Farmers Union Insurance Review

Farmers Union Insurance reviews find the company with a financial rating of “A” from A.M. Best. Farmers Union offers a variety of coverage, including auto insurance, liability insurance, commercial coverage, and other types of options.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by Tonya Sisler
Insurance Writer Tonya Sisler

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Farmers Union Insurance reviews show that the provider offers a great mixture of coverage options. People who only have one vehicle to insure can do it with this company. Those who have several because they are operating a business that requires the use of automobiles also have the choice of purchasing commercial insurance.

Farmers Union currently holds an A rating with A.M. Best. Our Union car insurance review will detail more information about a Farmers Union car insurance online quote (Farmers Union auto insurance).

This company, of course, offers liability insurance, but it can also expand its clients’ policies with several types of insurance options. Overall, it’s a very thorough insurance provider for fulfilling several auto insurance needs. This review is not about Farmers business insurance reviews or Union Power Insurance reviews.

Compare car insurance companies for FREE with our ZIP code search! Enter your ZIP code and compare cheap car insurance today.

The History of Farmers Union Insurance

Farmers Union Insurance has demonstrated longevity which is a good indicator that it will be in existence for a great deal longer. It first opened its doors in 1945 and primarily does business in the mid-western portion of the country. This company also sells insurance in areas other than car insurance. These policies include:

  • Homeowner’s Insurance
  • Renter’s Insurance
  • Farmers Insurance

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Types of Farmers Insurance Coverage

People who are looking for auto insurance will find that they can purchase the necessary liability coverage they need to drive their vehicles legally in their states; every state has the requirement that all drivers be able to produce proof that they have liability coverage before they may operate their vehicles (in this case, Farmers proof of insurance online). This company also sells optional coverage such as comprehensive coverage and uninsured motorist coverage.

Several Discounts for Farmers Union Insurance Customers

Have you wondered, “Is Farmers Insurance cheap?” When reading Farmers Union Insurance reviews, people will come across the fact that they can receive several car insurance discounts on their auto insurance when they purchase from this company. One time people receive a discount is when they pay their premiums all at once at the beginning of their policies. People who need to can pay their premiums monthly but because pre-paid premiums eliminate several administrative costs, Farmers Union Insurance offers a discount to these clients.

Traditionally hard to insure clients often receive the highest rate quotes. Farmers Union Insurance reviews show this company to be favorable because they offer discounts to those people who are charged the highest rates. One such group is senior citizens who are seen as a greater risk because as people age, this demographic begins to be involved in more and more accidents. Senior citizens who qualify for the discount will see a reduction in their Farmers Union auto insurance rates.

Young people under the age of 25 also have the same problem that senior citizens have; they are within a demographic that has a high number of accidents. This is especially true of the males within this group. They are seen as risk-takers and highly irresponsible when behind the wheel.

Farmers Union Insurance’s Financial Solvency

Farmers Union Insurance reviews (or Farmers car insurance reviews) show that this is an auto insurance company that is highly financially solvent. It received its rating from the credit rating agency, A.M. Best which rates companies for their ability to pay all claims filed that meet the appropriate standards for warranting payment. One should check car insurance reviews before becoming insured under a particular company!

A.M. Best gave Farmers Union Insurance a rating of “A” meaning Excellent. This company is considered to be very financially secure and won’t experience any adverse effects if several people file claims all at once.

For example, if a tornado were to seriously damage several vehicles in the area insured by this one company, they would receive several claims for payment from their comprehensive coverage. An auto insurance company with a grade of A would be able to pay the claims of everyone who qualifies.

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Compare Farmers Union Auto Insurance Quotes

Even though Farmers Union Insurance reviews demonstrate that this company has many positive qualities, it may not be the right place for everyone to purchase their auto insurance. These particular people may not qualify for any of the discounts that Farmers Union Insurance has to offer. In that case, their rates may be higher than those who can qualify for several discounts.

To find out if it’s true that other auto insurance companies can offer lower rates to someone who doesn’t qualify for Farmers Union Insurance discounts, people can check on the rates other auto insurance companies are offering. A good way to do this isn’t to type “auto insurance companies” into a search engine and request a quote from each one individually.

The best plan for people who have read Farmers Union Insurance reviews is to compare car insurance companies with our ZIP code search! People only type their information once which is not the case when they seek these quotes from each insurance company on their own websites. The comparison website picks out the best auto insurance companies that will meet the needs of their clients and sends their information only to those companies.

After people have received their quotes from these many other auto insurance companies, they can compare them to each other to find the best auto insurance quotes. They may also compare these quotes to the National Farmers Union car insurance quote they received if they have wondered how does Farmers Insurance compared to others. Anyone can do this type of search and it’s to their advantage to do so in order to find the best price for their auto insurance coverage.

Farmers Union Insurance reviews let potential clients know it has several types of auto insurance and discounts to go along with it. If they cannot find affordable Farmers Union auto insurance, the possibility still exists that consumers may be able to find their auto insurance for a cheaper price elsewhere. They must visit a comparison website to compare the quotes from several other auto insurance companies. In this way, they can be sure that they are receiving the best deals for their auto insurance from Farmers Union Insurance. Find cheap auto insurance with our free comparison tool! Enter your ZIP code and start saving money today.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption