How cheap is car insurance for a Dodge Caliber?

Dodge Caliber car insurance costs $96/month for full coverage and $38/month for liability only, on average. Car insurance rates are based on a number of factors, including the vehicle's safety ratings and loss ratios.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: May 8, 2022

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Dodge Caliber Summary Table
Dodge Caliber FactsStatisticsResource
Average Annual Comprehensive Rate$190Quadrant Data
Average Annual Liability Rate$460Quadrant Data
Average Annual Collision Rate$338Quadrant Data
Fair Market Price Range$3,756 - $6,377Kelley Blue Book
Average Annual Cost of Repairs$501Repair Pal
Overall Safety RatingModerate Overlap Front: Good
Side: Marginal
Roof Strength: Acceptable
Head Restraints & Seats: Good
Insurance Institute
for Highway Safety (IIHS)
Fatality Rate for Small Cars (per million registered cars)54Insurance Institute
for Highway Safety (IIHS)
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Whether you own a Dodge Caliber or are looking to buy, you want to find the best insurance rate. So, just how cheap is car insurance for a Dodge Caliber?

Dodge Caliber insurance costs $96 per month for full coverage on average and $38 per month on average for liability-only coverage. Although the Dodge Caliber is discontinued, drivers who own a Dodge Caliber or are thinking about purchasing a used one will need to get car insurance. Continue reading to learn more about Dodge Caliber auto insurance rates.

Find cheap car insurance for a Dodge Caliber right here. Just enter your ZIP code in our free comparison tool to view a range of car insurance rates from the best auto insurance companies for a Dodge Caliber.

Dodge Caliber Car Insurance Rates

Whether you just bought a Dodge Caliber or you’re changing car insurance providers, you’ll need to find the right amount of insurance coverage at the right price for your budget.

Car insurance coverage comes at different levels featuring different minimum requirements. Before we go into detail on basic car insurance options, let’s look at how much the Dodge Caliber average insurance cost is.

Average Annual Dodge Caliber Car Insurance Rates
Model YearAverage Comprehensive RatesAverage Collision RatesAverate Liability RatesAverage Full Coverage Rates
2012 Dodge Caliber$190$338$460$1,146
2011 Dodge Caliber$178$310$460$1,106
2010 Dodge Caliber$172$292$464$1,086
2009 Dodge Caliber$168$272$474$1,072
2008 Dodge Caliber$156$252$474$1,040
2007 Dodge Caliber$150$228$478$1,014
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Dodge Caliber insurance rates get progressively more expensive as you go from older to newer models. Older cars tend to have cheaper car insurance rates because the car has depreciated in value.

If you want to buy a Dodge Caliber and you need a lender, they will likely ask you to enroll in full coverage. That means you’ll have to add comprehensive and collision coverages to your policy in addition to liability coverage.

Lenders may even enroll the car you’re still paying for in force-placed insurance.

Force-placed insurance reassures the lender that they will be compensated even if your car insurance provider can’t cover the total loss of your car.

The final cost of car insurance for your Dodge Caliber will be based on factors that are specific to you, such as your car, location, credit history, driving record, age, gender, and marital status.

What are the Dodge Caliber insurance rates for liability-only coverage?

Almost every state in the U.S. requires that you carry a certain amount of car insurance. The Insurance Information Institute has a list of minimum requirements by state, which we’ve collected in the table below.

