West Virginia Car Insurance

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Call for FREE quotes: (888) 442-5133

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently...

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business...

Full Bio →

Reviewed byBrad Larsen
Licensed Auto Insurance Agenthttps://res.cloudinary.com/quotellc/image/upload/insurance-site-images/cheapcarins-live/daeea45a-brad-larsen.jpg

UPDATED: Mar 13, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn't influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

West Virginia car insurance requirements are similar to most states. Auto insurance is both mandatory with minimum levels of coverage required. What’s interesting about West Virginia car insurance are the average premiums are 10% higher than the national average (in the top 30% of the country) yet is home to one of the smallest markets in the nation.

There are over 80 car insurance companies licensed in West Virginia but in terms of risk West Virginia drivers rank much higher than states such as Florida, New York and Texas.

West Virginia Car Insurance Companies

Any driver should always compare car insurance companies – especially in states with higher than average auto insurance rates. Some of the top insurers in West Virginia include:

With almost 80 companies to choose from finding an auto insurer will not be difficult but learn about car insurance discounts before starting any kind of comparison search. Even a simple thing as having 2 policies with the same insurer can save you up to 10% or more on premiums.

West Virginia Auto Insurance Requirements

West Virginia car insurance laws make it mandatory for all vehicles to carry both liability and uninsured motorist (UM) insurance with at least 20/40/10 coverage which means:

Liability Insurance

  • Bodily Injury:  $20,000 / $40,000
  • Property Damage: $10,000

Uninsured Motorist Insurance

  • Bodily Injury: $20,000 / $40,000
  • Property Damage: $10,000

How to buy car insurance in West Virginia?

No matter where you live drivers have many options to purchase car insurance. You can opt to purchase direct through providers, use an independent agent or simply contact a car insurance broker. Most customers today are buying car insurance direct from auto insurance providers. This is simply due to the increase of internet usage for common financial services and what better way to compare car insurance companies than using the power of online research.

Need Auto Insurance – Compare Car Insurance in West Virginia Today!

Start Saving on Car Insurance!

Enter your zip code below to compare rates from the top companies in your area

 Secured with SHA-256 Encryption