Cheap Quotes for Monroe, GA Car Insurance (2021)

Monroe, Georgia car insurance rates average $446 a month and Georgia law requires coverage of at least 25/50/25. By comparing rates from multiple Monroe, GA companies, you can find cheap Monroe car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • The cheapest car insurance company in Monroe is USAA
  • Average car insurance rates in Monroe, GA are $446/month
  • Average car insurance rates in Monroe, GA after a DUI are $6,595/year

How do the Monroe, Georgia monthly average car insurance rates of $446/month compare to nearby cities like Savannah car insurance rates, Alpharetta car insurance rates, and Columbus car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Monroe, GA.

We’ll cover the Georgia minimum coverage requirements, Georgia car insurance laws, and Monroe, GA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Monroe, Georgia companies to find the most affordable Monroe car insurance rates.

Enter your ZIP code above to find cheap Monroe, GA car insurance quotes today.

What are the minimum Monroe, GA car insurance requirements?

To meet Georgia minimum car insurance coverage requirements, Monroe, GA drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Monroe, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Monroe, GA Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Monroe, GA you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Monroe, Georgia

ZIP Code Average Annual Rates
30655 $5,217
30656 $5,154

How do age, gender, and marital status affect Monroe, GA car insurance rates?

Three of the criteria that most affect car insurance rates in Monroe, Georgia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Monroe car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monroe, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $2,156 $2,134 $2,095 $2,095 $6,738 $8,061 $2,789 $3,103
Liberty Mutual $5,451 $5,931 $4,456 $5,057 $23,465 $26,200 $5,779 $6,146
Nationwide $3,753 $3,883 $3,716 $4,089 $11,658 $15,019 $4,577 $4,968
Progressive $3,077 $2,826 $2,650 $2,789 $9,870 $10,928 $3,561 $3,729
State Farm $2,464 $2,464 $2,215 $2,215 $6,625 $8,698 $2,706 $2,925
USAA $1,998 $1,991 $1,862 $1,860 $7,399 $8,765 $2,493 $2,747

How much do teen drivers pay for car insurance in Monroe, GA?

Monroe, Georgia car insurance rates for teens are often higher than rates for other drivers. Compare Monroe car insurance rates from multiple Monroe, Georgia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Monroe, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $6,738 $8,061
Liberty Mutual $23,465 $26,200
Nationwide $11,658 $15,019
Progressive $9,870 $10,928
State Farm $6,625 $8,698
USAA $7,399 $8,765

How much do senior drivers pay for car insurance in Monroe, GA?

With a little research, seniors can find affordable car insurance in Monroe, Georgia. Here’s a look at how the top Monroe car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Monroe, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $2,095 $2,095
Liberty Mutual $4,456 $5,057
Nationwide $3,716 $4,089
Progressive $2,650 $2,789
State Farm $2,215 $2,215
USAA $1,862 $1,860

How does coverage level affect Monroe, GA car insurance rates?

How much coverage do you need? Are you comfortable with the Georgia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Monroe, GA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Monroe, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $3,364 $3,666 $3,909
Liberty Mutual $9,889 $10,257 $10,786
Nationwide $6,262 $6,580 $6,532
Progressive $4,522 $4,851 $5,414
State Farm $3,537 $3,792 $4,038
USAA $3,484 $3,623 $3,811

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How does your driving record affect Monroe, GA car insurance rates?

Safe driving pays off. The more traffic violations you have in Monroe, GA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Monroe, Georgia companies.

Annual Monroe, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,392 $2,984 $6,448 $2,761
Liberty Mutual $7,824 $10,700 $12,299 $10,420
Nationwide $4,970 $5,835 $8,999 $6,027
Progressive $3,847 $6,835 $4,554 $4,479
State Farm $3,448 $4,130 $3,789 $3,789
USAA $2,774 $3,522 $5,166 $3,096

How does a DUI affect Monroe, GA car insurance rates?

With even one DUI on your record, you can see an increase in your Monroe, GA car insurance rates.

Annual Car Insurance Rates After a DUI in Monroe, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
GEICO $6,448
Liberty Mutual $12,299
Nationwide $8,999
Progressive $4,554
State Farm $3,789
USAA $5,166

How does your credit history affect Monroe, GA car insurance rates?

Take a look at the data here to see how your Monroe, Georgia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Monroe, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $4,768 $3,117 $3,054
Liberty Mutual $14,760 $9,067 $7,104
Nationwide $7,682 $6,232 $5,459
Progressive $5,536 $4,800 $4,450
State Farm $5,369 $3,346 $2,652
USAA $4,732 $3,336 $2,850

How does your commute affect Monroe, GA car insurance rates?

Monroe, GA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Georgia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Monroe if you’re financing.

Annual Car Insurance Rates by Commute Length in Monroe, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,604 $4,820
GEICO $3,587 $3,706
Liberty Mutual $10,311 $10,311
Nationwide $6,458 $6,458
Progressive $4,929 $4,929
State Farm $3,789 $3,789
USAA $3,473 $3,806

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Who has the cheapest Monroe, GA car insurance rates?

Here’s a breakdown of Monroe, Georgia car insurance rates by company. You can see which company offers the cheapest Monroe car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Monroe, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

What are the top Monroe, GA car insurance companies?

Which Monroe, Georgia car insurance company will best fit your needs and budget? Check out this comparison of the top Monroe companies to find the one for you.

Average Annual Car Insurance Rates by Company in Monroe, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $3,646
Liberty Mutual $10,311
Nationwide $6,458
Progressive $4,929
State Farm $3,789
USAA $3,639

What factors affect Monroe, GA car insurance rates?

Why are Monroe, Georgia car insurance rates different than rates in Savannah or Alpharetta? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Monroe, GA?

More time spent behind the wheel can lead to higher Monroe, Georgia car insurance rates. In Monroe, GA, the average commute length is 25.5 minutes.

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Car Insurance Quotes for Monroe, GA

Shop for affordable Monroe, Georgia car insurance rates today. Enter your ZIP code to compare quotes from multiple Monroe, GA car insurance companies.

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