Minimum Car Insurance Requirements by State
StatesCoverage TypesCoverage Limits
ALBI & PD Liab25/50/25
AKBI & PD Liab50/100/25
AZBI & PD Liab15/30/10
ARBI & PD Liab, PIP25/50/25
CABI & PD Liab15/30/5
COBI & PD Liab25/50/15
CTBI & PD Liab, UM, UIM25/50/20
DEBI & PD Liab, PIP25/50/10
DCBI & PD Liab, UM25/50/10
FLPD Liab, PIP10/20/2010
GABI & PD Liab25/50/25
HIBI & PD Liab, PIP20/40/10
IDBI & PD Liab25/50/15
ILBI & PD Liab, UM, UIM25/50/20
INBI & PD Liab25/50/25
IABI & PD Liab20/40/15
KSBI & PD Liab, PIP25/50/25
KYBI & PD Liab, PIP, UM, UIM25/50/25
LABI & PD Liab15/30/25
MEBI & PD Liab, UM, UIM, Medpay50/100/25
MDBI & PD Liab, PIP, UM, UIM30/60/15
MABI & PD Liab, PIP20/40/5
MIBI & PD Liab, PIP20/40/10
MNBI & PD Liab, PIP, UM, UIM30/60/10
MSBI & PD Liab25/50/25
MOBI & PD Liab, UM25/50/25
MTBI & PD Liab25/50/20
NEBI & PD Liab, UM, UIM25/50/25
NVBI & PD Liab25/50/20
NHFR only25/50/25
NJBI & PD Liab, PIP, UM, UIM15/30/5
NMBI & PD Liab25/50/10
NYBI & PD Liab, PIP, UM, UIM25/50/10
NCBI & PD Liab, UM, UIM30/60/25
NDBI & PD Liab, PIP, UM, UIM25/50/25
OHBI & PD Liab25/50/25
OKBI & PD Liab25/50/25
ORBI & PD Liab, PIP, UM, UIM25/50/20
PABI & PD Liab, PIP15/30/5
RIBI & PD Liab25/50/25
SCBI & PD Liab, UM, UIM25/50/25
SDBI & PD Liab, UM, UIM25/50/25
TNBI & PD Liab25/50/15
TXBI & PD Liab, PIP30/60/25
UTBI & PD Liab, PIP25/65/15
VTBI & PD Liab, UM, UIM25/50/10
VABI & PD Liab, UM, UIM25/50/20
WABI & PD Liab25/50/10
WVBI & PD Liab, UM, UIM25/50/25
WIBI & PD Liab, UM, Medpay25/50/10
WYBI & PD Liab25/50/20
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BI is short for bodily injury, PD is short of property damage, and Liab is short for liability. Bodily injury and property damage are both parts of liability coverage, a basic and required type of car insurance.

Bodily injury pays for any injuries (or deaths) that occur as the result of an accident, while property damage pays for damaged property (including vehicles, as well as posts, signs, buildings, etc.) that occurred during an accident.

Is liability car insurance coverage all that I need? Liability coverage only pays for damages incurred by the other driver(s), it will not cover your own expenses after an accident. Therefore, liability car insurance only protects you from having to pay the other driver’s repair and medical bills.

Will the standard car insurance coverage be enough? Unfortunately, sometimes your coverage limit isn’t enough to cover all of the expenses. In states with relatively low coverage limits, it’s a good idea to enroll in a higher coverage limit to avoid having to cover extra costs out of pocket.

Coverage limits can be divided into three or four levels. The lowest coverage level would be your state’s minimum requirement. Anything higher than the minimum will give you better coverage, but more expensive car insurance rates. Here’s an example of coverage level limit (also called coverage rules).

  • Low: 25/50/25 – $25,000 for bodily injury of one person per accident, $50,000 for bodily injury of multiple people per accident, and $25,000 for property damage per accident
  • Medium: 50/100/50 – $50,000 for bodily injury of one person per accident, $100,000 for bodily injury of multiple people per accident, and $50,000 for property damage per accident
  • High: 100/300/100 – $100,000 for bodily injury of one person per accident, $300,000 for bodily injury of multiple people per accident, and $100,000 for property damage per accident

Again, higher coverage limits come with more expensive car insurance rates, but these rates can often be lowered with the help of discounts you may be eligible for.

What are the comprehensive and collision car insurance rates for a Dodge Caliber?

The cost of comprehensive car insurance for a Dodge Caliber should be around $150 to $190 per year. Collision coverage insurance for the Dodge Caliber should cost around $228 to $338 per year.

Collision coverage pays for damage to your own car after an accident, regardless of who was at fault, while comprehensive coverage pays for damages that don’t involve a collision, including incidents like car theft, storm damage, flood damage, fire, or damage from falling objects.

How does the value of a Dodge Caliber affect car insurance rates?

As we’ve already mentioned, most cars depreciate in value as they age, and the Dodge Caliber is no exception. Car insurance companies look at the value of your car to determine the cost of your car insurance. The Dodge Caliber doesn’t extend past 2012, and the oldest model is the 2007.

So, how popular was the Dodge Caliber? According to Good Car Bad Car, Dodge sold over 405,000 Dodge Calibers from 2006 to 2013. It’s an older car that was discontinued a few years back, so it doesn’t have a chance of making it into the 2019 or 2020 sales rankings.

