Cheap Quotes for Augusta, WV Car Insurance (2021)

Augusta, West Virginia car insurance rates average $302 a month and West Virginia law requires coverage of at least 25/50/25. By comparing rates from multiple Augusta, WV companies, you can find cheap Augusta car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Augusta, WV after a DUI are $4,465/year
  • Average car insurance rates in Augusta, WV for senior drivers are $2,042/year
  • Average car insurance rates in Augusta, WV are $302/month

How do the Augusta, West Virginia monthly average car insurance rates of $302/month compare to nearby cities like St. Albans car insurance rates, Martinsburg car insurance rates, and Vienna car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Augusta, WV.

We’ll cover the West Virginia minimum coverage requirements, West Virginia car insurance laws, and Augusta, WV statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Augusta, West Virginia companies to find the most affordable Augusta car insurance rates.

Enter your ZIP code above to find cheap Augusta, WV car insurance quotes today.

What are the minimum Augusta, WV car insurance requirements?

To meet West Virginia minimum car insurance coverage requirements, Augusta, WV drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Augusta, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Augusta, WV car insurance rates?

Three of the criteria that most affect car insurance rates in Augusta, West Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Augusta car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Augusta, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,525 $2,350 $2,252 $2,258 $8,859 $9,226 $2,805 $2,817
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,530 $3,833 $2,837 $3,450 $13,285 $14,987 $3,650 $4,021
Nationwide $1,773 $1,806 $1,617 $1,699 $4,380 $5,549 $1,979 $2,119
Progressive $2,097 $2,030 $1,921 $1,927 $8,758 $9,846 $2,517 $2,608
State Farm $1,506 $1,506 $1,340 $1,340 $3,197 $4,126 $1,774 $1,414
USAA $1,680 $1,657 $1,556 $1,572 $5,512 $6,116 $2,171 $2,336

How much do teen drivers pay for car insurance in Augusta, WV?

Augusta, West Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Augusta car insurance rates from multiple Augusta, West Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Augusta, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,859 $9,226
GEICO $6,181 $7,456
Liberty Mutual $13,285 $14,987
Nationwide $4,380 $5,549
Progressive $8,758 $9,846
State Farm $3,197 $4,126
USAA $5,512 $6,116

How much do senior drivers pay for car insurance in Augusta, WV?

With a little research, seniors can find affordable car insurance in Augusta, West Virginia. Here’s a look at how the top Augusta car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Augusta, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,258
GEICO $2,446 $2,371
Liberty Mutual $2,837 $3,450
Nationwide $1,617 $1,699
Progressive $1,921 $1,927
State Farm $1,340 $1,340
USAA $1,556 $1,572

How does coverage level affect Augusta, WV car insurance rates?

How much coverage do you need? Are you comfortable with the West Virginia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Augusta, WV car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Augusta, West Virginia

Insurance Company Low Medium High
Allstate $4,006 $4,130 $4,274
GEICO $3,401 $3,578 $3,738
Liberty Mutual $5,897 $6,184 $6,516
Nationwide $2,583 $2,595 $2,668
Progressive $3,832 $3,928 $4,129
State Farm $1,921 $2,018 $2,137
USAA $2,735 $2,820 $2,920

How does your driving record affect Augusta, WV car insurance rates?

Safe driving pays off. The more traffic violations you have in Augusta, WV, the higher your car insurance rates will be. Compare rates based on driving infractions from top Augusta, West Virginia companies.

Annual Augusta, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,508 $4,143 $4,924 $3,971
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,083 $6,409 $7,103 $6,202
Nationwide $2,100 $2,772 $3,245 $2,345
Progressive $3,375 $4,485 $4,031 $3,960
State Farm $1,874 $2,176 $2,025 $2,025
USAA $2,224 $2,623 $3,745 $2,709

How does a DUI affect Augusta, WV car insurance rates?

With even one DUI on your record, you can see an increase in your Augusta, WV car insurance rates.

Annual Car Insurance Rates After a DUI in Augusta, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,924
GEICO $6,179
Liberty Mutual $7,103
Nationwide $3,245
Progressive $4,031
State Farm $2,025
USAA $3,745

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How does your credit history affect Augusta, WV car insurance rates?

Take a look at the data here to see how your Augusta, West Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Augusta, West Virginia

Insurance Company Poor Fair Good
Allstate $5,013 $3,985 $3,412
GEICO $4,309 $3,502 $2,907
Liberty Mutual $8,872 $5,445 $4,281
Nationwide $2,979 $2,520 $2,347
Progressive $4,456 $3,856 $3,577
State Farm $2,906 $1,775 $1,396
USAA $4,179 $2,389 $1,907

How does your commute affect Augusta, WV car insurance rates?

Augusta, WV car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for West Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Augusta if you’re financing.

Annual Car Insurance Rates by Commute Length in Augusta, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,137 $4,137
GEICO $3,535 $3,610
Liberty Mutual $6,199 $6,199
Nationwide $2,615 $2,615
Progressive $3,963 $3,963
State Farm $1,974 $2,077
USAA $2,792 $2,858

Who has the cheapest Augusta, WV car insurance rates?

Here’s a breakdown of Augusta, West Virginia car insurance rates by company. You can see which company offers the cheapest Augusta car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Augusta, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Augusta, WV car insurance companies?

Which Augusta, West Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Augusta companies to find the one for you.

Average Annual Car Insurance Rates by Company in Augusta, West Virginia

Insurance Company Average Annual Rates
Allstate $4,137
GEICO $3,572
Liberty Mutual $6,199
Nationwide $2,615
Progressive $3,963
State Farm $2,025
USAA $2,825

What factors affect Augusta, WV car insurance rates?

Why are Augusta, West Virginia car insurance rates different than rates in St. Albans or Martinsburg? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in Augusta, WV

Like commute length, time spent in traffic also increase risk of accidents. Augusta, WV is listed as 513th in INRIX congested cities data.

Car Insurance Quotes for Augusta, WV

Shop for affordable Augusta, West Virginia car insurance rates today. Enter your ZIP code to compare quotes from multiple Augusta, WV car insurance companies.

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