Cheap Quotes for Hubbard, NE Car Insurance (2021)

Hubbard, Nebraska car insurance rates average $280 a month and Nebraska law requires coverage of at least 25/50/25. By comparing rates from multiple Hubbard, NE companies, you can find cheap Hubbard car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Hubbard has an average commute time of 22.4 minutes
  • Average car insurance rates in Hubbard, NE are $280/month
  • Average car insurance rates in Hubbard, NE after a DUI are $3,890/year

How do the Hubbard, Nebraska monthly average car insurance rates of $280/month compare to nearby cities like Norfolk car insurance rates, Bellevue car insurance rates, and Fremont car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hubbard, NE.

We’ll cover the Nebraska minimum coverage requirements, Nebraska car insurance laws, and Hubbard, NE statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hubbard, Nebraska companies to find the most affordable Hubbard car insurance rates.

Enter your ZIP code above to find cheap Hubbard, NE car insurance quotes today.

What are the minimum Hubbard, NE car insurance requirements?

To meet Nebraska minimum car insurance coverage requirements, Hubbard, NE drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Hubbard, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Hubbard, NE car insurance rates?

Three of the criteria that most affect car insurance rates in Hubbard, Nebraska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hubbard car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hubbard, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,699 $1,699 $1,549 $1,549 $2,861 $4,224 $1,662 $1,800
Farmers $2,443 $2,426 $2,188 $2,308 $9,467 $9,747 $2,773 $2,903
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,160 $3,432 $2,496 $3,041 $13,311 $14,966 $3,321 $3,678
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $1,945 $1,871 $1,597 $1,663 $7,658 $8,623 $2,328 $2,497
State Farm $1,680 $1,680 $1,470 $1,470 $4,511 $5,766 $1,855 $2,098
USAA $1,328 $1,326 $1,208 $1,245 $4,156 $4,977 $1,718 $1,917

How much do teen drivers pay for car insurance in Hubbard, NE?

Hubbard, Nebraska car insurance rates for teens are often higher than rates for other drivers. Compare Hubbard car insurance rates from multiple Hubbard, Nebraska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hubbard, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,861 $4,224
Farmers $9,467 $9,747
GEICO $6,043 $7,918
Liberty Mutual $13,311 $14,966
Nationwide $4,248 $5,308
Progressive $7,658 $8,623
State Farm $4,511 $5,766
USAA $4,156 $4,977

How much do senior drivers pay for car insurance in Hubbard, NE?

With a little research, seniors can find affordable car insurance in Hubbard, Nebraska. Here’s a look at how the top Hubbard car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hubbard, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,549 $1,549
Farmers $2,188 $2,308
GEICO $2,841 $2,734
Liberty Mutual $2,496 $3,041
Nationwide $1,664 $1,784
Progressive $1,597 $1,663
State Farm $1,470 $1,470
USAA $1,208 $1,245

How does coverage level affect Hubbard, NE car insurance rates?

How much coverage do you need? Are you comfortable with the Nebraska minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hubbard, NE car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hubbard, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,113 $2,194 $2,085
Farmers $4,106 $4,223 $4,517
GEICO $3,714 $3,801 $3,899
Liberty Mutual $5,759 $5,894 $6,124
Nationwide $2,699 $2,644 $2,622
Progressive $3,365 $3,514 $3,690
State Farm $2,465 $2,562 $2,671
USAA $2,162 $2,231 $2,310

How does your driving record affect Hubbard, NE car insurance rates?

Safe driving pays off. The more traffic violations you have in Hubbard, NE, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hubbard, Nebraska companies.

Annual Hubbard, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,084 $2,268 $2,084 $2,084
Farmers $3,617 $4,646 $4,531 $4,333
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,088 $5,983 $6,494 $6,137
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $2,991 $4,405 $3,346 $3,349
State Farm $2,388 $2,745 $2,566 $2,566
USAA $1,696 $2,135 $3,185 $1,921

How does a DUI affect Hubbard, NE car insurance rates?

With even one DUI on your record, you can see an increase in your Hubbard, NE car insurance rates.

Annual Car Insurance Rates After a DUI in Hubbard, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,084
Farmers $4,531
GEICO $5,286
Liberty Mutual $6,494
Nationwide $3,889
Progressive $3,346
State Farm $2,566
USAA $3,185

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How does your credit history affect Hubbard, NE car insurance rates?

Take a look at the data here to see how your Hubbard, Nebraska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hubbard, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,857 $1,949 $1,585
Farmers $4,905 $4,069 $3,872
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,556 $5,161 $4,061
Nationwide $3,195 $2,538 $2,232
Progressive $4,032 $3,396 $3,140
State Farm $3,729 $2,235 $1,734
USAA $2,976 $2,015 $1,711

How does your commute affect Hubbard, NE car insurance rates?

Hubbard, NE car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Nebraska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hubbard if you’re financing.

Annual Car Insurance Rates by Commute Length in Hubbard, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,113 $2,148
Farmers $4,282 $4,282
GEICO $3,746 $3,863
Liberty Mutual $5,926 $5,926
Nationwide $2,655 $2,655
Progressive $3,523 $3,523
State Farm $2,500 $2,632
USAA $2,208 $2,260

Who has the cheapest Hubbard, NE car insurance rates?

Here’s a breakdown of Hubbard, Nebraska car insurance rates by company. You can see which company offers the cheapest Hubbard car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hubbard, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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What are the top Hubbard, NE car insurance companies?

Which Hubbard, Nebraska car insurance company will best fit your needs and budget? Check out this comparison of the top Hubbard companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hubbard, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,130
Farmers $4,282
GEICO $3,805
Liberty Mutual $5,926
Nationwide $2,655
Progressive $3,523
State Farm $2,566
USAA $2,234

What factors affect Hubbard, NE car insurance rates?

Why are Hubbard, Nebraska car insurance rates different than rates in Norfolk or Bellevue? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hubbard, NE?

More time spent behind the wheel can lead to higher Hubbard, Nebraska car insurance rates. In Hubbard, NE, the average commute length is 22.4 minutes.

Car Insurance Quotes for Hubbard, NE

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