How much is this car worth? The Dodge Caliber is about eight years old, and the original MSRP is long gone. However, you can still get your hands on the latest model Dodge Calibers in the fair market price range.

Here’s a table of fair market prices (also known as fair market values) of the latest Dodge Calibers.

2009-2012 Dodge Caliber Fair Market Price Range
Model YearFair Market Price Range
2009 Dodge Caliber$3,756 - $6,075
2010 Dodge Caliber$3,261 - $5,164
2011 Dodge Caliber$3,679 - $5,708
2012 Dodge Caliber$4,176 - $6,377
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Based on the fair market price range from Kelley Blue Book, you should pay between $3,800 and $6,400 for a Dodge Caliber. Anything more expensive than $6,400 should be questioned.

Think of the history of the car. Has the car been in any accidents? What’s the mileage on the car? Ask these questions before buying, because your car insurance company will definitely look into all the nuts and bolts of your car.

We mentioned MSRP and fair market price, so let’s quickly go over what those terms mean in case you’re not sure. MSRP is an acronym for Manufacturer Suggested Retail Price. MSRP is the manufacturer’s recommendation to a car dealer on how much they should charge for a car. Fair market price, on the other hand, is a little more complex.

A fair price for a car can be subjective, and what’s reasonable to a dealer may strike the individual buying the car as unreasonable.

The price or value of your car can affect how much you pay for car insurance. Cars that have expensive values are likely to come with expensive car insurance rates. Parts for expensive cars, or expensive parts in general, can increase car insurance rates, also.

Speaking of parts, did you know your repair costs can be determined by the value of your car? According to Repair Pal, the average annual cost of repairs for the Dodge Caliber is $501, which is $25 less than the average annual cost of repairs for a vehicle. This includes car check-ups such as oil changes.

How do Dodge Caliber theft rates affect car insurance rates?

Usually, we’d provide you with statistics and rankings on where the Dodge Caliber stands in terms of car theft, but fortunately, the Dodge Caliber is one of the car models that isn’t a likely target for thieves. According to statistics from the National Insurance Crime Bureau, Dodge pickups, large cars, and large minivans are the main targets for car thieves.

How does car theft affect car insurance? Remember, comprehensive coverage protects your finances for costs related to car theft.

If your car is a likely target for thieves, car insurance providers will increase your car insurance rates to offset the potential loss in claims.

Have you ever moved to a new ZIP code and discovered that your car insurance rates went up? Car insurance providers also take where you live into account when setting your rates. As you navigate our website, you’ll come across a few state and city guides where you can see that car insurance rates are more expensive in one ZIP code and cheaper in another.

ZIP codes in urban areas are more likely to come with expensive rates since crime is often more prevalent in the city and the vehicle theft rates are higher. Generally, if you live in a rural area, you’re less likely to have your car stolen, so car insurance providers will issue you a lower rate.

Find out how much car insurance will cost for your Dodge Caliber by entering your ZIP code in the free comparison tool below.

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Car Insurance Claims and Losses on the Dodge Caliber

When you file a claim after an accident, the car insurance company will (hopefully) provide you with compensation for damages and injuries. In doing so, the car insurance company will endure a loss, and your car insurance rates will increase as a result.

The Insurance Institute for Highway Safety (IIHS) has a database that shows the claims and loss percentages car insurance companies endured from customers based on the car they drove. It’s an extensive review that explains how car insurance companies determine their rates for different vehicles.

The subsections below will show the frequency of claims for several different types of insurance coverage — bodily injury, property damage, comprehensive, collision, personal injury protection, and medical payments.

What are the loss statistics for bodily injury and property damage liability car insurance claims for the Dodge Caliber?

Loss statistics show the chances of a claim being made by the driver of a particular car. In this case, we’re focusing on the claims losses for the Dodge Caliber 2010 to 2012 models and the other vehicles in its class (small minivans). Take a look at the data below.

Bodily Injury Claim Losses of Small Minivans
Car Make and ModelBodily Injury Claim Loss Percent
Toyota Prius V hybrid-38%
Subaru Impreza WRX 4WD-28%
Hyundai Elantra-10%
Mazda 3-10%
Nissan Cube-1%
Ford Focus0%
Scion xB0%
Kia Soul5%
Scion xD10%
Toyota Matrix12%
Dodge Caliber38%
Mazda 3 Mazdaspeed 4WD-
Chevrolet Sonic-
Kia Forte-
Mini Countryman-
Mini Countryman 4WD-
Subaru Impreza 4WD-
Suzuki SX4-
Suzuki SX4 4WD-
Toyota Matrix 4WD-
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We sorted all the information from the lowest percentages to the highest. Based on the IIHS report, 2010-2012 Dodge Calibers had a 38 percent claims loss, which is substantially worse than the claims loss average for vehicles in this class. The Ford Focus and the Toyota Matrix had average claims loss percentages.

The Dodge Caliber’s bodily injury claims loss percentage shows why liability coverage is more expensive than the other car insurance coverage options.

What about property damage? Do small minivans cost car insurance companies more money from property damage claims? Let’s review claims losses for property damage.

Property Damage Claim Losses of Small Minivans
Car Make and ModelProperty Damage Claim Losses
Toyota Prius V hybrid-41%
Mini Countryman 4WD-33%
Subaru Impreza 4WD-30%
Mini Countryman-20%
Nissan Cube-17%
Suzuki SX4 4WD-17%
Mazda 3-16%
Mazda 3 Mazdaspeed 4WD-16%
Ford Focus-15%
Subaru Impreza WRX 4WD-15%
Chevrolet Sonic-12%
Scion xB-10%
Hyundai Elantra-9%
Kia Soul-7%
Scion xD-5%
Toyota Matrix-4%
Suzuki SX41%
Kia Forte2%
Dodge Caliber14%
Toyota Matrix 4WD15%
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The Dodge Caliber property damage claims loss is about average. All cars on the list have average or better than average loss percentages for property damage claims.

What are the loss statistics for comprehensive and collision car insurance claims for the Dodge Caliber?

Did car insurance companies deal with more comprehensive and collision claims when their customers owned a Dodge Caliber? Here’s another table that breaks down the claims frequency of small minivans for comprehensive and collision claims.

Comprehensive Claim Losses of Small Minivans
Car Make and ModelComprehensive Claim Loss Percentage
Toyota Matrix 4WD-28%
Scion xD-27%
Toyota Matrix-26%
Dodge Caliber-25%
Hyundai Elantra-23%
Mazda 3-17%
Kia Soul-12%
Mini Countryman-12%
Kia Forte-10%
Scion xB-1%
Ford Focus0%
Chevrolet Sonic1%
Mini Countryman 4WD5%
Toyota Prius V hybrid8%
Suzuki SX411%
Nissan Cube12%
Mazda 3 Mazdaspeed 4WD16%
Suzuki SX4 4WD17%
Subaru Impreza 4WD30%
Subaru Impreza WRX 4WD46%
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Dodge Caliber cars had a claims frequency of -25 percent, which is better than the average claims loss for this class. In other words, Dodge Caliber cars had fewer comprehensive coverage claims. The only car with a substantially worse than average claims loss was the Subaru Impreza WRX.

Whenever you talk about comprehensive coverage, collision coverage is not far behind. What does the collision coverage claims loss look like for small minivans? Let’s take a look at the next data table.

2010-2012 Collision Claim Losses of Small Minivans
Car Make/ModelCollision Claim Loss Percent
Chevrolet Sonic-20%
Mini Countryman-16%
Scion xB-11%
Toyota Prius V hybrid-8%
Mazda 3-7%
Hyundai Elantra-6%
Kia Forte-6%
Scion xD-6%
Subaru Impreza 4WD-6%
Dodge Caliber-4%
Toyota Matrix-4%
Kia Soul-3%
Nissan Cube-3%
Ford Focus1%
Suzuki SX4 4WD1%
Mini Countryman 4WD2%
Toyota Matrix 4WD13%
Mazda 3 Mazdaspeed 4WD20%
Suzuki SX427%
Subaru Impreza WRX 4WD30%
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The only two models with worse than average claims loss percentages were the Subaru Impreza WRX and the Suzuki SX4. All other makes and models have collision coverage claims loss percentages that are about average.

What are the loss statistics for PIP and MedPay for the Dodge Caliber?

Finally, let’s look at how personal injury and medical payments claims losses affected car insurance companies. What are personal injury and medical payments?

When the IIHS references personal injury, they’re talking about personal injury protection or PIP. Medical payments are also known as Med Pay.

