Cheap Quotes for Kahuku, HI Car Insurance (2021)

Kahuku, Hawaii car insurance rates average $209 a month and Hawaii law requires coverage of at least 20/40/10. By comparing rates from multiple Kahuku, HI companies, you can find cheap Kahuku car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • Kahuku has an average commute time of 35.0 minutes
  • The cheapest car insurance company in Kahuku is State Farm
  • Average car insurance rates in Kahuku, HI after a DUI are $4,999/year

How do the Kahuku, Hawaii monthly average car insurance rates of $209/month compare to nearby cities like Kekaha car insurance rates, Kailua car insurance rates, and Hanamaulu car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kahuku, HI.

We’ll cover the Hawaii minimum coverage requirements, Hawaii car insurance laws, and Kahuku, HI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kahuku, Hawaii companies to find the most affordable Kahuku car insurance rates.

Enter your ZIP code above to find cheap Kahuku, HI car insurance quotes today.

What are the minimum Kahuku, HI car insurance requirements?

To meet Hawaii minimum car insurance coverage requirements, Kahuku, HI drivers need to carry at least 20/40/10 coverage.

Minimum Required Car Insurance Coverage in Kahuku, Hawaii

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Kahuku, HI car insurance rates?

Three of the criteria that most affect car insurance rates in Kahuku, Hawaii are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kahuku car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kahuku, Hawaii

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,130 $2,130 $2,130 $2,130 $2,130 $2,130 $2,130 $2,130
Farmers $4,562 $4,562 $4,562 $4,562 $4,970 $4,970 $4,562 $4,562
GEICO $3,201 $3,201 $3,201 $3,201 $3,201 $3,201 $3,201 $3,201
Liberty Mutual $3,069 $3,069 $3,069 $3,069 $3,107 $3,107 $3,069 $3,069
Progressive $1,966 $1,966 $1,966 $1,966 $2,757 $2,757 $1,966 $1,966
State Farm $1,050 $1,050 $1,050 $1,050 $1,050 $1,050 $1,050 $1,050
USAA $1,258 $1,258 $1,258 $1,258 $1,315 $1,315 $1,258 $1,258

How much do teen drivers pay for car insurance in Kahuku, HI?

Kahuku, Hawaii car insurance rates for teens are often higher than rates for other drivers. Compare Kahuku car insurance rates from multiple Kahuku, Hawaii car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kahuku, Hawaii

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $2,130 $2,130
Farmers $4,970 $4,970
GEICO $3,201 $3,201
Liberty Mutual $3,107 $3,107
Progressive $2,757 $2,757
State Farm $1,050 $1,050
USAA $1,315 $1,315

How much do senior drivers pay for car insurance in Kahuku, HI?

With a little research, seniors can find affordable car insurance in Kahuku, Hawaii. Here’s a look at how the top Kahuku car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kahuku, Hawaii

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,130 $2,130
Farmers $4,562 $4,562
GEICO $3,201 $3,201
Liberty Mutual $3,069 $3,069
Progressive $1,966 $1,966
State Farm $1,050 $1,050
USAA $1,258 $1,258

How does coverage level affect Kahuku, HI car insurance rates?

How much coverage do you need? Are you comfortable with the Hawaii minimum of 20/40/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kahuku, HI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kahuku, Hawaii

Insurance Company Low Medium High
Allstate $1,976 $2,136 $2,279
Farmers $4,463 $4,702 $4,828
GEICO $3,038 $3,226 $3,338
Liberty Mutual $3,067 $2,900 $3,268
Progressive $1,959 $2,163 $2,371
State Farm $977 $1,053 $1,120
USAA $1,203 $1,272 $1,342

How does your driving record affect Kahuku, HI car insurance rates?

Safe driving pays off. The more traffic violations you have in Kahuku, HI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kahuku, Hawaii companies.

Annual Kahuku, Hawaii Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,251 $1,841 $3,712 $1,717
Farmers $2,245 $3,346 $10,820 $2,245
GEICO $1,352 $1,752 $8,348 $1,352
Liberty Mutual $1,651 $2,060 $6,544 $2,060
Progressive $1,644 $2,309 $2,581 $2,123
State Farm $960 $1,140 $1,050 $1,050
USAA $962 $1,179 $1,942 $1,007

How does a DUI affect Kahuku, HI car insurance rates?

With even one DUI on your record, you can see an increase in your Kahuku, HI car insurance rates.

Annual Car Insurance Rates After a DUI in Kahuku, Hawaii

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,712
Farmers $10,820
GEICO $8,348
Liberty Mutual $6,544
Progressive $2,581
State Farm $1,050
USAA $1,942

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How does your commute affect Kahuku, HI car insurance rates?

Kahuku, HI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Hawaii can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kahuku if you’re financing.

Annual Car Insurance Rates by Commute Length in Kahuku, Hawaii

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $1,999 $2,262
Farmers $4,664 $4,664
GEICO $3,201 $3,201
Liberty Mutual $3,078 $3,078
Progressive $2,164 $2,164
State Farm $1,050 $1,050
USAA $1,272 $1,272

Who has the cheapest Kahuku, HI car insurance rates?

Here’s a breakdown of Kahuku, Hawaii car insurance rates by company. You can see which company offers the cheapest Kahuku car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kahuku, Hawaii

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top Kahuku, HI car insurance companies?

Which Kahuku, Hawaii car insurance company will best fit your needs and budget? Check out this comparison of the top Kahuku companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kahuku, Hawaii

Insurance Company Average Annual Rates
Allstate $2,130
Farmers $4,664
GEICO $3,201
Liberty Mutual $3,078
Progressive $2,164
State Farm $1,050
USAA $1,272

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What factors affect Kahuku, HI car insurance rates?

Why are Kahuku, Hawaii car insurance rates different than rates in Kekaha or Kailua? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Kahuku, HI?

More time spent behind the wheel can lead to higher Kahuku, Hawaii car insurance rates. In Kahuku, HI, the average commute length is 35.0 minutes.

Car Insurance Quotes for Kahuku, HI

Shop for affordable Kahuku, Hawaii car insurance rates today. Enter your ZIP code to compare quotes from multiple Kahuku, HI car insurance companies.

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