How cheap is car insurance for a Toyota Camry Hybrid?
Car insurance rates for your Toyota Camry Hybrid will depend on elements of your personal risk profile, like your marital status, age, gender and driving history. While these factors are largely beyond your control, you can lower your car insurance rates by taking advantage of your insurer’s discounts or switching to an insurer like Farmers or Travelers Insurance that offers a hybrid car discount.
Another strategy that you can use to lower your car insurance rates is to take on more financial risk in the form of higher deductibles. If you have sufficient savings and consider your chances of filing an auto insurance claim to be low, you can reduce your car insurance rates by maxing out your deductible. You’ll have to pay more if you do file a claim, but you’ll end up saving money if you don’t. You can get personalized car insurance quotes by entering your zip code in the box on this page, but read this article first to learn more about the Toyota Camry Hybrid.
Toyota Camry Hybrid Info
The first Toyota Camry was sold in the U.S. in 1982, and the first Toyota Camry Hybrid premiered over two decades later in 2006. The Toyota Camry Hybrid is powered by Toyota’s signature Hybrid Synergy Drive (HSD) technology, which is also used in the Toyota Prius, the Highlander Hybrid and the various hybrid Lexus models. The 2011 Toyota Camry Hybrid ranks 4th out of 8 hybrid cars reviewed by U.S. News and World Report, just below the Prius. The Chevrolet Volt and the Ford Fusion Hybrid top the 2011 list.
When it’s thrown into the deep end with all affordable midsized cars, the Toyota Camry Hybrid winds up in 12th place out of 18 entrants. The 2011 Hyundai Sonata tops the category, and the Ford Fusion Hybrid is the highest-ranked hybrid car. It shares the #2 spot with its gasoline-powered sibling.
Toyota Camry Hybrid Fuel Economy
The Toyota Camry Hybrid gets an EPA-rated 31 miles per gallon in the city and 35 miles per gallon on the highway. While this is a significant improvement over the 22 city mpg and 33 highway mpg offered by the gasoline-powered Toyota Camry, it doesn’t come close to the 51 city mpg and 36 highway mpg of the smaller Prius. It also falls short of the similarly-sized and comparably-priced Ford Fusion Hybrid’s 41 city mpg and 36 highway mpg. The Honda Civic Hybrid also offers better fuel economy with a lower price tag, although reviewers complain that its performance is poor, even for a hybrid car.
Toyota Camry Hybrid Performance
The gasoline-powered part of the Toyota Camry Hybrid’s powertrain is a 2.4 liter, 4-cylinder engine that produces 147 horsepower alone. When it’s mated with the Toyota Camry Hybrid’s electric motor, though, the unit produces a combined 187 horsepower. New Car Test Drive calls the Toyota Camry Hybrid a “good performer,” and notes that the hybrid actually performs better than the gasoline-powered 4-cylinder Camry due to the extra boost from the electric motor.
New Car Test Drive also liked the Toyota Camry Hybrid’s handling, which it likened to a non-hybrid car. However, there were minor complaints from CNET about the steering and from the Pittsburgh Post-Gazette regarding the “grabby” brakes. Braking is universally problematic for hybrids, though, and Car and Driver gave the Toyota Camry Hybrid’s brake feel its seal of approval.
Toyota Camry Hybrid Interior
The Toyota Camry’s reputation for offering a more luxurious and ergonomic interior than the competition was called into question by a few of the journalists who reviewed the 2011 Toyota Camry Hybrid. Edmunds noted that material quality has eroded, and the Toyota Camry’s interior is merely average. However, Consumer Guide called the interior materials “solid and serviceable,” and most reviewers were pleased with the cabin’s spaciousness. Trunk space is restricted to just 10.6 cubic feet by the vehicle’s battery pack, though. Standard features for the Toyota Camry Hybrid include a Multi-Information System that helps the driver monitor fuel economy, as well as the following features:
- Keyless entry
- Push-button ignition
- Dual-zone climate control
- XM-compatible CD player
Toyota Camry Hybrid Safety Ratings and Features
The Toyota Camry Hybrid has extensive safety features, including nearly “every…airbag that exists,” according to BusinessWeek. The Toyota Camry Hybrid’s Vehicle Dynamics Integrated Management system coordinates both the vehicle’s electronic stability control and its traction control, allowing for seamless operation that even the gasoline-powered Camry cannot match.
The federal government’s ratings agency has yet to test the 2011 Toyota Camry Hybrid, but the ratings for the similar 2010 model were excellent. In frontal-impact and side-impact tests, the Toyota Camry Hybrid earned five out of five stars, and it received four stars in the rollover test. The insurance industry’s rating organization did not test the Toyota Camry Hybrid either, but it gave the gasoline-powered Camry high marks for withstanding front and side impacts. The rear crash test results for the Camry were not as reassuring though, since it only received a score of “Marginal.”
Toyota Camry Hybrid Car Insurance Rates
Edmunds estimates that the total cost of owning a Toyota Camry Hybrid for five years is around $36,000, including nearly $10,000 in depreciation. This estimate includes just over $5,000 for repairs and maintenance over five years. It also includes approximately $1,600 a year for car insurance, which is the average figure that Toyota Camry Hybrid drivers report paying. This breaks down to about $134 per month. Your individual car insurance rates are based on your personal risk profile, though, so enter your zip code into the box for detailed information.