PIP pays for expenses related to bodily injuries after a car accident, regardless of who was at fault. PIP covers lost wages, child care, and even funeral costs. Med Pay strictly pays for medical bills that liability coverage won’t cover. Med Pay is not as extensive as PIP but can help you if a coverage limit is too low.

PIP and Med Pay are additional liability coverages, but some states require them in their legal minimum requirements for car insurance. How does this affect liability coverage? And does it affect claims frequency? IIHS data shows the claims frequency in the data below.

Personal Injury Claim Losses of Small Minivans
Car Make and ModelPersonal Injury Claim Losses
Mini Countryman-52%
Mini Countryman 4WD-22%
Subaru Impreza WRX 4WD-22%
Mazda 3-17%
Subaru Impreza 4WD-16%
Ford Focus-11%
Mazda 3 Mazdaspeed 4WD-11%
Toyota Prius V hybrid-10%
Hyundai Elantra5%
Kia Soul15%
Chevrolet Sonic20%
Toyota Matrix22%
Scion xB24%
Suzuki SX4 4WD27%
Scion xD28%
Kia Forte32%
Nissan Cube33%
Dodge Caliber56%
Suzuki SX4-
Toyota Matrix 4WD-
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The Dodge Caliber had the worst claims percentage of the group at 56 percent, which is substantially worse than average. Other cars in the data did much better with claims frequencies at average or better than average.

Did the Dodge Caliber have a better claims frequency for medical payments? Let’s examine the final data table on claims loss to see the answer.

Medical Payments Claim Losses of Small Minivans
Car Make and ModelMedical Payment Claim Losses
Subaru Impreza 4WD-22%
Toyota Prius V hybrid-17%
Mazda 3-14%
Ford Focus3%
Hyundai Elantra13%
Scion xB15%
Toyota Matrix17%
Kia Soul34%
Scion xD53%
Kia Forte54%
Nissan Cube57%
Dodge Caliber75%
Chevrolet Sonic-
Mazda 3 Mazdaspeed 4WD-
Mini Countryman-
Mini Countryman 4WD-
Subaru Impreza WRX 4WD-
Suzuki SX4-
Suzuki SX4 4WD-
Toyota Matrix 4WD-
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The answer is no. The claims frequency for medical payments was 75 percent for the Dodge Caliber, which is, again, substantially worse than average.

Safety Ratings of the Dodge Caliber

The National Highway Traffic Safety Administration and IIHS provide safety ratings for most cars in the U.S. They report safety ratings after they’ve crash-tested an exact copy of the car. The IIHS uploads these crash tests on their YouTube channel to show the durability of the car.

Here’s a crash test of the 2007 Dodge Caliber.

After the IIHS finishes a crash test, they issue car safety ratings. The short data summary below features the safety ratings for the Dodge Caliber.

Dodge Caliber IIHS Safety Ratings
Dodge Caliber CrashworthinessDodge Caliber Safety Rating
Moderate overlap frontGood
Roof strengthAcceptable
Head restraints & seatsGood
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The front and rear areas of the Dodge Caliber had the highest positive rating, which is labeled as “G”  on the IIHS website. The roof has an acceptable rating, while the sides of the Dodge Caliber are rated as marginal.

What is the size and class of the Dodge Caliber?

The IIHS identifies the Dodge Caliber as a small four-door wagon. Other car reviews call the Dodge Caliber a small four-door minivan. Whether they call it a wagon or minivan, it’s still listed under the car class.

How common are fatalities in small cars? Let’s take a look at the number of fatalities for drivers and occupants in vehicles that were classified as cars.

Driver Deaths per Million Registered Cars
Car SizeRegistered CarsFatalitiesFatalities per Million
Registered Passenger Cars
Very large1,787,3404726
All cars22,823,1511,08848
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Small cars had the highest number of fatal crashes, while mini-sized cars had the highest number of deaths per million registered cars.

The point of impact in an accident is the most significant factor when it comes to the potential for fatalities. The IIHS provides details on this information through its point of initial impact data, which is posted below.

Car Occupants Death by Point of Initial Impact
Point of Initial ImpactCar Occupants (#)Car Occupants Death Rate
per Million Registered Cars (%)
Other (mostly rollover)1,30310
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Based on the information in the table, most fatal accidents occur when the point of initial impact is the front of the car. Cars that have a good safety rating for frontal durability and design will fare better in these types of accidents.

