Cheap Quotes for Sea Isle City, NJ Car Insurance (2021)

Sea Isle City, New Jersey car insurance rates average $401 a month and New Jersey law requires coverage of at least 15/30/5. By comparing rates from multiple Sea Isle City, NJ companies, you can find cheap Sea Isle City car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Sea Isle City, NJ after a DUI are $5,620/year
  • The cheapest car insurance company in Sea Isle City is GEICO
  • Average car insurance rates in Sea Isle City, NJ for senior drivers are $3,029/year

How do the Sea Isle City, New Jersey monthly average car insurance rates of $401/month compare to nearby cities like Trenton car insurance rates, Passaic car insurance rates, and Camden car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Sea Isle City, NJ.

We’ll cover the New Jersey minimum coverage requirements, New Jersey car insurance laws, and Sea Isle City, NJ statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Sea Isle City, New Jersey companies to find the most affordable Sea Isle City car insurance rates.

Enter your ZIP code above to find cheap Sea Isle City, NJ car insurance quotes today.

What are the minimum Sea Isle City, NJ car insurance requirements?

To meet New Jersey minimum car insurance coverage requirements, Sea Isle City, NJ drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Sea Isle City, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Sea Isle City, NJ car insurance rates?

Three of the criteria that most affect car insurance rates in Sea Isle City, New Jersey are age, gender, and marital status. Let’s take a look at how each of these stack up with top Sea Isle City car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sea Isle City, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,194 $3,117 $3,117 $10,056 $12,281 $3,771 $3,878
Farmers $4,017 $4,041 $3,912 $3,808 $11,381 $13,013 $4,738 $4,770
GEICO $1,936 $1,898 $1,886 $1,886 $3,466 $3,460 $2,217 $2,160
Liberty Mutual $4,433 $4,433 $4,866 $4,866 $11,406 $12,935 $4,866 $5,577
Progressive $1,779 $1,643 $1,607 $1,661 $7,803 $8,497 $2,091 $1,976
State Farm $3,537 $3,537 $3,199 $3,199 $11,463 $14,715 $4,024 $4,493
Travelers $2,853 $2,757 $2,633 $2,647 $6,293 $7,004 $2,764 $2,727

How much do teen drivers pay for car insurance in Sea Isle City, NJ?

Sea Isle City, New Jersey car insurance rates for teens are often higher than rates for other drivers. Compare Sea Isle City car insurance rates from multiple Sea Isle City, New Jersey car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Sea Isle City, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,056 $12,281
Farmers $11,381 $13,013
GEICO $3,466 $3,460
Liberty Mutual $11,406 $12,935
Progressive $7,803 $8,497
State Farm $11,463 $14,715
Travelers $6,293 $7,004

How much do senior drivers pay for car insurance in Sea Isle City, NJ?

With a little research, seniors can find affordable car insurance in Sea Isle City, New Jersey. Here’s a look at how the top Sea Isle City car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Sea Isle City, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,117 $3,117
Farmers $3,912 $3,808
GEICO $1,886 $1,886
Liberty Mutual $4,866 $4,866
Progressive $1,607 $1,661
State Farm $3,199 $3,199
Travelers $2,633 $2,647

How does coverage level affect Sea Isle City, NJ car insurance rates?

How much coverage do you need? Are you comfortable with the New Jersey minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Sea Isle City, NJ car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Sea Isle City, New Jersey

Insurance Company Low Medium High
Allstate $4,893 $5,410 $5,681
Farmers $5,581 $6,179 $6,870
GEICO $2,121 $2,405 $2,565
Liberty Mutual $5,965 $6,876 $7,177
Progressive $3,069 $3,432 $3,644
State Farm $5,618 $6,096 $6,349
Travelers $3,429 $3,712 $3,988

How does your driving record affect Sea Isle City, NJ car insurance rates?

Safe driving pays off. The more traffic violations you have in Sea Isle City, NJ, the higher your car insurance rates will be. Compare rates based on driving infractions from top Sea Isle City, New Jersey companies.

Annual Sea Isle City, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,993 $6,654 $5,805 $4,860
Farmers $4,834 $8,121 $6,678 $5,207
GEICO $1,844 $2,416 $3,350 $1,844
Liberty Mutual $6,408 $7,336 $6,539 $6,408
Progressive $2,899 $3,906 $3,331 $3,393
State Farm $3,289 $5,956 $9,558 $5,281
Travelers $2,860 $4,251 $4,079 $3,650

How does a DUI affect Sea Isle City, NJ car insurance rates?

With even one DUI on your record, you can see an increase in your Sea Isle City, NJ car insurance rates.

Annual Car Insurance Rates After a DUI in Sea Isle City, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,805
Farmers $6,678
GEICO $3,350
Liberty Mutual $6,539
Progressive $3,331
State Farm $9,558
Travelers $4,079

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How does your credit history affect Sea Isle City, NJ car insurance rates?

Take a look at the data here to see how your Sea Isle City, New Jersey car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Sea Isle City, New Jersey

Insurance Company Poor Fair Good
Allstate $7,422 $4,783 $3,780
Farmers $7,407 $5,778 $5,446
GEICO $3,544 $2,052 $1,495
Liberty Mutual $8,455 $6,270 $5,293
Progressive $3,794 $3,305 $3,047
State Farm $8,695 $5,259 $4,109
Travelers $4,988 $3,652 $2,490

How does your commute affect Sea Isle City, NJ car insurance rates?

Sea Isle City, NJ car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New Jersey can be seen here. Remember, though, that you may have to carry substantially more car insurance in Sea Isle City if you’re financing.

Annual Car Insurance Rates by Commute Length in Sea Isle City, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,318 $5,338
Farmers $6,210 $6,210
GEICO $2,345 $2,383
Liberty Mutual $6,608 $6,737
Progressive $3,382 $3,382
State Farm $5,869 $6,173
Travelers $3,710 $3,710

Who has the cheapest Sea Isle City, NJ car insurance rates?

Here’s a breakdown of Sea Isle City, New Jersey car insurance rates by company. You can see which company offers the cheapest Sea Isle City car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Sea Isle City, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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What are the top Sea Isle City, NJ car insurance companies?

Which Sea Isle City, New Jersey car insurance company will best fit your needs and budget? Check out this comparison of the top Sea Isle City companies to find the one for you.

Average Annual Car Insurance Rates by Company in Sea Isle City, New Jersey

Insurance Company Average Annual Rates
Allstate $5,328
Farmers $6,210
GEICO $2,364
Liberty Mutual $6,673
Progressive $3,382
State Farm $6,021
Travelers $3,710

What factors affect Sea Isle City, NJ car insurance rates?

Why are Sea Isle City, New Jersey car insurance rates different than rates in Trenton or Passaic? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Sea Isle City, NJ?

More time spent behind the wheel can lead to higher Sea Isle City, New Jersey car insurance rates. In Sea Isle City, NJ, the average commute length is 30.5 minutes.

Car Insurance Quotes for Sea Isle City, NJ

Shop for affordable Sea Isle City, New Jersey car insurance rates today. Enter your ZIP code to compare quotes from multiple Sea Isle City, NJ car insurance companies.

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