Cheap Quotes for Delta, OH Car Insurance (2021)

Delta, Ohio car insurance rates average $224 a month and Ohio law requires coverage of at least 25/50/25. By comparing rates from multiple Delta, OH companies, you can find cheap Delta car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • The cheapest car insurance company in Delta is American Family
  • Average car insurance rates in Delta, OH for senior drivers are $1,390/year
  • Delta has an average commute time of 24.4 minutes

How do the Delta, Ohio monthly average car insurance rates of $224/month compare to nearby cities like Canton car insurance rates, Parma car insurance rates, and Dayton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Delta, OH.

We’ll cover the Ohio minimum coverage requirements, Ohio car insurance laws, and Delta, OH statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Delta, Ohio companies to find the most affordable Delta car insurance rates.

Enter your ZIP code above to find cheap Delta, OH car insurance quotes today.

What are the minimum Delta, OH car insurance requirements?

To meet Ohio minimum car insurance coverage requirements, Delta, OH drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Delta, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Delta, OH car insurance rates?

Three of the criteria that most affect car insurance rates in Delta, Ohio are age, gender, and marital status. Let’s take a look at how each of these stack up with top Delta car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delta, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,025 $2,018 $1,824 $1,950 $5,589 $6,399 $2,131 $2,279
American Family $872 $905 $790 $796 $2,535 $2,756 $1,069 $1,125
Farmers $1,769 $1,764 $1,559 $1,646 $7,853 $8,147 $1,982 $2,068
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,950 $2,126 $1,502 $1,821 $10,157 $11,472 $2,077 $2,271
Nationwide $2,102 $2,111 $1,898 $1,911 $5,405 $6,959 $2,251 $2,616
Progressive $1,876 $1,763 $1,566 $1,619 $8,351 $9,408 $2,227 $2,307
State Farm $1,471 $1,471 $1,318 $1,318 $4,619 $5,805 $1,709 $1,957
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

How much do teen drivers pay for car insurance in Delta, OH?

Delta, Ohio car insurance rates for teens are often higher than rates for other drivers. Compare Delta car insurance rates from multiple Delta, Ohio car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Delta, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,589 $6,399
American Family $2,535 $2,756
Farmers $7,853 $8,147
GEICO $3,091 $2,874
Liberty Mutual $10,157 $11,472
Nationwide $5,405 $6,959
Progressive $8,351 $9,408
State Farm $4,619 $5,805
Travelers $5,411 $8,570
USAA $2,571 $2,863

How much do senior drivers pay for car insurance in Delta, OH?

With a little research, seniors can find affordable car insurance in Delta, Ohio. Here’s a look at how the top Delta car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Delta, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,950
American Family $790 $796
Farmers $1,559 $1,646
GEICO $1,096 $1,110
Liberty Mutual $1,502 $1,821
Nationwide $1,898 $1,911
Progressive $1,566 $1,619
State Farm $1,318 $1,318
Travelers $1,247 $1,242
USAA $798 $797

How does coverage level affect Delta, OH car insurance rates?

How much coverage do you need? Are you comfortable with the Ohio minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Delta, OH car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Delta, Ohio

Insurance Company Low Medium High
Allstate $2,935 $3,021 $3,124
American Family $1,331 $1,366 $1,371
Farmers $3,170 $3,295 $3,581
GEICO $1,548 $1,595 $1,665
Liberty Mutual $4,020 $4,189 $4,307
Nationwide $3,479 $3,060 $2,930
Progressive $3,454 $3,600 $3,866
State Farm $2,333 $2,467 $2,576
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

How does your driving record affect Delta, OH car insurance rates?

Safe driving pays off. The more traffic violations you have in Delta, OH, the higher your car insurance rates will be. Compare rates based on driving infractions from top Delta, Ohio companies.

Annual Delta, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,548 $3,075 $3,605 $2,879
American Family $1,301 $1,374 $1,374 $1,374
Farmers $2,760 $3,556 $3,469 $3,610
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,510 $4,493 $4,595 $4,090
Nationwide $2,533 $3,217 $4,077 $2,799
Progressive $3,138 $4,268 $3,348 $3,806
State Farm $2,238 $2,679 $2,459 $2,459
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

How does a DUI affect Delta, OH car insurance rates?

With even one DUI on your record, you can see an increase in your Delta, OH car insurance rates.

Annual Car Insurance Rates After a DUI in Delta, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,605
American Family $1,374
Farmers $3,469
GEICO $2,282
Liberty Mutual $4,595
Nationwide $4,077
Progressive $3,348
State Farm $2,459
Travelers $3,940
USAA $1,861

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How does your credit history affect Delta, OH car insurance rates?

Take a look at the data here to see how your Delta, Ohio car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Delta, Ohio

Insurance Company Poor Fair Good
Allstate $3,886 $2,830 $2,365
American Family $1,797 $1,228 $1,042
Farmers $3,793 $3,203 $3,049
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,978 $3,665 $2,873
Nationwide $3,808 $3,069 $2,592
Progressive $4,083 $3,535 $3,302
State Farm $3,504 $2,165 $1,707
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

How does your commute affect Delta, OH car insurance rates?

Delta, OH car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Ohio can be seen here. Remember, though, that you may have to carry substantially more car insurance in Delta if you’re financing.

Annual Car Insurance Rates by Commute Length in Delta, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,027 $3,027
American Family $1,340 $1,372
Farmers $3,349 $3,349
GEICO $1,575 $1,629
Liberty Mutual $4,172 $4,172
Nationwide $3,156 $3,156
Progressive $3,640 $3,640
State Farm $2,397 $2,520
Travelers $2,726 $2,726
USAA $1,328 $1,433

Who has the cheapest Delta, OH car insurance rates?

Here’s a breakdown of Delta, Ohio car insurance rates by company. You can see which company offers the cheapest Delta car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Delta, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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What are the top Delta, OH car insurance companies?

Which Delta, Ohio car insurance company will best fit your needs and budget? Check out this comparison of the top Delta companies to find the one for you.

Average Annual Car Insurance Rates by Company in Delta, Ohio

Insurance Company Average Annual Rates
Allstate $3,027
American Family $1,356
Farmers $3,349
GEICO $1,602
Liberty Mutual $4,172
Nationwide $3,156
Progressive $3,640
State Farm $2,459
Travelers $2,726
USAA $1,380

What factors affect Delta, OH car insurance rates?

Why are Delta, Ohio car insurance rates different than rates in Canton or Parma? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Delta, OH?

More time spent behind the wheel can lead to higher Delta, Ohio car insurance rates. In Delta, OH, the average commute length is 24.4 minutes.

Car Insurance Quotes for Delta, OH

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