How cheap is car insurance for a Porsche Cayenne?
Looking for cheap car insurance for a Porsche Cayenne? The average insurance cost for a Porsche Cayenne is $161/mo or $1,936 annually. Your Porsche Cayenne’s insurance cost depends on where you live, the age of your model, and your trim level. By comparison shopping and seeking out discounts, you can secure the best insurance for your Porsche Cayenne.
Compare Cheap Car Insurance Quotes
Secured with SHA-256 Encryption
UPDATED: Sep 9, 2020
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
- Car insurance for a Porsche Cayenne costs $161 per month or $1,936 annually.
- The age and trim of your model will impact your Porsche Cayenne car insurance rates.
- Your age, the state you live in, and your driving record will affect your annual Porsche Cayenne car insurance premiums.
The Porsche Cayenne is a crossover SUV that reflects its legendary maker’s sports car pedigree inside and out. But luxury and speedy vehicles tend to receive some of the highest car insurance premiums on the market.
The average insurance cost for a Porsche Cayenne is $161 per month or $1,936 annually. But how much will car insurance for a Porsche Cayenne cost you?
Many variables impact your Porsche Cayenne’s insurance costs, like the age of your model, the trim option you choose, and even where you live. Read through our comprehensive Porsche car insurance review to better understand how your rates are calculated, and to answer all of your luxury car insurance questions.
Keep reading to learn about the Cayenne’s features and specs, safety attributes, and more.
Ready to find the best insurance for your Porsche Cayenne? Just enter your five-digit ZIP code into our FREE quote comparison tool above to start shopping.
Average Car Insurance Cost for a Porsche Cayenne
Is Porsche insurance expensive? Like any other luxury vehicle, insuring your Porsche Cayenne will cost more than car insurance premiums for a budget-friendly sedan. However, average car insurance rates for Porsche vehicles are not any higher than other extravagant car brands.
While the national average cost of Porsche Cayenne car insurance is $161 monthly or $1,936 per year, your specific Porsche Cayenne average price for insurance depends on many variables.
For example, the trim level you choose for your vehicle will change your insurance rates. See what we mean in the table below.
|Model and Trim||Average Annual Car Insurance Rates|
|Porsche Cayenne S||$1,786|
|Porsche Cayenne GTS||$1,876|
|Porsche Cayenne S Transyberia||$1,876|
|Porsche Cayenne GTS PD Edition 3||$2,012|
|Porsche Cayenne Turbo||$2,070|
|Porsche Cayenne Turbo S||$2,306|
A base model Porsche Cayenne costs less to insure than the premier Turbo S model.
The more additional features added to your luxury SUV, the more the vehicle will cost to fix or replace should an accident occur. Therefore, insurance companies charge higher annual premiums for more advanced trim levels.
The age of your Porsche Cayenne model will also change your average annual car insurance rates. Find your specific model year in the table below.
|Porsche Cayenne Model Year||Average Annual Car Insurance Rates|
|2020 Porsche Cayenne||$1,936|
|2019 Porsche Cayenne||$1,894|
|2018 Porsche Cayenne||$1,878|
|2017 Porsche Cayenne||$1,858|
|2016 Porsche Cayenne||$1,822|
|2015 Porsche Cayenne||$1,782|
|2014 Porsche Cayenne||$1,722|
|2013 Porsche Cayenne||$1,666|
|2012 Porsche Cayenne||$1,584|
|2011 Porsche Cayenne||$1,514|
|2010 Porsche Cayenne||$1,470|
|2009 Porsche Cayenne||$1,438|
|2008 Porsche Cayenne||$1,378|
|2006 Porsche Cayenne||$1,276|
|2005 Porsche Cayenne||$1,224|
|2004 Porsche Cayenne||$1,174|
|2003 Porsche Cayenne||$1,156|
As you can see, the older 2005 Porsche Cayenne insurance costs are less than what a new 2020 Porsche Cayenne will cost you.
Older vehicles are usually cheaper to replace and repair than the newer models, which often feature state of the art technology and equipment that can be more expensive. Older models, therefore, receive lower insurance rates.
Now that you’re aware of some of the vehicle specifics that impact your Porsche Cayenne car insurance rates, keep reading to learn how your demographics as the driver will impact what you’ll pay annually for car insurance.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Other Factors That Impact Your Porsche Cayenne Car Insurance Rates
Insurance companies look at more than just the car you drive when calculating your insurance quotes. The premiums you personally will be charged for your Porsche Cayenne also depends on your age, driving record, and where you live.
