Cheap Quotes for Jackson, OH Car Insurance (2021)

Jackson, Ohio car insurance rates average $237 a month and Ohio law requires coverage of at least 25/50/25. By comparing rates from multiple Jackson, OH companies, you can find cheap Jackson car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Jackson, OH after a DUI are $3,295/year
  • Jackson has an average commute time of 21.7 minutes
  • Average car insurance rates in Jackson, OH for senior drivers are $1,492/year

How do the Jackson, Ohio monthly average car insurance rates of $237/month compare to nearby cities like Parma car insurance rates, Cleveland car insurance rates, and Lorain car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Jackson, OH.

We’ll cover the Ohio minimum coverage requirements, Ohio car insurance laws, and Jackson, OH statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Jackson, Ohio companies to find the most affordable Jackson car insurance rates.

Enter your ZIP code above to find cheap Jackson, OH car insurance quotes today.

What are the minimum Jackson, OH car insurance requirements?

To meet Ohio minimum car insurance coverage requirements, Jackson, OH drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Jackson, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Jackson, OH car insurance rates?

Three of the criteria that most affect car insurance rates in Jackson, Ohio are age, gender, and marital status. Let’s take a look at how each of these stack up with top Jackson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jackson, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,333 $2,083 $2,232 $6,288 $7,189 $2,472 $2,659
American Family $951 $990 $858 $865 $2,779 $3,033 $1,171 $1,236
Farmers $1,845 $1,842 $1,628 $1,710 $7,813 $8,105 $2,067 $2,172
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,091 $2,286 $1,609 $1,957 $10,597 $11,990 $2,235 $2,451
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,813 $1,724 $1,505 $1,553 $7,716 $8,712 $2,173 $2,243
State Farm $1,533 $1,533 $1,355 $1,355 $4,517 $5,693 $1,773 $2,027
Travelers $1,430 $1,453 $1,413 $1,407 $6,049 $9,528 $1,488 $1,713
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

How much do teen drivers pay for car insurance in Jackson, OH?

Jackson, Ohio car insurance rates for teens are often higher than rates for other drivers. Compare Jackson car insurance rates from multiple Jackson, Ohio car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Jackson, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,288 $7,189
American Family $2,779 $3,033
Farmers $7,813 $8,105
GEICO $3,709 $3,457
Liberty Mutual $10,597 $11,990
Nationwide $5,497 $7,148
Progressive $7,716 $8,712
State Farm $4,517 $5,693
Travelers $6,049 $9,528
USAA $2,712 $3,025

How much do senior drivers pay for car insurance in Jackson, OH?

With a little research, seniors can find affordable car insurance in Jackson, Ohio. Here’s a look at how the top Jackson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Jackson, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,083 $2,232
American Family $858 $865
Farmers $1,628 $1,710
GEICO $1,300 $1,293
Liberty Mutual $1,609 $1,957
Nationwide $2,008 $2,033
Progressive $1,505 $1,553
State Farm $1,355 $1,355
Travelers $1,413 $1,407
USAA $841 $843

How does coverage level affect Jackson, OH car insurance rates?

How much coverage do you need? Are you comfortable with the Ohio minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Jackson, OH car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Jackson, Ohio

Insurance Company Low Medium High
Allstate $3,339 $3,441 $3,564
American Family $1,465 $1,497 $1,494
Farmers $3,242 $3,352 $3,600
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,250 $4,424 $4,532
Nationwide $3,656 $3,198 $3,045
Progressive $3,298 $3,401 $3,591
State Farm $2,373 $2,479 $2,568
Travelers $2,988 $3,099 $3,094
USAA $1,404 $1,459 $1,518

How does your driving record affect Jackson, OH car insurance rates?

Safe driving pays off. The more traffic violations you have in Jackson, OH, the higher your car insurance rates will be. Compare rates based on driving infractions from top Jackson, Ohio companies.

Annual Jackson, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,917 $3,512 $4,082 $3,282
American Family $1,423 $1,506 $1,506 $1,506
Farmers $2,806 $3,603 $3,513 $3,669
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,705 $4,736 $4,854 $4,313
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $2,964 $4,001 $3,153 $3,603
State Farm $2,269 $2,677 $2,473 $2,473
Travelers $2,260 $2,937 $4,421 $2,623
USAA $1,125 $1,504 $1,966 $1,246

How does a DUI affect Jackson, OH car insurance rates?

With even one DUI on your record, you can see an increase in your Jackson, OH car insurance rates.

Annual Car Insurance Rates After a DUI in Jackson, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,082
American Family $1,506
Farmers $3,513
GEICO $2,692
Liberty Mutual $4,854
Nationwide $4,290
Progressive $3,153
State Farm $2,473
Travelers $4,421
USAA $1,966

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How does your credit history affect Jackson, OH car insurance rates?

Take a look at the data here to see how your Jackson, Ohio car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Jackson, Ohio

Insurance Company Poor Fair Good
Allstate $4,447 $3,212 $2,685
American Family $1,971 $1,346 $1,140
Farmers $3,861 $3,243 $3,090
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,326 $3,857 $3,024
Nationwide $3,983 $3,208 $2,708
Progressive $3,873 $3,323 $3,095
State Farm $3,525 $2,178 $1,717
Travelers $3,425 $2,977 $2,779
USAA $1,900 $1,340 $1,140

How does your commute affect Jackson, OH car insurance rates?

Jackson, OH car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Ohio can be seen here. Remember, though, that you may have to carry substantially more car insurance in Jackson if you’re financing.

Annual Car Insurance Rates by Commute Length in Jackson, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,448 $3,448
American Family $1,468 $1,503
Farmers $3,398 $3,398
GEICO $1,897 $1,970
Liberty Mutual $4,402 $4,402
Nationwide $3,300 $3,300
Progressive $3,430 $3,430
State Farm $2,414 $2,533
Travelers $3,060 $3,060
USAA $1,405 $1,516

Who has the cheapest Jackson, OH car insurance rates?

Here’s a breakdown of Jackson, Ohio car insurance rates by company. You can see which company offers the cheapest Jackson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Jackson, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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What are the top Jackson, OH car insurance companies?

Which Jackson, Ohio car insurance company will best fit your needs and budget? Check out this comparison of the top Jackson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Jackson, Ohio

Insurance Company Average Annual Rates
Allstate $3,448
American Family $1,485
Farmers $3,398
GEICO $1,933
Liberty Mutual $4,402
Nationwide $3,300
Progressive $3,430
State Farm $2,473
Travelers $3,060
USAA $1,460

What factors affect Jackson, OH car insurance rates?

Why are Jackson, Ohio car insurance rates different than rates in Parma or Cleveland? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Jackson, OH?

FBI statistics show that the Jackson, Ohio car theft rate is 4 thefts each year. High theft rates can lead to higher than average Jackson, OH car insurance rates.

How long is the average commute in Jackson, OH?

More time spent behind the wheel can lead to higher Jackson, Ohio car insurance rates. In Jackson, OH, the average commute length is 21.7 minutes.

What is the traffic like in Jackson, OH

Like commute length, time spent in traffic also increase risk of accidents. Jackson, OH is listed as 295th in INRIX congested cities data.

Car Insurance Quotes for Jackson, OH

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