sorento car insurance rates are about $118 per month for full coverage, $47 per month for liability-only coverage, and $431 for teen drivers. Good drivers can save up to $583 a year in policy discounts when they buy Kia Sorento car insurance.

The table below shows how average car insurance rates for an SUV like the Sorento stack up against other vehicle types.

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Average Annual and Monthly Car Insurance Rates by Vehicle Type
Vehicle TypeAverage Monthly Auto Insurance RatesAverage Annual Auto Insurance Rates
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It’s important to estimate a vehicle’s true Kia Sorento cost of ownership before you commit to purchasing one. The Kia Sorento costs just over $41,000 to own for the first five years, according to consumer surveys by Edmunds.

This total includes over $12,000 in depreciation, as well as taxes, licensing fees, fuel costs, and Kia Sorento maintenance costs and repairs. With the Kia Sorento’s estimated fuel economy of 20 mpg in the city and 27 mpg on the highway, its fuel costs are about average for a vehicle in the midsize SUV class.

Affordable Kia Sorento insurance is within your grasp. This cost-of-ownership figure also includes Kia Sorento auto insurance, which averages nearly $1,600 per year or just over $130 per month. To get personalized car insurance quotes for the Kia Sorento, don’t forget to enter your zip code into the box.

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Kia Sorento Safety Features and Ratings

The federal government gave the Kia Sorento four out of five stars overall, and the vehicle received the same score in rollover, side and front-impact tests. The Insurance Institute for Highway Safety gave the Kia Sorento its highest score of “Good” for protecting the driver and passengers in rollovers and in front- and side-impact crashes.

The table below shows the safety ratings of the Kia Sorento from the Insurance Institute for Highway Safety (IIHS).

Kia Sorento Safety Ratings
Test TypeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap frontGood
Roof strengthGood
Head restraints and seatsGood

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This video from the IIHS shows a driver-side small overlap crash test of the Kia Sorento.

The National Highway Traffic Safety Administration rates vehicles on crash test ratings and the Kia Sorento scored four or five out of every category, with the highest score being five.

The Kia Sorento boasts many standard safety features, like antilock brakes, electronic traction control, stability control, brake assist, and electronic brake distribution.

It is also equipped with less common safety features like downhill brake control, hill assist control, and an optional rear backup camera. Despite the vehicle’s extensive safety features and high safety ratings, some reviewers complain that rear visibility is somewhat restricted by the third-row seat.

Kia Sorento Performance Features

How much is a Kia Sorento? Starting at $19,995, the Kia Sorento has the price of a compact SUV, but its seating capacity and overall size make it comparable to midsize SUVs.

The Kia Sorento’s starting MSRP is by far the lowest in its class, and although its 2.4 liters, 4-cylinder engine is smaller than most other affordable midsize SUVs, it still packs 175 horsepower.

Here’s a look at the MSRP of the 2020 Sorento models.

Kia Sorent MSRP by Model
Kia Sorento ModelKia Sorento MSRP
Kia Sorento L$26,690
Kia Sorento LX$27,990
Kia Sorento S$32,990
Kia Sorento EX$35,290
Kia Sorento SX$39,990

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Reviewers like Edmunds say that the 4-cylinder engine, mated with a six-speed transmission, provides plenty of power for everyday driving.

However, if you plan to do lots of heavy hauling or carry a lot of passengers in your Kia Sorento, there is a 3.5-liter V6 option available as well.

This engine model generates 276 horsepower, and Automobile Magazine calls it “energetic.” Still, this option adds an additional $5,000 to the sticker price, so the V6 Kia Sorento loses its price advantage over the competition.

Both Edmunds and Motor Trend approve of the Kia Sorento’s handling and braking. Edmunds says that the vehicle’s steering is “precise and communicative,” making the Kia Sorento unique among midsize SUVs. However, Automobile Magazine notes that the ride “falls apart” on poorly-paved surfaces.

Motor Trend and U.S. News and World Report pointed out that the Kia Sorento offers some of the best brakings in its class.

Drivers in snow-belt states will be pleased with the Kia Sorento’s all-wheel-drive option, which is worth an additional $1,700, according to reviewers. says the all-wheel drive is extremely effective on unplowed side streets, and the Chicago Tribune notes that this option is also helpful for off-roading in sand or deep snow.

Kia Sorento Interior Features

The Kia Sorento earns points for its user-friendly layout and abundant standard features, which include steering wheel-mounted controls, satellite radio, and Bluetooth/USB connectivity. These features cost extra on most other midsize SUVs.

However, reviewers like Automobile Magazine and Autoblog point out that some of Kia Sorento’s interior materials are cheap, even for this price point. When it comes to cargo space, the Kia Sorento delivers, 9.1 cubic feet of cargo space when all seats are in use, and 72.5 cubic feet of space when all but the front seats are folded down.

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Key Facts About the Kia Sorento

Production of the Kia Sorento began in 2002. This midsize SUV is currently in its second generation, and it is assembled in West Point, Georgia.

The second-generation Kia Sorento is the first Kia Motors model to be assembled in the United States. Kia’s assembly plant in Georgia represents a billion-dollar investment and will produce up to 300,000 vehicles at its peak. The plant directly employs about 2,500 people.

It was one of the best affordable midsize SUVs in 2011 and ensuing years. If you look at the Kia Sorento vs Ford Edge or any other midsize SUV, the Kia Sorento does do pretty well and has received awards against comparable vehicles.

Awards for the Kia Sorento

The Kia Sorento is currently tied with several other SUVs for eighth place out of 23 comparable vehicles in U.S. News and World Report’s 2011 ranking of affordable midsize SUVs.

The Ford Explorer tops this category for 2011, and the Kia Sorento is tied with the Ford Edge, the Jeep Grand Cherokee, the Nissan Murano, and the Toyota Highlander, all of which earned 8.3 out of 10 points on U.S. News’ rating scale.

The Kia Sorento’s strong suit appears to be safe since the vehicle was named a “Top Safety Pick” by the Insurance Institute for Highway Safety. The Kia Sorento was also named a “Best Buy” for 2011 by Consumers Digest, and U.S. News and World Report selected the Kia Sorento as one of its “Best New Cars” for the 2011 model year.

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