In the following table, we compare average annual rates for the Porsche Cayenne by state. Find your state in the table below for a better idea of how much Porsche car insurance will cost you.
|States||Porsche Cayenne Average Annual Car Insurance Rate|
So, how much should you pay for your Porsche Cayenne car insurance? As you can see, where you park your Porsche Cayanne at night matters.
The cost to own a Porsche Cayenne in North Carolina or Virginia is substantially cheaper than if you live in Louisiana or Michigan.
Similarly, if you live in a heavily populated city your rates will be higher than if you live somewhere rural with fewer cars on the road and minimal crime rates.
More experienced drivers with clean driving records will also always receive cheaper quotes than teen drivers or folks with messy driving record.
Expect young driver’s car insurance rates for the Porsche Cayenne to be quite a bit higher.
Because of all of the variables that go into calculating car insurance rates, remember to seek our various discounts and to comparison shop for your cheapest quotes.
Each insurance company uses slightly different equations to calculate rates. Therefore, the more you compare, the easier it will be to find the best company for your needs.
Porsche Cayenne Safety Features
Understanding the Porsche Cayenne safety ratings can help you discover car insurance discounts your vehicle might qualify for.
Unfortunately, the Porsche Cayenne has not been evaluated by either of the two major safety rating agencies, the Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration.
However, there are other ways to evaluate if the Porsche Cayenne is a safe SUV to drive. For example, the Porsche Cayenne comes equipped with many advantageous safety features. Take a look:
- Porsche stability management system
- Brake assist
- Engine drag torque control
- Torso side, side curtain, and dual front airbags
- Fron and back head protection
- Reinforced passenger cage
- Side door reinforcement
- Impact sensors
- Rollover detection
- Seatbelt pre-tensioners
- LATCH child seat attachments
- Parking assist options
- Rear camera.
As you can see, the Porsche Cayenne SUV fully embraces the safety demands of SUV consumers. Some of these features are only available to the Cayenne, and not Porsche’s other sports cars.
Porsche’s attention to safety regarding the SUV is reassuring, and certainly provides consumers with peace of mind. The following video from DPC Cars shows some of these safety features in action.
The technologically advanced safety features mean driving the Porsche Cayenne puts you at a lower risk of getting into an accident. Trustworthy and reliable safety features like these will positively impact your Porsche Cayenne car insurance rates.
Porsche Cayenne Cost of Ownership and History
For half a century, Porsche has been known for its sports cars, including the iconic 911 series, the Boxster, and the hardtop Cayman. Its reputation and branding are impeccable, so to many in the sports car world, the introduction of a midsize SUV in 2002 was a big surprise.
However, the Cayenne has been a successful venture for the company, primarily because it feels more like driving a sports car than any other SUV on the market.
Therefore, the would-be sports car driver with a family, pets, gear, or the desire to do some off-road travel need look no further than the five-passenger Cayenne.
According to Kelley Blue Book, the 2020 Porsche Cayenne has the best resale value of any luxury midsize SUV on the market. This is great news for consumers since the Porsche quality comes with a hefty price tag.
The average price of a Porsche Cayenne S base model starts at $85,000.
Porsche’s premier model, the Cayenne Turbo, is the embodiment of true Porsche power and costs a grand total of $127,000.
How much does it cost to maintain a Porsche Cayenne? Be prepared to spend around $10,000 on maintenance costs over a five-year period for this luxury vehicle. The high maintenance costs are one of the reasons why insurance rates for this SUV are higher than average.
Simple fixes for this vehicle just cost more. For example, usually replacing brakes costs around $300. But how much does it cost to replace brakes on Porsche Cayenne? Expect to spend around $800 total, including labor costs.
The Porsche Cayenne reliability is well-known among luxury car enthusiasts. Porsche’s only SUV has a loyal following and continues to be a popular choice for families craving a sportier ride.
Porsche Cayenne Reviews
Despite the big price tag, for many drivers, the Porsche Cayenne is worth every penny. Reviewers praise its engine power, agility, and off-road capability, as well as the seamless transition between gas and electric engines on the new hybrid model.
Road and Track call it the best-handling SUV money can buy, and Consumer Guide cites its thoroughbred handling and blazing acceleration even while cautioning against the high price tag.
While these reviews will not directly change your overall car insurance rates, consumer and expert reviews will help give you a better idea of if the Porsche Cayenne is the right car for you.
You are now an expert on securing cheap Porsche Cayenne car insurance. Whether you find a classic 2002 Porsche Cayenne for sale or buy a brand new 2020 Turbo model, be sure to take time to comparison shop so you know you’re getting the most affordable car insurance rates.
Enter your five-digit ZIP code into our FREE quote tool above to start comparing cheap Porsche Cayenne car insurance rates.