How cheap is car insurance for a Pontiac Solstice?

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Car insurance rates for 2-door coupes like the Pontiac Solstice tend to be higher than rates for your run-of-the-mill family sedan. However, you can still secure car insurance savings for yourself if you maintain an accident- and violation-free driving record, and if you take advantage of all of the discounts that your auto insurance company makes available.

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Most companies offer discounts for having multiple policies, anti-theft devices and airbags. Your auto insurer should automatically apply these discounts to your policy, but it’s important to update your information so that the company knows which discounts to apply. This article will give you an overview of the Pontiac Solstice and how well it competes against other sports coupes. After you read it, enter your zip code in the box on this page to get the most up-to-date car insurance rate quotes.

History of the Pontiac Solstice

The first Pontiac Solstice was marketed to American consumers in the 2006 model year, but it was introduced at the 2004 North American International Auto Show, and production began the following year. The Solstice, which is produced by GM’s Pontiac division, was so popular with consumers that 6,000 units were ordered during the car’s first ten days on the market. Pontiac had only planned to produce 7,000 cars for the entire 2006 model year, but it quickly upped this figure to 10,000 to meet the unexpected demand.

Between 2006 and 2009, Pontiac sold over 50,000 units of the Solstice. Despite the Pontiac Solstice’s popularity, GM discontinued the Pontiac brand in 2009 amid financial turmoil. The Wilmington, Delaware, plant where it was manufactured closed down and an offer by the MacLorean Motor Company to continue production of the Solstice was apparently declined by Pontiac.

Pontiac Solstice Performance

Since the Pontiac Solstice is no longer in production, it is not currently ranked by consumer rating organizations like U.S. News and World Report. If you’re weighing the purchase of a used Pontiac Solstice against that of a new sport coupe, though, you can still compare them directly. If the 2009 Pontiac Solstice were stacked against new affordable sports cars ranked by U.S. News, it would rank fifth out of six vehicles. With an overall score of 7.9, it would beat the Mitsubishi Eclipse, but it would lag behind the Mazda MX-5 Miata (#1), the Hyundai Genesis Coupe (#2), the Nissan 370Z (#3) and the Mazda RX-8 (#4).

Reviewers like Edmunds and Kelley Blue Book find the base model Pontiac Solstice’s 177 horsepower 4-cylinder engine acceptable, but they say that the Pontiac Solstice GXP’s 260 horsepower engine is downright impressive. Car and Driver calls the Pontiac Solstice a “pure roadster,” and Edmunds calls the GXP “thrilling.” According to Edmunds, the Pontiac Solstice GXP goes from 0 to 60 in 5.8 seconds, compared to 7.7 seconds for the base model. The #1-ranked Mazda MX-5 Miata offers a bit less power, generating just 167 horsepower.

When it comes to handling, the Pontiac Solstice delivers solid performance as well. Although reviewers say that it does not handle as smoothly as the Miata, it is “remarkably compliant,” according to Consumer Guide, and MarketWatch calls it “confidence-building and fun.” One of the few complaints comes from Edmunds, which notes that the steering “lacks feedback” compared to the Miata. A reviewer from MSN says that the brakes are “firm,” but only “average” for a sports coupe.

Pontiac Solstice Interior

While reviewers rave about the Pontiac Solstice’s exterior, they find its interior cabin less pleasing. Critics note that the car is difficult to enter and exit, but this is to be expected in a sport coupe. Edmunds finds the head and legroom “adequate,” and Forbes’ reviewer notes that although hip and elbow room are somewhat tight, the Solstice features comfortable elbow rests for both the driver and the passenger.

When it comes to features, the interior is Spartan, with manual windows and optional air conditioning. New Car Test Drive points out that the Pontiac Solstice does come equipped with a high-quality stereo, XM Satellite Radio and iPod connectivity. One complaint echoed by nearly all reviewers is that the car’s dashboard controls are awkwardly positioned and difficult to read. Another complaint is that the car’s cargo space is small and hard to access, even for a roadster. The trunk opens backwards, making it difficult to load, and there is no place in the car to store the targa top when it’s removed.

Pontiac Solstice Safety

The Pontiac Solstice earned the highest possible rollover rating from the National Highway and Traffic Safety Administration, and it also garnered four out of five possible stars in both front and side impact tests. Safety features include GM’s signature OnStar service, which alerts emergency responders if the vehicle is involved in an accident. Other standard features include electronic stability and traction control. Potential owners should note that reviewers find the Pontiac Solstice’s rear visibility poor, though, especially with the top up.

How much is car insurance for a Pontiac Solstice?

Although estimates for the 2009 Pontiac Solstice are not available, Edmunds estimates that the 2008 Pontiac Solstice costs $37,555 to own during the first five years that it’s on the road. This estimate includes almost $6,500 in depreciation and nearly $2,500 in financing costs. Maintenance and repair costs are also on the high side, costing the average owner nearly $7,000 during the first five years of ownership.

Car insurance for the Pontiac Solstice runs the typical owner just over $9,000 for five years. This breaks down to about $1,800 per year and $150 per month. You might find that your personal car insurance rates are far higher or much lower than this estimate, though. To get individualized car insurance rates, submit your zip code in the box.

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