Cheap Quotes for Covington, VA Car Insurance (2021)

Covington, Virginia car insurance rates average $176 a month and Virginia law requires coverage of at least 25/50/20. By comparing rates from multiple Covington, VA companies, you can find cheap Covington car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Covington, VA after a DUI are $2,496/year
  • Covington has an average commute time of 16.5 minutes
  • Average car insurance rates in Covington, VA are $176/month

How do the Covington, Virginia monthly average car insurance rates of $176/month compare to nearby cities like Roanoke car insurance rates, Suffolk car insurance rates, and Newport News car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Covington, VA.

We’ll cover the Virginia minimum coverage requirements, Virginia car insurance laws, and Covington, VA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Covington, Virginia companies to find the most affordable Covington car insurance rates.

Enter your ZIP code above to find cheap Covington, VA car insurance quotes today.

What are the minimum Covington, VA car insurance requirements?

To meet Virginia minimum car insurance coverage requirements, Covington, VA drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Covington, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Covington, VA car insurance rates?

Three of the criteria that most affect car insurance rates in Covington, Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Covington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Covington, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,804 $1,703 $1,794 $1,794 $5,677 $6,543 $2,349 $2,354
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,252 $1,262 $1,114 $1,147 $2,898 $3,738 $1,376 $1,499
Progressive $1,111 $1,057 $1,006 $1,009 $5,056 $5,681 $1,344 $1,375
State Farm $1,278 $1,278 $1,148 $1,148 $3,821 $4,784 $1,443 $1,672
USAA $1,006 $990 $941 $946 $3,107 $3,701 $1,292 $1,418

How much do teen drivers pay for car insurance in Covington, VA?

Covington, Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Covington car insurance rates from multiple Covington, Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Covington, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,677 $6,543
GEICO $2,916 $3,915
Nationwide $2,898 $3,738
Progressive $5,056 $5,681
State Farm $3,821 $4,784
USAA $3,107 $3,701

How much do senior drivers pay for car insurance in Covington, VA?

With a little research, seniors can find affordable car insurance in Covington, Virginia. Here’s a look at how the top Covington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Covington, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,794 $1,794
GEICO $1,304 $1,304
Nationwide $1,114 $1,147
Progressive $1,006 $1,009
State Farm $1,148 $1,148
USAA $941 $946

How does coverage level affect Covington, VA car insurance rates?

How much coverage do you need? Are you comfortable with the Virginia minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Covington, VA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Covington, Virginia

Insurance Company Low Medium High
Allstate $2,927 $3,003 $3,076
GEICO $1,857 $1,920 $1,987
Nationwide $1,877 $1,768 $1,713
Progressive $2,116 $2,183 $2,316
State Farm $1,964 $2,067 $2,183
USAA $1,614 $1,678 $1,733

How does your driving record affect Covington, VA car insurance rates?

Safe driving pays off. The more traffic violations you have in Covington, VA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Covington, Virginia companies.

Annual Covington, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,571 $3,292 $2,895
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,556 $1,556 $2,268 $1,762
Progressive $1,887 $2,493 $2,247 $2,193
State Farm $1,893 $2,250 $2,072 $2,072
USAA $1,299 $1,683 $2,224 $1,494

How does a DUI affect Covington, VA car insurance rates?

With even one DUI on your record, you can see an increase in your Covington, VA car insurance rates.

Annual Car Insurance Rates After a DUI in Covington, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,292
GEICO $2,874
Nationwide $2,268
Progressive $2,247
State Farm $2,072
USAA $2,224

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Covington, VA car insurance rates?

Take a look at the data here to see how your Covington, Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Covington, Virginia

Insurance Company Poor Fair Good
Allstate $3,655 $2,937 $2,415
GEICO $2,135 $1,815 $1,815
Nationwide $2,118 $1,698 $1,541
Progressive $2,458 $2,149 $2,008
State Farm $2,945 $1,827 $1,443
USAA $2,239 $1,526 $1,260

How does your commute affect Covington, VA car insurance rates?

Covington, VA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Covington if you’re financing.

Annual Car Insurance Rates by Commute Length in Covington, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,091
GEICO $1,885 $1,957
Nationwide $1,786 $1,786
Progressive $2,205 $2,205
State Farm $2,023 $2,120
USAA $1,614 $1,736

Who has the cheapest Covington, VA car insurance rates?

Here’s a breakdown of Covington, Virginia car insurance rates by company. You can see which company offers the cheapest Covington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Covington, Virginia

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Covington, VA car insurance companies?

Which Covington, Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Covington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Covington, Virginia

Insurance Company Average Annual Rates
Allstate $3,002
GEICO $1,921
Nationwide $1,786
Progressive $2,205
State Farm $2,072
USAA $1,675

What factors affect Covington, VA car insurance rates?

Why are Covington, Virginia car insurance rates different than rates in Roanoke or Suffolk? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Covington, VA?

More time spent behind the wheel can lead to higher Covington, Virginia car insurance rates. In Covington, VA, the average commute length is 16.5 minutes.

Car Insurance Quotes for Covington, VA

Shop for affordable Covington, Virginia car insurance rates today. Enter your ZIP code to compare quotes from multiple Covington, VA car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption