Cheap Quotes for Pennsville, NJ Car Insurance (2021)

Pennsville, New Jersey car insurance rates average $420 a month and New Jersey law requires coverage of at least 15/30/5. By comparing rates from multiple Pennsville, NJ companies, you can find cheap Pennsville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Pennsville, NJ are $420/month
  • Average car insurance rates in Pennsville, NJ for senior drivers are $3,143/year
  • Average car insurance rates in Pennsville, NJ after a DUI are $5,914/year

How do the Pennsville, New Jersey monthly average car insurance rates of $420/month compare to nearby cities like Elizabeth car insurance rates, Jersey City car insurance rates, and Passaic car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Pennsville, NJ.

We’ll cover the New Jersey minimum coverage requirements, New Jersey car insurance laws, and Pennsville, NJ statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Pennsville, New Jersey companies to find the most affordable Pennsville car insurance rates.

Enter your ZIP code above to find cheap Pennsville, NJ car insurance quotes today.

What are the minimum Pennsville, NJ car insurance requirements?

To meet New Jersey minimum car insurance coverage requirements, Pennsville, NJ drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Pennsville, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Pennsville, NJ car insurance rates?

Three of the criteria that most affect car insurance rates in Pennsville, New Jersey are age, gender, and marital status. Let’s take a look at how each of these stack up with top Pennsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pennsville, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,268 $3,253 $3,174 $3,174 $10,224 $12,474 $3,842 $3,948
Farmers $4,109 $4,151 $3,995 $3,915 $12,046 $13,862 $4,882 $5,004
GEICO $2,090 $2,046 $2,033 $2,033 $3,754 $3,774 $2,389 $2,345
Liberty Mutual $4,456 $4,456 $4,892 $4,892 $11,485 $13,025 $4,892 $5,608
Progressive $1,819 $1,685 $1,645 $1,687 $8,179 $9,047 $2,148 $2,068
State Farm $3,894 $3,894 $3,523 $3,523 $12,683 $16,284 $4,435 $4,953
Travelers $2,971 $2,884 $2,750 $2,772 $6,665 $7,495 $2,889 $2,863

How much do teen drivers pay for car insurance in Pennsville, NJ?

Pennsville, New Jersey car insurance rates for teens are often higher than rates for other drivers. Compare Pennsville car insurance rates from multiple Pennsville, New Jersey car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Pennsville, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,224 $12,474
Farmers $12,046 $13,862
GEICO $3,754 $3,774
Liberty Mutual $11,485 $13,025
Progressive $8,179 $9,047
State Farm $12,683 $16,284
Travelers $6,665 $7,495

How much do senior drivers pay for car insurance in Pennsville, NJ?

With a little research, seniors can find affordable car insurance in Pennsville, New Jersey. Here’s a look at how the top Pennsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Pennsville, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,174
Farmers $3,995 $3,915
GEICO $2,033 $2,033
Liberty Mutual $4,892 $4,892
Progressive $1,645 $1,687
State Farm $3,523 $3,523
Travelers $2,750 $2,772

How does coverage level affect Pennsville, NJ car insurance rates?

How much coverage do you need? Are you comfortable with the New Jersey minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Pennsville, NJ car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Pennsville, New Jersey

Insurance Company Low Medium High
Allstate $4,978 $5,503 $5,779
Farmers $5,867 $6,461 $7,159
GEICO $2,285 $2,606 $2,783
Liberty Mutual $5,975 $6,924 $7,241
Progressive $3,217 $3,584 $3,803
State Farm $6,197 $6,733 $7,016
Travelers $3,588 $3,911 $4,234

How does your driving record affect Pennsville, NJ car insurance rates?

Safe driving pays off. The more traffic violations you have in Pennsville, NJ, the higher your car insurance rates will be. Compare rates based on driving infractions from top Pennsville, New Jersey companies.

Annual Pennsville, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,068 $6,766 $5,898 $4,947
Farmers $5,036 $8,541 $6,933 $5,471
GEICO $1,992 $2,615 $3,633 $1,992
Liberty Mutual $6,447 $7,380 $6,579 $6,447
Progressive $3,050 $4,066 $3,475 $3,549
State Farm $3,622 $6,577 $10,566 $5,830
Travelers $3,012 $4,468 $4,312 $3,852

How does a DUI affect Pennsville, NJ car insurance rates?

With even one DUI on your record, you can see an increase in your Pennsville, NJ car insurance rates.

Annual Car Insurance Rates After a DUI in Pennsville, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,898
Farmers $6,933
GEICO $3,633
Liberty Mutual $6,579
Progressive $3,475
State Farm $10,566
Travelers $4,312

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How does your credit history affect Pennsville, NJ car insurance rates?

Take a look at the data here to see how your Pennsville, New Jersey car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Pennsville, New Jersey

Insurance Company Poor Fair Good
Allstate $7,558 $4,861 $3,841
Farmers $7,715 $6,054 $5,718
GEICO $3,844 $2,218 $1,611
Liberty Mutual $8,507 $6,308 $5,325
Progressive $3,950 $3,456 $3,198
State Farm $9,611 $5,805 $4,530
Travelers $5,252 $3,850 $2,632

How does your commute affect Pennsville, NJ car insurance rates?

Pennsville, NJ car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New Jersey can be seen here. Remember, though, that you may have to carry substantially more car insurance in Pennsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Pennsville, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,410 $5,430
Farmers $6,495 $6,495
GEICO $2,537 $2,579
Liberty Mutual $6,648 $6,778
Progressive $3,535 $3,535
State Farm $6,480 $6,818
Travelers $3,911 $3,911

Who has the cheapest Pennsville, NJ car insurance rates?

Here’s a breakdown of Pennsville, New Jersey car insurance rates by company. You can see which company offers the cheapest Pennsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Pennsville, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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What are the top Pennsville, NJ car insurance companies?

Which Pennsville, New Jersey car insurance company will best fit your needs and budget? Check out this comparison of the top Pennsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Pennsville, New Jersey

Insurance Company Average Annual Rates
Allstate $5,420
Farmers $6,495
GEICO $2,558
Liberty Mutual $6,713
Progressive $3,535
State Farm $6,649
Travelers $3,911

What factors affect Pennsville, NJ car insurance rates?

Why are Pennsville, New Jersey car insurance rates different than rates in Elizabeth or Jersey City? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Pennsville, NJ?

More time spent behind the wheel can lead to higher Pennsville, New Jersey car insurance rates. In Pennsville, NJ, the average commute length is 23.2 minutes.

Car Insurance Quotes for Pennsville, NJ

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