Cheap Quotes for Winthrop, WA Car Insurance (2021)

Winthrop, Washington car insurance rates average $233 a month and Washington law requires coverage of at least 25/50/10. By comparing rates from multiple Winthrop, WA companies, you can find cheap Winthrop car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Winthrop, WA after a DUI are $3,261/year
  • Average car insurance rates in Winthrop, WA for senior drivers are $1,500/year
  • Winthrop has an average commute time of 9.8 minutes

How do the Winthrop, Washington monthly average car insurance rates of $233/month compare to nearby cities like Everett car insurance rates, Seattle car insurance rates, and Renton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Winthrop, WA.

We’ll cover the Washington minimum coverage requirements, Washington car insurance laws, and Winthrop, WA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Winthrop, Washington companies to find the most affordable Winthrop car insurance rates.

Enter your ZIP code above to find cheap Winthrop, WA car insurance quotes today.

What are the minimum Winthrop, WA car insurance requirements?

To meet Washington minimum car insurance coverage requirements, Winthrop, WA drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Winthrop, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Winthrop, WA car insurance rates?

Three of the criteria that most affect car insurance rates in Winthrop, Washington are age, gender, and marital status. Let’s take a look at how each of these stack up with top Winthrop car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winthrop, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,189 $2,169 $2,017 $2,116 $7,632 $8,835 $2,333 $2,432
American Family $1,813 $1,813 $1,653 $1,653 $6,852 $9,417 $1,813 $2,461
Farmers $1,703 $1,743 $1,561 $1,740 $3,719 $3,960 $2,133 $2,254
GEICO $1,680 $1,713 $1,586 $1,586 $3,495 $4,635 $2,756 $2,075
Liberty Mutual $1,774 $1,958 $1,600 $1,862 $9,321 $10,409 $1,951 $2,161
Nationwide $1,199 $1,227 $1,113 $1,160 $3,116 $3,821 $1,414 $1,531
Progressive $1,506 $1,419 $1,342 $1,363 $7,323 $8,230 $1,818 $1,835
State Farm $1,457 $1,457 $1,290 $1,290 $3,947 $5,023 $1,642 $1,886
USAA $1,080 $1,067 $1,030 $1,035 $4,525 $5,383 $1,365 $1,497

How much do teen drivers pay for car insurance in Winthrop, WA?

Winthrop, Washington car insurance rates for teens are often higher than rates for other drivers. Compare Winthrop car insurance rates from multiple Winthrop, Washington car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Winthrop, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,632 $8,835
American Family $6,852 $9,417
Farmers $3,719 $3,960
GEICO $3,495 $4,635
Liberty Mutual $9,321 $10,409
Nationwide $3,116 $3,821
Progressive $7,323 $8,230
State Farm $3,947 $5,023
USAA $4,525 $5,383

How much do senior drivers pay for car insurance in Winthrop, WA?

With a little research, seniors can find affordable car insurance in Winthrop, Washington. Here’s a look at how the top Winthrop car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Winthrop, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,017 $2,116
American Family $1,653 $1,653
Farmers $1,561 $1,740
GEICO $1,586 $1,586
Liberty Mutual $1,600 $1,862
Nationwide $1,113 $1,160
Progressive $1,342 $1,363
State Farm $1,290 $1,290
USAA $1,030 $1,035

How does coverage level affect Winthrop, WA car insurance rates?

How much coverage do you need? Are you comfortable with the Washington minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Winthrop, WA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Winthrop, Washington

Insurance Company Low Medium High
Allstate $3,497 $3,703 $3,946
American Family $3,267 $3,430 $3,606
Farmers $2,216 $2,352 $2,486
GEICO $2,321 $2,442 $2,560
Liberty Mutual $3,691 $3,883 $4,064
Nationwide $1,735 $1,822 $1,911
Progressive $2,893 $3,048 $3,372
State Farm $2,145 $2,254 $2,348
USAA $2,002 $2,120 $2,246

How does your driving record affect Winthrop, WA car insurance rates?

Safe driving pays off. The more traffic violations you have in Winthrop, WA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Winthrop, Washington companies.

Annual Winthrop, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,124 $3,914 $4,329 $3,495
American Family $2,762 $3,522 $4,079 $3,375
Farmers $1,951 $2,410 $2,637 $2,408
GEICO $1,869 $2,408 $3,618 $1,869
Liberty Mutual $3,321 $4,147 $4,265 $3,785
Nationwide $1,419 $1,917 $2,405 $1,550
Progressive $2,523 $3,895 $2,952 $3,048
State Farm $2,064 $2,434 $2,249 $2,249
USAA $1,568 $2,260 $2,813 $1,850

How does a DUI affect Winthrop, WA car insurance rates?

With even one DUI on your record, you can see an increase in your Winthrop, WA car insurance rates.

Annual Car Insurance Rates After a DUI in Winthrop, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,329
American Family $4,079
Farmers $2,637
GEICO $3,618
Liberty Mutual $4,265
Nationwide $2,405
Progressive $2,952
State Farm $2,249
USAA $2,813

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How does your credit history affect Winthrop, WA car insurance rates?

Take a look at the data here to see how your Winthrop, Washington car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Winthrop, Washington

Insurance Company Poor Fair Good
Allstate $4,617 $3,514 $3,016
American Family $4,058 $3,308 $2,937
Farmers $2,906 $2,147 $2,002
GEICO $2,906 $2,325 $2,093
Liberty Mutual $5,569 $3,398 $2,671
Nationwide $2,161 $1,710 $1,597
Progressive $3,439 $3,047 $2,827
State Farm $3,272 $1,957 $1,518
USAA $2,683 $1,963 $1,722

How does your commute affect Winthrop, WA car insurance rates?

Winthrop, WA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Washington can be seen here. Remember, though, that you may have to carry substantially more car insurance in Winthrop if you’re financing.

Annual Car Insurance Rates by Commute Length in Winthrop, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,715 $3,715
American Family $3,363 $3,506
Farmers $2,351 $2,351
GEICO $2,411 $2,471
Liberty Mutual $3,879 $3,879
Nationwide $1,823 $1,823
Progressive $3,104 $3,104
State Farm $2,189 $2,309
USAA $2,102 $2,144

Who has the cheapest Winthrop, WA car insurance rates?

Here’s a breakdown of Winthrop, Washington car insurance rates by company. You can see which company offers the cheapest Winthrop car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Winthrop, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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What are the top Winthrop, WA car insurance companies?

Which Winthrop, Washington car insurance company will best fit your needs and budget? Check out this comparison of the top Winthrop companies to find the one for you.

Average Annual Car Insurance Rates by Company in Winthrop, Washington

Insurance Company Average Annual Rates
Allstate $3,715
American Family $3,434
Farmers $2,351
GEICO $2,441
Liberty Mutual $3,879
Nationwide $1,823
Progressive $3,104
State Farm $2,249
USAA $2,123

What factors affect Winthrop, WA car insurance rates?

Why are Winthrop, Washington car insurance rates different than rates in Everett or Seattle? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Winthrop, WA?

More time spent behind the wheel can lead to higher Winthrop, Washington car insurance rates. In Winthrop, WA, the average commute length is 9.8 minutes.

Car Insurance Quotes for Winthrop, WA

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