Cheap Quotes for Goshen, NY Car Insurance (2021)

Goshen, New York car insurance rates average $391 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Goshen, NY companies, you can find cheap Goshen car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Goshen, NY are $391/month
  • Average car insurance rates in Goshen, NY after a DUI are $6,266/year
  • The cheapest car insurance company in Goshen is GEICO

How do the Goshen, New York monthly average car insurance rates of $391/month compare to nearby cities like Rochester car insurance rates, Buffalo car insurance rates, and Mount Vernon car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Goshen, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Goshen, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Goshen, New York companies to find the most affordable Goshen car insurance rates.

Enter your ZIP code above to find cheap Goshen, NY car insurance quotes today.

What are the minimum Goshen, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Goshen, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Goshen, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Goshen, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Goshen, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Goshen car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goshen, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,532 $3,572 $3,620 $11,443 $12,288 $3,682 $3,688
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $4,925 $4,925 $4,584 $4,584 $9,622 $15,635 $4,925 $5,233
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,495 $2,308 $1,973 $2,012 $8,331 $9,195 $3,187 $3,063
State Farm $3,042 $3,042 $2,656 $2,656 $8,916 $11,438 $3,347 $3,508
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $2,108 $2,070 $1,914 $1,914 $8,632 $10,262 $2,704 $2,990

How much do teen drivers pay for car insurance in Goshen, NY?

Goshen, New York car insurance rates for teens are often higher than rates for other drivers. Compare Goshen car insurance rates from multiple Goshen, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Goshen, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,443 $12,288
GEICO $4,235 $6,248
Liberty Mutual $9,622 $15,635
Nationwide $6,028 $9,066
Progressive $8,331 $9,195
State Farm $8,916 $11,438
Travelers $8,279 $9,748
USAA $8,632 $10,262

How much do senior drivers pay for car insurance in Goshen, NY?

With a little research, seniors can find affordable car insurance in Goshen, New York. Here’s a look at how the top Goshen car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Goshen, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,572 $3,620
GEICO $1,917 $1,889
Liberty Mutual $4,584 $4,584
Nationwide $3,100 $3,100
Progressive $1,973 $2,012
State Farm $2,656 $2,656
Travelers $3,256 $3,444
USAA $1,914 $1,914

How does coverage level affect Goshen, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Goshen, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Goshen, New York

Insurance Company Low Medium High
Allstate $5,328 $5,678 $6,101
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,496 $6,783 $7,134
Nationwide $4,156 $4,391 $4,739
Progressive $3,845 $4,042 $4,325
State Farm $4,577 $4,853 $5,047
Travelers $4,673 $4,886 $5,258
USAA $3,942 $4,051 $4,230

How does your driving record affect Goshen, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Goshen, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Goshen, New York companies.

Annual Goshen, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $4,796 $7,109 $6,108
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,426 $5,426 $10,939 $5,426
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $3,956 $3,956 $4,389 $3,981
State Farm $4,595 $4,595 $5,056 $5,056
Travelers $4,197 $5,289 $5,361 $4,911
USAA $3,623 $3,683 $5,308 $3,683

How does a DUI affect Goshen, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Goshen, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Goshen, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,109
GEICO $4,367
Liberty Mutual $10,939
Nationwide $7,603
Progressive $4,389
State Farm $5,056
Travelers $5,361
USAA $5,308

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How does your credit history affect Goshen, NY car insurance rates?

Take a look at the data here to see how your Goshen, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Goshen, New York

Insurance Company Poor Fair Good
Allstate $8,241 $4,772 $4,094
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,532 $6,225 $4,655
Nationwide $4,429 $4,429 $4,429
Progressive $6,551 $3,285 $2,376
State Farm $6,814 $4,272 $3,391
Travelers $6,900 $4,254 $3,664
USAA $6,270 $3,162 $2,791

How does your commute affect Goshen, NY car insurance rates?

Goshen, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Goshen if you’re financing.

Annual Car Insurance Rates by Commute Length in Goshen, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,622 $5,783
GEICO $2,639 $2,799
Liberty Mutual $6,613 $6,996
Nationwide $4,429 $4,429
Progressive $4,071 $4,071
State Farm $4,651 $5,001
Travelers $4,939 $4,939
USAA $4,033 $4,115

Who has the cheapest Goshen, NY car insurance rates?

Here’s a breakdown of Goshen, New York car insurance rates by company. You can see which company offers the cheapest Goshen car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Goshen, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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What are the top Goshen, NY car insurance companies?

Which Goshen, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Goshen companies to find the one for you.

Average Annual Car Insurance Rates by Company in Goshen, New York

Insurance Company Average Annual Rates
Allstate $5,702
GEICO $2,719
Liberty Mutual $6,804
Nationwide $4,429
Progressive $4,071
State Farm $4,826
Travelers $4,939
USAA $4,074

What factors affect Goshen, NY car insurance rates?

Why are Goshen, New York car insurance rates different than rates in Rochester or Buffalo? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Goshen, NY?

More time spent behind the wheel can lead to higher Goshen, New York car insurance rates. In Goshen, NY, the average commute length is 35.2 minutes.

Car Insurance Quotes for Goshen, NY

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