Cheap Quotes for Dumont, MN Car Insurance (2021)

Dumont, Minnesota car insurance rates average $346 a month and Minnesota law requires coverage of at least 30/60/10. By comparing rates from multiple Dumont, MN companies, you can find cheap Dumont car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Dumont, MN after a DUI are $5,620/year
  • Dumont has an average commute time of 14.4 minutes
  • Average car insurance rates in Dumont, MN are $346/month

How do the Dumont, Minnesota monthly average car insurance rates of $346/month compare to nearby cities like Plymouth car insurance rates, Maple Grove car insurance rates, and Duluth car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Dumont, MN.

We’ll cover the Minnesota minimum coverage requirements, Minnesota car insurance laws, and Dumont, MN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Dumont, Minnesota companies to find the most affordable Dumont car insurance rates.

Enter your ZIP code above to find cheap Dumont, MN car insurance quotes today.

What are the minimum Dumont, MN car insurance requirements?

To meet Minnesota minimum car insurance coverage requirements, Dumont, MN drivers need to carry at least 30/60/10 coverage.

Minimum Required Car Insurance Coverage in Dumont, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Dumont, MN car insurance rates?

Three of the criteria that most affect car insurance rates in Dumont, Minnesota are age, gender, and marital status. Let’s take a look at how each of these stack up with top Dumont car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dumont, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,810 $2,810 $6,608 $9,571 $3,562 $3,739
American Family $2,111 $2,111 $1,913 $1,913 $5,695 $8,274 $2,111 $2,384
Farmers $1,863 $1,862 $1,791 $1,894 $5,283 $5,327 $2,442 $2,416
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,326 $1,326 $1,176 $1,176 $2,824 $3,494 $1,539 $1,268
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

How much do teen drivers pay for car insurance in Dumont, MN?

Dumont, Minnesota car insurance rates for teens are often higher than rates for other drivers. Compare Dumont car insurance rates from multiple Dumont, Minnesota car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Dumont, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,608 $9,571
American Family $5,695 $8,274
Farmers $5,283 $5,327
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $2,824 $3,494
USAA $4,819 $5,295

How much do senior drivers pay for car insurance in Dumont, MN?

With a little research, seniors can find affordable car insurance in Dumont, Minnesota. Here’s a look at how the top Dumont car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Dumont, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,810 $2,810
American Family $1,913 $1,913
Farmers $1,791 $1,894
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,176 $1,176
USAA $1,654 $1,658

How does coverage level affect Dumont, MN car insurance rates?

How much coverage do you need? Are you comfortable with the Minnesota minimum of 30/60/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Dumont, MN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Dumont, Minnesota

Insurance Company Low Medium High
Allstate $4,311 $4,365 $4,431
American Family $3,309 $3,406 $3,228
Farmers $2,765 $2,869 $2,945
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,699 $1,771 $1,828
USAA $2,671 $2,745 $2,824

How does your driving record affect Dumont, MN car insurance rates?

Safe driving pays off. The more traffic violations you have in Dumont, MN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Dumont, Minnesota companies.

Annual Dumont, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,225 $4,605 $5,468 $4,178
American Family $2,221 $4,038 $4,480 $2,517
Farmers $2,451 $3,082 $3,112 $2,795
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,628 $1,904 $1,766 $1,766
USAA $2,042 $2,596 $3,918 $2,431

How does a DUI affect Dumont, MN car insurance rates?

With even one DUI on your record, you can see an increase in your Dumont, MN car insurance rates.

Annual Car Insurance Rates After a DUI in Dumont, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,468
American Family $4,480
Farmers $3,112
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,766
USAA $3,918

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How does your credit history affect Dumont, MN car insurance rates?

Take a look at the data here to see how your Dumont, Minnesota car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Dumont, Minnesota

Insurance Company Poor Fair Good
Allstate $6,428 $3,466 $3,213
American Family $4,515 $3,005 $2,422
Farmers $3,562 $2,593 $2,424
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,574 $1,575 $1,149
USAA $4,327 $2,096 $1,817

How does your commute affect Dumont, MN car insurance rates?

Dumont, MN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Minnesota can be seen here. Remember, though, that you may have to carry substantially more car insurance in Dumont if you’re financing.

Annual Car Insurance Rates by Commute Length in Dumont, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,369 $4,369
American Family $3,275 $3,353
Farmers $2,860 $2,860
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,719 $1,813
USAA $2,711 $2,783

Who has the cheapest Dumont, MN car insurance rates?

Here’s a breakdown of Dumont, Minnesota car insurance rates by company. You can see which company offers the cheapest Dumont car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Dumont, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Dumont, MN car insurance companies?

Which Dumont, Minnesota car insurance company will best fit your needs and budget? Check out this comparison of the top Dumont companies to find the one for you.

Average Annual Car Insurance Rates by Company in Dumont, Minnesota

Insurance Company Average Annual Rates
Allstate $4,369
American Family $3,314
Farmers $2,860
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,766
USAA $2,747

What factors affect Dumont, MN car insurance rates?

Why are Dumont, Minnesota car insurance rates different than rates in Plymouth or Maple Grove? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Dumont, MN?

More time spent behind the wheel can lead to higher Dumont, Minnesota car insurance rates. In Dumont, MN, the average commute length is 14.4 minutes.

Car Insurance Quotes for Dumont, MN

Shop for affordable Dumont, Minnesota car insurance rates today. Enter your ZIP code to compare quotes from multiple Dumont, MN car insurance companies.

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