How cheap is car insurance for a Porsche Boxster?
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UPDATED: Mar 13, 2020
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Since it first captured the attention of the auto world in 1997, the Porsche Boxster has remained a favorite of sports car enthusiasts. If you are considering buying a Porsche Boxster, take a few moments to read about this beloved roadster before entering your zip code in the box to search for insurance quotes. We’ll touch on topics of interest such as reviews, comparisons, safety features and other factors to consider when shopping for insurance for a Boxster.
Porsche Boxster Success
The Porsche Boxster began receiving accolades and awards soon after it was introduced, and continues to impress reviewers. It is the top-ranked luxury sports car on USNews.com car review site for 2011, and the 2010 Boxster was named one of Car and Driver’s “10 Best” cars for 2010. While some may find the Chevrolet an even sportier car, or may need to consider more budget-friendly options such as the Mazda Miata MX-5, the Porsche Boxster is a consistent favorite, combining luxury, road handling, and topnotch transmission performance on both its standard six-speed manual transmission and its optional seven-speed automatic. For 2011, the Boxster comes in three models, the basic Boxster with a 2.9-liter six-cylinder engine, the Boxster S with a more powerful 3.4-liter engine, and an all-new Boxster Spyder, a pared-down, sophisticated and beautifully-tuned powerhouse that is nonetheless approachable to drive. Consider carefully if the Spyder is really what you want; with no radio, air conditioning, and other basics, the focus is on the pure sports car driving experience.
If you’re seriously considering a Porsche Boxster, you’ll also want to familiarize yourself with the automatic transmission option to discover if you prefer this choice, or if you prefer the impressive standard six-speed manual transmission. The automatic is a seven-speed Porsche Doppelkupplung (PDK) double clutch transmission with automatic mode as well as a manual gearshift on the steering wheel. The two clutches are needed because the gearbox is actually two half gearboxes engineered to synchronize changing gears more efficiently and intuitively, creating seamless shifting with no loss of power. Many reviewers rave about the smooth acceleration and driving experience with the double clutch option; others still enjoy the six-speed manual transmission. In the seven-speed transmission, the first six gears are tuned to sport ratios, with a long ratio on the seventh for more fuel-efficient high-speed cruising.
Safety Features and Considerations
Neither the National Highway Traffic Safety Administration (NHTSA) nor the Insurance Institute for Highway Safety (IIHS) includes the Porsche Boxster as a regular subject of crash safety evaluations. As a two-door convertible sports car, the Boxster cannot compare to the standard fare of crash test evaluations such as minivans, SUVs and family sedans.
Nonetheless, there are beneficial features to consider when evaluating the safety status of the Boxster. Any sports car enthusiast will point to the Boxster’ s mid-engine design, which places the engine between the front and rear axles, as the optimal engine layout for handling, cornering, braking and generally sticking to the road. Since the heaviest component, the engine, is closer to the center of the vehicle, there is optimal weight distribution and traction. This is especially true for the rear tires, which are more weighted down. A mid-engine design also provides an additional crumple zone at the front for head-on crashes. While the Boxster’s obvious safety drawbacks are undeniable, the engine placement does add an element of safety and stability that mitigates its lightweight, exposed design. If you’re thinking of buying this car, chances are you consider yourself a sports car enthusiast who understands the safety inherent in unparalleled traction, weight distribution and driving control.
The Boxster does boast solid safety features on varying models and years, including anti-lock brakes, full-size airbags for driver and passenger, pad-wear sensors on all brake pads, a stability management system, a rollover protection system and Porsche’s Side Impact Protection. Additional safety features are available on the Boxster Spyder.
Insurance Costs for the Porsche Boxster
The national average cost for insuring the basic Boxster is around $1835 per year. For the Boxster S and the Boxster Spyder, the national average is closer to $2000 per year. Insurance companies set premium rates taking into account all factors affecting their predicted costs, including a sportier driver profile as well as the inherent risks involved in driving a sports car when compared to other types of vehicles. Prices are set accordingly, so you can expect that no matter how competitive the insurance quote for a Boxster, it will always be one of the more expensive vehicles to insure.
A number of variables affect the price you personally will be quoted, including the state and town in which you live, driver age and driving record, credit history, annual mileage, whether or not you commute regularly with the vehicle, and multiple-policy discounts. These factors can significantly affect your insurance cost; for example, the basic Boxster costs on average $1390 to insure in Arizona as compared to an average of $2508 in Louisiana.
Because of such fluctuations, you are well-advised to compare insurance quotes to find the best rate possible for your region. Simply enter your zip code in the box to begin shopping for car insurance for the Porsche Boxster.