Colorado Car Insurance

FREE Car Insurance Comparison

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save!

In a nutshell...
  • Medical payments insurance provides coverage for the initial medical expenses of a car accident
  • Medical payments coverage is not required by most states
  • Over 100 licensed car insurance companies offer automobile insurance so finding an insurer is not too difficult

The Colorado Division of Insurance sets car insurance requirements for Colorado drivers and current laws requires all drivers to carry liability insurance with minimum levels of coverage.

Medical payments coverage is always mandatory for all drivers, but specific exemptions can provide an opportunity for drivers to opt out of this coverage.

While Colorado state car insurance law does provide sufficient levels of coverage for minor accidents, they do not offer enough financial protection for drivers involved in more severe crashes.

Colorado is not alone here as most state minimum car insurance requirements are somewhat insufficient for most people.

Enter your zip code above to get FREE car insurance quotes today!

Colorado State Car Insurance Requirements

Colorado car insurance laws require all vehicles to have car insurance coverage with at least minimum limits of liability coverage.

The limits of liability coverage are:

Remember that medical expenses can often set you back $10,000 or more overnight and the cost of repairing some luxury cars can easily exceed the levels should the damage be high enough.

In 2009, the State of Colorado passed a law requiring all drivers to also obtain a minimum of $5,000 in medical payments coverage.

Most states do not require medical payments coverage but, it is a beneficial and affordable type of car insurance to have.

Drivers can save $859/yr* by comparing car insurance

*based on a survey of 1,000 car insurance customers

 Secured with SHA-256 Encryption

Who are the best Colorado car insurance companies?

Colorado is quite a large market for car insurance companies so almost national providers offer coverage in the State.

Car insurers such as Progressive, Nationwide, Geico and State Farm along with regional provider and high-risk car insurance companies like the General Car Insurance Company all have a presence there.

In fact, over 100 licensed car insurance companies offer automobile insurance so finding an insurer is not too difficult.

There many car insurance companies who are just as financially stable as the other and every driver has unique needs so spend more time comparing those providers you trust rather than chasing after who has the best title.

Enter your zip code below to get FREE car insurance quotes today!

Start Saving on Car Insurance!

Enter your zip code below to compare rates from the top companies in your area

 Secured with SHA-256 Encryption