North Carolina Car Insurance

North Carolina car insurance laws require all vehicles registered in North Carolina to carry liability insurance. Driving with no auto insurance in North Carolina is illegal and may subject a person to heavy fines, driver’s license suspension, personal liability for any car accident damages, and more. On average, North Carolina car insurance rates are $72/mo, or $865/yr. This is nearly forty percent below the national average. Compare rates now with our free quote calculator below.

UPDATED: Apr 15, 2022Fact Checked

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Written by Tonya Sisler
Insurance Writer Tonya Sisler

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

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State Minimum Car Insurance Rates Nationwide
Average Monthly Car Insurance Rates by State
Monthly North Carolina Car Insurance Rates by ZIP Code
Average Monthly Car Insurance Rates by Age & Gender in North Carolina
Factors Affecting Car Insurance Rates in North Carolina
North Carolina Car Insurance Rates by Company vs. State Average
North Carolina Car Insurers by Market Share %
State Minimum Car Insurance Rates Nationwide
Average Monthly Car Insurance Rates by State
Monthly North Carolina Car Insurance Rates by ZIP Code
Average Monthly Car Insurance Rates by Age & Gender in North Carolina
Factors Affecting Car Insurance Rates in North Carolina
North Carolina Car Insurance Rates by Company vs. State Average
North Carolina Car Insurers by Market Share %