How cheap is car insurance for a Dodge Challenger?

Dodge Challenger car insurance rates are $245 per month on average. Cheap car insurance for a Dodge Challenger can be hard to find due to the vehicle’s horsepower and sporty status as a muscle car. Start comparing Dodge Challenger auto insurance quotes below for free to find the cheapest rates in your area.

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UPDATED: Oct 29, 2020

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Written By: Tonya SislerReviewed By: Brad LarsenUPDATED: Oct 29, 2020Fact Checked

The Dodge Challenger is a very popular American built car but how much is car insurance for the Dodge Challenger?

Car insurance rates for the Dodge Challenger vary depending on the characteristics of the individual driver. Your car insurance rates will most likely be higher if you have a poor driving record or an imperfect credit history. They’re also likely to be higher if you are part of a high-risk demographic group. In contrast, you’ll see your rates decrease when you hit milestones in your life that coincide with less insurance risk, like turning 25, getting married and buying a home.

You can also get lower auto insurance rates for your Dodge Challenger if you have multiple policies with the same insurer. Get helpful car insurance rate estimates by entering your zip code in the box but take a few moments and read a Dodge Challenger review below.

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Dodge Challenger History

The Dodge Challenger was originally released in 1970 to compete with the Chevrolet Camero and the Ford Mustang. However, it came late to the party, and sales of the so-called “pony cars” were already declining by the time the Challenger arrived on the market. Over the four years that the first generation Challenger was available, only around 165,000 were sold, and the model was discontinued in 1974.

For a brief period between 1978 and 1983, Dodge gave the Challenger name to the Mitsubishi Galant Lambda, which it imported from Japan and sold under its own flag. Although this 4-cylinder coupe was on the market longer than the first generation Dodge Challenger, it was slightly less popular with consumers, selling only about 78,000 units overall.

After lying dormant for over two decades, the Dodge Challenger reemerged in 2008 at the Philadelphia International Auto Show and the Chicago Auto Show. All of the 6,400 2008 Dodge Challengers that were initially produced for the U.S. market were pre-sold, and sales as of 2010 topped 75,000 units.

The Dodge Challenger is currently ranked #3 out of four cars in U.S. News & World Report’s muscle car category. The Challenger beats out Dodge’s other entrant, the Charger, but it is outranked by the Ford Mustang (#1) and the Chevrolet Camero (#2).

Dodge Challenger Performance

With a 3.5 liter V6 engine that generates 250 horsepower, the base model Dodge Challenger is more powerful than your average family sedan. However, it doesn’t compare to the base model Chevrolet Camero or the Ford Mustang, both of which exceed the 300 horsepower mark. The Dodge Challenger is not impressive when it comes to fuel efficiency, either. At 17 city mpg and 25 highway mpg, it has the lowest fuel economy in its class. However, the 2011 Dodge Challenger boasts slightly improved gas mileage, getting up to 27 mpg on the highway.

Reviewers are more pleased with the Dodge Challenger’s R/T trim, which leaves the base model Mustang and Camero in the dust. The Challenger R/T’s 5.7 liter V8 Hemi produces 372 horsepower and is “quite potent,” according to Consumer Guide. However, it’s not as powerful as either the Mustang GT or the Camero SS, says Edmunds.

When it comes to handling, critics like Consumer Guide report that the Dodge Challenger is less athletic than the Ford Mustang. However, it does earn points for its solid braking and smooth suspension from Motor Trend.

Dodge Challenger Exterior

The retro look is all the rage among modern muscle cars, but reviewers agree that the Dodge Challenger pulls the look off particularly well. According to the Arizona Republic’s reviewer, several bystanders mistook the 2010 Dodge Challenger for a classic car, and the Washington Post’s reviewer found it to be a powerful head-turner.

Dodge Challenger Interior

The Dodge Challenger, with a starting MSRP of $24,670, has a reasonably well-equipped interior that echoes its exterior retro theme. All 2011 Dodge Challengers come outfitted with a 6-speaker CD/MP3 player, audio controls mounted on the steering wheel, remote keyless entry and an electronic vehicle info center. Optional features include speakers by Boston Acoustics, SIRIUS Satellite Radio and Dodge’s UConnect system with Bluetooth connectivity.

Reviewers like Road and Track and Consumer Guide applaud the Dodge Challenger’s spacious interior, and Popular Mechanics finds that even the standard cloth seats are comfortable. With 16.2 cubic feet of trunk space, the Dodge Challenger also features more cargo space than either the Ford Mustang or the Chevrolet Camero.

Dodge Challenger Safety Ratings

The 2011 model hasn’t been tested yet, but the federal government gave the 2010 Dodge Challenger its highest possible rating for front- and side-impact crashes. It also performed well in rollover testing, earning 4 out of 5 stars. Standard safety equipment in all Dodge Challengers includes the following:

  • Electronic stability control
  • TPMS (tire pressure monitoring system)
  • Traction control
  • Multistage front airbags
  • Side curtain airbags

Dodge Challenger Warranty

The Dodge Challenger has a powertrain warranty for 5 years or 100,000 miles. This warranty includes free towing and it is transferable to new owners. The vehicle’s standard basic warranty is for 3 years or 36,000 miles. Both the basic and powertrain warranties are comparable to those offered for the Ford Mustang and the Chevrolet Camero. J.D. Power and Associates gave the Dodge Challenger a rating of 6.0 out of 10.0 on its Predicted Reliability Index.

How much is car insurance for the Dodge Challenger?

Edmunds estimates that the 5-year cost of ownership for a Dodge Challenger is about $49,000, making it a slightly more expensive proposition than other cars in its class. About $15,000 of this cost comes from depreciation, though, so the out-of-pocket costs are significantly lower. Car insurance for the Dodge Challenger is projected to cost the average owner up to $2,500 per year. Your costs could be significantly lower or higher, though, so don’t forget to submit your zip code for the most up-to-date rate quotes.

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Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Written by Tonya Sisler
Insurance Writer Tonya Sisler

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

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