Let’s take a look at a 10-year trend of the death rates per million registered cars.

IIHS Car Deaths Per Million Registered Cars: 10-Year Trend
YearCars (Drivers)Cars (Occupants)
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Death rates for drivers and occupants fluctuated throughout the 10-year trend. The year 2008 was the deadliest year for drivers and occupants, while 2014 was the least deadly year.

How does the safety of the Dodge Caliber compare to other vehicles?

How can you determine the size and class of a car? You can determine the class of a car based on its design, but the size is determined by its weight and measurements.

The curb weight for the Dodge Caliber is 3,052 pounds, and the dimensions are 173.8 inches (14.5 feet) in length, 68.8 inches (5.7 feet) in width, and 60.4 inches (5.03 feet) in height.

When you multiply the length and width of the vehicle, you’ll see the measurements in square feet is roughly 83 square feet. Let’s use this table provided by the IIHS to see where the Dodge Caliber fits.

IIHS Guide to Car Size Groups
Curb Weight70-80 sq. ft. Overall Length x Width81-90 sq. ft. Overall Length x Width91-100 sq. ft. Overall Length x Width101-110 sq. ft. Overall Length x Width>110 sq. ft. Overall Length x Width
2,001-2,500 lbsMiniSmallSmallSmallMidsize
2,501-3,000 lbsSmallSmallMidsizeMidsizeMidsize
3,001-3,500 lbsSmallMidsizeMidsizeLargeLarge
3,501-4,000 lbsSmallMidsizeLargeLargeVery large
>4,000 lbsMidsizeMidsizeLargeVery largeVery large
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If you use the car size guide, you’ll see that the Dodge Caliber fits into the small car category. Its design is small enough to be a wagon and big enough to be considered a minivan.

Smaller cars are subject to more expensive collision rates because they have the potential to incur considerable damage in an accident due to their size and weight. Paying for claims related to these accidents can be expensive for insurance companies, so they will charge higher insurance rates to cover these potential claims.

The bottom line: Dodge Caliber affordable car insurance costs are possible, but it’s in a vehicle class that is subject to total loss if it’s in an accident with a bigger and heavier vehicle. You’re likely to pay more for liability coverage since the car has a history of higher than average liability, PIP, and Med Pay claims.

Frequently Asked Questions: Dodge Caliber Car Insurance

We’ll wrap up this Dodge Caliber guide with a few common questions people have about the Dodge Caliber and car insurance. For more information on types of car insurance and car insurance rates, check out some of the other informative guides on this website.

#1 – Is car insurance for Dodge Chargers more expensive than Dodge Calibers?

If you’re trying to decide between these two Dodge vehicles, you might be wondering, how much is car insurance for a Dodge Charger? The average cost of car insurance for the 2020 Dodge Charger model is $1,668 per year, while the average cost of car insurance for the 2012 Dodge Caliber is $1,146 per year. Car insurance for a 2012 Dodge Charger costs an average of $1,464 per year.

The Dodge Charger SXT trim has the same average annual rates as the standard Dodge Charger.

Car insurance prices vary from company to company. For example, State Farm car insurance for a Dodge Charger may be cheaper than Nationwide car insurance.

#2 – Are Dodge Avengers more expensive to insure for car insurance?

In general, Dodge Avengers have more expensive car insurance rates than the Dodge Caliber. A 2014 Dodge Avenger has an annual car insurance cost of $1,402.

#3 – How much is car insurance on a Dodge Ram 1500?

The cost of car insurance for the latest Dodge Ram 1500 is $1,524 per year on average, which is roughly $350 more expensive than car insurance for the Dodge Caliber.

#4 – How much is car insurance for a Dodge Challenger?

While the Dodge Caliber has car insurance rates close to $1,150 per year, the Dodge Challenger has a car insurance cost of $1,700 per year on average. The Dodge Challenger is a sports car, so the collision car insurance rates will be more expensive than they are for a Dodge Caliber.

#5 – Is car insurance more expensive for 18-year-old drivers?

Yes, car insurance for an 18-year-old driver will be more expensive than it will be for an older driver with more experience. Car insurance companies consider many factors when issuing rates to their customers and age is definitely one of them. As a driver gets older, their car insurance rates should decrease.

Use our free tool to compare Dodge Caliber insurance rates from different car insurance companies. Enter your ZIP code in the box below to get started.

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