Cheap Quotes for Poseyville, IN Car Insurance (2021)

Poseyville, Indiana car insurance rates average $286 a month and Indiana law requires coverage of at least 25/50/25. By comparing rates from multiple Poseyville, IN companies, you can find cheap Poseyville car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Poseyville, IN are $286/month
  • Average car insurance rates in Poseyville, IN after a DUI are $4,059/year
  • Average car insurance rates in Poseyville, IN for senior drivers are $1,777/year

How do the Poseyville, Indiana monthly average car insurance rates of $286/month compare to nearby cities like South Bend car insurance rates, Hammond car insurance rates, and Gary car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Poseyville, IN.

We’ll cover the Indiana minimum coverage requirements, Indiana car insurance laws, and Poseyville, IN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Poseyville, Indiana companies to find the most affordable Poseyville car insurance rates.

Enter your ZIP code above to find cheap Poseyville, IN car insurance quotes today.

What are the minimum Poseyville, IN car insurance requirements?

To meet Indiana minimum car insurance coverage requirements, Poseyville, IN drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Poseyville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Poseyville, IN car insurance rates?

Three of the criteria that most affect car insurance rates in Poseyville, Indiana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Poseyville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poseyville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,439 $2,494 $2,147 $2,350 $7,617 $9,634 $2,468 $2,679
American Family $2,437 $2,437 $2,188 $2,188 $6,692 $9,705 $2,437 $3,000
Farmers $1,699 $1,674 $1,452 $1,634 $9,248 $9,861 $2,246 $2,426
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,678 $1,585 $1,519 $1,531 $9,836 $11,042 $2,100 $2,139
State Farm $1,652 $1,652 $1,466 $1,466 $4,950 $6,348 $1,825 $2,032
Travelers $1,319 $1,342 $1,235 $1,235 $8,179 $12,952 $1,393 $1,615
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

How much do teen drivers pay for car insurance in Poseyville, IN?

Poseyville, Indiana car insurance rates for teens are often higher than rates for other drivers. Compare Poseyville car insurance rates from multiple Poseyville, Indiana car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Poseyville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,617 $9,634
American Family $6,692 $9,705
Farmers $9,248 $9,861
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,836 $11,042
State Farm $4,950 $6,348
Travelers $8,179 $12,952
USAA $3,204 $3,560

How much do senior drivers pay for car insurance in Poseyville, IN?

With a little research, seniors can find affordable car insurance in Poseyville, Indiana. Here’s a look at how the top Poseyville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Poseyville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,350
American Family $2,188 $2,188
Farmers $1,452 $1,634
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,519 $1,531
State Farm $1,466 $1,466
Travelers $1,235 $1,235
USAA $1,048 $1,048

How does coverage level affect Poseyville, IN car insurance rates?

How much coverage do you need? Are you comfortable with the Indiana minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Poseyville, IN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Poseyville, Indiana

Insurance Company Low Medium High
Allstate $3,772 $3,963 $4,201
American Family $3,849 $4,014 $3,794
Farmers $3,637 $3,772 $3,932
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,720 $3,870 $4,197
State Farm $2,556 $2,673 $2,793
Travelers $3,577 $3,694 $3,706
USAA $1,707 $1,769 $1,844

How does your driving record affect Poseyville, IN car insurance rates?

Safe driving pays off. The more traffic violations you have in Poseyville, IN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Poseyville, Indiana companies.

Annual Poseyville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,168 $4,671 $4,304 $3,771
American Family $2,678 $4,264 $5,409 $3,191
Farmers $3,383 $3,939 $4,064 $3,734
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,946 $5,159 $3,516 $4,094
State Farm $2,612 $2,859 $2,612 $2,612
Travelers $3,105 $3,841 $4,355 $3,334
USAA $1,334 $1,909 $2,194 $1,656

How does a DUI affect Poseyville, IN car insurance rates?

With even one DUI on your record, you can see an increase in your Poseyville, IN car insurance rates.

Annual Car Insurance Rates After a DUI in Poseyville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,304
American Family $5,409
Farmers $4,064
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,516
State Farm $2,612
Travelers $4,355
USAA $2,194

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Poseyville, IN car insurance rates?

Take a look at the data here to see how your Poseyville, Indiana car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Poseyville, Indiana

Insurance Company Poor Fair Good
Allstate $4,928 $3,671 $3,337
American Family $5,317 $3,451 $2,889
Farmers $4,410 $3,596 $3,333
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,333 $3,837 $3,617
State Farm $3,898 $2,324 $1,801
Travelers $4,076 $3,451 $3,449
USAA $2,383 $1,581 $1,357

How does your commute affect Poseyville, IN car insurance rates?

Poseyville, IN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Indiana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Poseyville if you’re financing.

Annual Car Insurance Rates by Commute Length in Poseyville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,978 $3,978
American Family $3,838 $3,932
Farmers $3,780 $3,780
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,929 $3,929
State Farm $2,598 $2,750
Travelers $3,659 $3,659
USAA $1,750 $1,797

Who has the cheapest Poseyville, IN car insurance rates?

Here’s a breakdown of Poseyville, Indiana car insurance rates by company. You can see which company offers the cheapest Poseyville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Poseyville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Poseyville, IN car insurance companies?

Which Poseyville, Indiana car insurance company will best fit your needs and budget? Check out this comparison of the top Poseyville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Poseyville, Indiana

Insurance Company Average Annual Rates
Allstate $3,978
American Family $3,885
Farmers $3,780
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,929
State Farm $2,674
Travelers $3,659
USAA $1,773

What factors affect Poseyville, IN car insurance rates?

Why are Poseyville, Indiana car insurance rates different than rates in South Bend or Hammond? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Poseyville, IN?

More time spent behind the wheel can lead to higher Poseyville, Indiana car insurance rates. In Poseyville, IN, the average commute length is 26.5 minutes.

Car Insurance Quotes for Poseyville, IN

Shop for affordable Poseyville, Indiana car insurance rates today. Enter your ZIP code to compare quotes from multiple Poseyville, IN car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption