Cheap Quotes for Rineyville, KY Car Insurance (2021)

Rineyville, Kentucky car insurance rates average $360 a month and Kentucky law requires coverage of at least 25/50/25. By comparing rates from multiple Rineyville, KY companies, you can find cheap Rineyville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Rineyville, KY for senior drivers are $2,399/year
  • The cheapest car insurance company in Rineyville is State Farm
  • Rineyville has an average commute time of 21.7 minutes

How do the Rineyville, Kentucky monthly average car insurance rates of $360/month compare to nearby cities like Henderson car insurance rates, Hopkinsville car insurance rates, and Independence car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Rineyville, KY.

We’ll cover the Kentucky minimum coverage requirements, Kentucky car insurance laws, and Rineyville, KY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Rineyville, Kentucky companies to find the most affordable Rineyville car insurance rates.

Enter your ZIP code above to find cheap Rineyville, KY car insurance quotes today.

What are the minimum Rineyville, KY car insurance requirements?

To meet Kentucky minimum car insurance coverage requirements, Rineyville, KY drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Rineyville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Rineyville, KY car insurance rates?

Three of the criteria that most affect car insurance rates in Rineyville, Kentucky are age, gender, and marital status. Let’s take a look at how each of these stack up with top Rineyville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rineyville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,124 $3,083 $2,830 $3,017 $11,773 $13,223 $3,444 $3,632
GEICO $3,676 $3,399 $3,843 $3,479 $7,439 $8,768 $2,990 $2,580
Liberty Mutual $2,797 $3,031 $2,390 $2,670 $11,336 $12,524 $2,917 $3,023
Nationwide $3,035 $3,029 $2,745 $2,862 $6,743 $8,373 $3,436 $3,593
Progressive $2,180 $2,074 $1,961 $1,968 $10,686 $12,092 $2,703 $2,757
State Farm $1,574 $1,574 $1,408 $1,408 $4,558 $5,785 $1,753 $1,943
Travelers $2,378 $2,423 $2,327 $2,333 $11,310 $18,117 $2,483 $2,888
USAA $1,725 $1,722 $1,561 $1,580 $4,697 $4,932 $2,174 $2,372

How much do teen drivers pay for car insurance in Rineyville, KY?

Rineyville, Kentucky car insurance rates for teens are often higher than rates for other drivers. Compare Rineyville car insurance rates from multiple Rineyville, Kentucky car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Rineyville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,773 $13,223
GEICO $7,439 $8,768
Liberty Mutual $11,336 $12,524
Nationwide $6,743 $8,373
Progressive $10,686 $12,092
State Farm $4,558 $5,785
Travelers $11,310 $18,117
USAA $4,697 $4,932

How much do senior drivers pay for car insurance in Rineyville, KY?

With a little research, seniors can find affordable car insurance in Rineyville, Kentucky. Here’s a look at how the top Rineyville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Rineyville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,830 $3,017
GEICO $3,843 $3,479
Liberty Mutual $2,390 $2,670
Nationwide $2,745 $2,862
Progressive $1,961 $1,968
State Farm $1,408 $1,408
Travelers $2,327 $2,333
USAA $1,561 $1,580

How does coverage level affect Rineyville, KY car insurance rates?

How much coverage do you need? Are you comfortable with the Kentucky minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Rineyville, KY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Rineyville, Kentucky

Insurance Company Low Medium High
Allstate $5,125 $5,494 $5,928
GEICO $4,184 $4,496 $4,885
Liberty Mutual $4,841 $5,053 $5,364
Nationwide $4,276 $4,178 $4,227
Progressive $4,164 $4,489 $5,005
State Farm $2,329 $2,495 $2,676
Travelers $5,272 $5,560 $5,765
USAA $2,472 $2,589 $2,724

How does your driving record affect Rineyville, KY car insurance rates?

Safe driving pays off. The more traffic violations you have in Rineyville, KY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Rineyville, Kentucky companies.

Annual Rineyville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,558 $5,968 $6,382 $5,154
GEICO $2,708 $4,796 $7,268 $3,316
Liberty Mutual $4,245 $6,520 $5,071 $4,509
Nationwide $3,361 $4,347 $5,499 $3,701
Progressive $3,765 $5,582 $4,291 $4,573
State Farm $2,293 $2,708 $2,500 $2,500
Travelers $4,823 $4,964 $7,167 $5,174
USAA $1,953 $2,761 $3,314 $2,353

How does a DUI affect Rineyville, KY car insurance rates?

With even one DUI on your record, you can see an increase in your Rineyville, KY car insurance rates.

Annual Car Insurance Rates After a DUI in Rineyville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,382
GEICO $7,268
Liberty Mutual $5,071
Nationwide $5,499
Progressive $4,291
State Farm $2,500
Travelers $7,167
USAA $3,314

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How does your credit history affect Rineyville, KY car insurance rates?

Take a look at the data here to see how your Rineyville, Kentucky car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Rineyville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,296 $5,048 $4,203
GEICO $7,434 $3,712 $2,419
Liberty Mutual $7,267 $4,465 $3,526
Nationwide $5,136 $4,037 $3,508
Progressive $5,079 $4,438 $4,141
State Farm $3,603 $2,186 $1,712
Travelers $6,177 $5,221 $5,199
USAA $3,844 $2,170 $1,772

How does your commute affect Rineyville, KY car insurance rates?

Rineyville, KY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Kentucky can be seen here. Remember, though, that you may have to carry substantially more car insurance in Rineyville if you’re financing.

Annual Car Insurance Rates by Commute Length in Rineyville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,516 $5,516
GEICO $4,480 $4,563
Liberty Mutual $5,086 $5,086
Nationwide $4,227 $4,227
Progressive $4,553 $4,553
State Farm $2,438 $2,563
Travelers $5,532 $5,532
USAA $2,500 $2,691

Who has the cheapest Rineyville, KY car insurance rates?

Here’s a breakdown of Rineyville, Kentucky car insurance rates by company. You can see which company offers the cheapest Rineyville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Rineyville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Rineyville, KY car insurance companies?

Which Rineyville, Kentucky car insurance company will best fit your needs and budget? Check out this comparison of the top Rineyville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Rineyville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,516
GEICO $4,522
Liberty Mutual $5,086
Nationwide $4,227
Progressive $4,553
State Farm $2,500
Travelers $5,532
USAA $2,595

What factors affect Rineyville, KY car insurance rates?

Why are Rineyville, Kentucky car insurance rates different than rates in Henderson or Hopkinsville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Rineyville, KY?

More time spent behind the wheel can lead to higher Rineyville, Kentucky car insurance rates. In Rineyville, KY, the average commute length is 21.7 minutes.

Car Insurance Quotes for Rineyville, KY

Shop for affordable Rineyville, Kentucky car insurance rates today. Enter your ZIP code to compare quotes from multiple Rineyville, KY car insurance companies.

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