Cheap Quotes for Burnsville, NC Car Insurance (2021)

Burnsville, North Carolina car insurance rates average $258 a month and North Carolina law requires coverage of at least 30/60/25. By comparing rates from multiple Burnsville, NC companies, you can find cheap Burnsville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Burnsville, NC for senior drivers are $2,329/year
  • Burnsville has an average commute time of 20.0 minutes
  • The cheapest car insurance company in Burnsville is Liberty Mutual

How do the Burnsville, North Carolina monthly average car insurance rates of $258/month compare to nearby cities like Greensboro car insurance rates, Fayetteville car insurance rates, and Concord car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Burnsville, NC.

We’ll cover the North Carolina minimum coverage requirements, North Carolina car insurance laws, and Burnsville, NC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Burnsville, North Carolina companies to find the most affordable Burnsville car insurance rates.

Enter your ZIP code above to find cheap Burnsville, NC car insurance quotes today.

What are the minimum Burnsville, NC car insurance requirements?

To meet North Carolina minimum car insurance coverage requirements, Burnsville, NC drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Burnsville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Burnsville, NC car insurance rates?

Three of the criteria that most affect car insurance rates in Burnsville, North Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Burnsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Burnsville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,141 $5,141 $4,222 $4,222 $12,336 $12,336 $5,242 $5,242
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,651 $1,651 $1,505 $1,505 $3,736 $3,736 $1,823 $1,823
State Farm $2,199 $2,199 $1,902 $1,902 $3,234 $3,234 $2,718 $2,718
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

How much do teen drivers pay for car insurance in Burnsville, NC?

Burnsville, North Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Burnsville car insurance rates from multiple Burnsville, North Carolina car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Burnsville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,336 $12,336
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,736 $3,736
State Farm $3,234 $3,234
Travelers $4,108 $4,108

How much do senior drivers pay for car insurance in Burnsville, NC?

With a little research, seniors can find affordable car insurance in Burnsville, North Carolina. Here’s a look at how the top Burnsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Burnsville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,222 $4,222
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,505 $1,505
State Farm $1,902 $1,902
Travelers $2,424 $2,424

How does coverage level affect Burnsville, NC car insurance rates?

How much coverage do you need? Are you comfortable with the North Carolina minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Burnsville, NC car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Burnsville, North Carolina

Insurance Company Low Medium High
Allstate $6,536 $6,714 $6,956
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,083 $2,167 $2,287
State Farm $2,431 $2,501 $2,607
Travelers $2,765 $2,858 $2,991

How does your driving record affect Burnsville, NC car insurance rates?

Safe driving pays off. The more traffic violations you have in Burnsville, NC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Burnsville, North Carolina companies.

Annual Burnsville, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,648 $6,405 $11,953 $4,935
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,024 $1,506 $4,730 $1,456
State Farm $1,350 $1,937 $4,828 $1,937
Travelers $1,706 $2,238 $5,336 $2,205

How does a DUI affect Burnsville, NC car insurance rates?

With even one DUI on your record, you can see an increase in your Burnsville, NC car insurance rates.

Annual Car Insurance Rates After a DUI in Burnsville, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,953
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,730
State Farm $4,828
Travelers $5,336

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How does your credit history affect Burnsville, NC car insurance rates?

Take a look at the data here to see how your Burnsville, North Carolina car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Burnsville, North Carolina

Insurance Company Poor Fair Good
Allstate $9,128 $5,918 $5,160
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,459 $2,125 $1,953
State Farm $3,530 $2,256 $1,753
Travelers $3,065 $2,790 $2,759

How does your commute affect Burnsville, NC car insurance rates?

Burnsville, NC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Burnsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Burnsville, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,735 $6,735
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,179 $2,179
State Farm $2,499 $2,527
Travelers $2,871 $2,871

Who has the cheapest Burnsville, NC car insurance rates?

Here’s a breakdown of Burnsville, North Carolina car insurance rates by company. You can see which company offers the cheapest Burnsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Burnsville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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What are the top Burnsville, NC car insurance companies?

Which Burnsville, North Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Burnsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Burnsville, North Carolina

Insurance Company Average Annual Rates
Allstate $6,735
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,179
State Farm $2,513
Travelers $2,871

What factors affect Burnsville, NC car insurance rates?

Why are Burnsville, North Carolina car insurance rates different than rates in Greensboro or Fayetteville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Burnsville, NC?

More time spent behind the wheel can lead to higher Burnsville, North Carolina car insurance rates. In Burnsville, NC, the average commute length is 20.0 minutes.

Car Insurance Quotes for Burnsville, NC

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