Cheap Quotes for Waynesboro, GA Car Insurance (2021)

Waynesboro, Georgia car insurance rates average $414 a month and Georgia law requires coverage of at least 25/50/25. By comparing rates from multiple Waynesboro, GA companies, you can find cheap Waynesboro car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Waynesboro, GA are $414/month
  • Average car insurance rates in Waynesboro, GA for senior drivers are $2,777/year
  • Average car insurance rates in Waynesboro, GA after a DUI are $6,104/year

How do the Waynesboro, Georgia monthly average car insurance rates of $414/month compare to nearby cities like Savannah car insurance rates, Albany car insurance rates, and Marietta car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Waynesboro, GA.

We’ll cover the Georgia minimum coverage requirements, Georgia car insurance laws, and Waynesboro, GA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Waynesboro, Georgia companies to find the most affordable Waynesboro car insurance rates.

Enter your ZIP code above to find cheap Waynesboro, GA car insurance quotes today.

What are the minimum Waynesboro, GA car insurance requirements?

To meet Georgia minimum car insurance coverage requirements, Waynesboro, GA drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Waynesboro, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Waynesboro, GA car insurance rates?

Three of the criteria that most affect car insurance rates in Waynesboro, Georgia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Waynesboro car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waynesboro, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,711 $1,681 $1,650 $1,650 $4,935 $5,900 $2,166 $2,419
Liberty Mutual $5,303 $5,776 $4,345 $4,933 $22,265 $24,866 $5,621 $5,987
Nationwide $4,129 $4,270 $4,081 $4,489 $12,974 $16,720 $5,048 $5,482
Progressive $2,812 $2,618 $2,404 $2,509 $8,181 $9,080 $3,249 $3,406
State Farm $2,169 $2,169 $1,936 $1,936 $5,605 $7,386 $2,374 $2,557
USAA $1,815 $1,815 $1,667 $1,684 $6,431 $7,649 $2,266 $2,514

How much do teen drivers pay for car insurance in Waynesboro, GA?

Waynesboro, Georgia car insurance rates for teens are often higher than rates for other drivers. Compare Waynesboro car insurance rates from multiple Waynesboro, Georgia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Waynesboro, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,935 $5,900
Liberty Mutual $22,265 $24,866
Nationwide $12,974 $16,720
Progressive $8,181 $9,080
State Farm $5,605 $7,386
USAA $6,431 $7,649

How much do senior drivers pay for car insurance in Waynesboro, GA?

With a little research, seniors can find affordable car insurance in Waynesboro, Georgia. Here’s a look at how the top Waynesboro car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Waynesboro, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,650 $1,650
Liberty Mutual $4,345 $4,933
Nationwide $4,081 $4,489
Progressive $2,404 $2,509
State Farm $1,936 $1,936
USAA $1,667 $1,684

How does coverage level affect Waynesboro, GA car insurance rates?

How much coverage do you need? Are you comfortable with the Georgia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Waynesboro, GA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Waynesboro, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,572 $2,776 $2,944
Liberty Mutual $9,474 $9,832 $10,355
Nationwide $7,008 $7,279 $7,161
Progressive $3,940 $4,217 $4,691
State Farm $3,071 $3,268 $3,460
USAA $3,094 $3,214 $3,382

How does your driving record affect Waynesboro, GA car insurance rates?

Safe driving pays off. The more traffic violations you have in Waynesboro, GA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Waynesboro, Georgia companies.

Annual Waynesboro, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,853 $2,331 $4,795 $2,077
Liberty Mutual $7,510 $10,250 $11,787 $10,001
Nationwide $5,496 $6,455 $9,975 $6,670
Progressive $3,401 $5,813 $3,960 $3,955
State Farm $2,989 $3,543 $3,266 $3,266
USAA $2,471 $3,118 $4,579 $2,752

How does a DUI affect Waynesboro, GA car insurance rates?

With even one DUI on your record, you can see an increase in your Waynesboro, GA car insurance rates.

Annual Car Insurance Rates After a DUI in Waynesboro, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,364
GEICO $4,795
Liberty Mutual $11,787
Nationwide $9,975
Progressive $3,960
State Farm $3,266
USAA $4,579

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How does your credit history affect Waynesboro, GA car insurance rates?

Take a look at the data here to see how your Waynesboro, Georgia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Waynesboro, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,476 $2,443 $2,373
Liberty Mutual $14,179 $8,679 $6,803
Nationwide $8,521 $6,898 $6,028
Progressive $4,899 $4,148 $3,800
State Farm $4,631 $2,883 $2,284
USAA $4,222 $2,953 $2,515

How does your commute affect Waynesboro, GA car insurance rates?

Waynesboro, GA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Georgia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Waynesboro if you’re financing.

Annual Car Insurance Rates by Commute Length in Waynesboro, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,716 $2,812
Liberty Mutual $9,887 $9,887
Nationwide $7,149 $7,149
Progressive $4,282 $4,282
State Farm $3,266 $3,266
USAA $3,083 $3,377

Who has the cheapest Waynesboro, GA car insurance rates?

Here’s a breakdown of Waynesboro, Georgia car insurance rates by company. You can see which company offers the cheapest Waynesboro car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Waynesboro, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Waynesboro, GA car insurance companies?

Which Waynesboro, Georgia car insurance company will best fit your needs and budget? Check out this comparison of the top Waynesboro companies to find the one for you.

Average Annual Car Insurance Rates by Company in Waynesboro, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,764
Liberty Mutual $9,887
Nationwide $7,149
Progressive $4,282
State Farm $3,266
USAA $3,230

What factors affect Waynesboro, GA car insurance rates?

Why are Waynesboro, Georgia car insurance rates different than rates in Savannah or Albany? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Waynesboro, GA?

More time spent behind the wheel can lead to higher Waynesboro, Georgia car insurance rates. In Waynesboro, GA, the average commute length is 22.6 minutes.

Car Insurance Quotes for Waynesboro, GA

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