Cheap Quotes for Bolivar, MO Car Insurance (2021)

Bolivar, Missouri car insurance rates average $259 a month and Missouri law requires coverage of at least 25/50/25. By comparing rates from multiple Bolivar, MO companies, you can find cheap Bolivar car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Bolivar is Nationwide
  • Average car insurance rates in Bolivar, MO after a DUI are $3,626/year
  • Average car insurance rates in Bolivar, MO are $259/month

How do the Bolivar, Missouri monthly average car insurance rates of $259/month compare to nearby cities like Springfield car insurance rates, Blue Springs car insurance rates, and Lee’s Summit car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bolivar, MO.

We’ll cover the Missouri minimum coverage requirements, Missouri car insurance laws, and Bolivar, MO statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bolivar, Missouri companies to find the most affordable Bolivar car insurance rates.

Enter your ZIP code above to find cheap Bolivar, MO car insurance quotes today.

What are the minimum Bolivar, MO car insurance requirements?

To meet Missouri minimum car insurance coverage requirements, Bolivar, MO drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Bolivar, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Bolivar, MO car insurance rates?

Three of the criteria that most affect car insurance rates in Bolivar, Missouri are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bolivar car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bolivar, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,451 $2,296 $2,368 $7,180 $7,784 $2,416 $2,488
American Family $2,191 $2,191 $1,948 $1,948 $5,884 $7,675 $2,191 $2,574
Farmers $2,116 $2,108 $1,884 $2,001 $8,956 $9,270 $2,416 $2,519
GEICO $1,658 $1,860 $1,298 $1,663 $5,164 $5,460 $1,522 $1,527
Liberty Mutual $2,587 $2,804 $2,132 $2,393 $8,985 $9,980 $2,722 $2,900
Nationwide $1,458 $1,488 $1,307 $1,382 $3,741 $4,784 $1,669 $1,803
Progressive $1,838 $1,697 $1,505 $1,552 $6,163 $6,920 $2,242 $2,282
State Farm $1,715 $1,715 $1,529 $1,529 $4,847 $6,120 $1,926 $2,192
USAA $1,433 $1,425 $1,288 $1,317 $4,154 $5,080 $1,787 $1,992

How much do teen drivers pay for car insurance in Bolivar, MO?

Bolivar, Missouri car insurance rates for teens are often higher than rates for other drivers. Compare Bolivar car insurance rates from multiple Bolivar, Missouri car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bolivar, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,180 $7,784
American Family $5,884 $7,675
Farmers $8,956 $9,270
GEICO $5,164 $5,460
Liberty Mutual $8,985 $9,980
Nationwide $3,741 $4,784
Progressive $6,163 $6,920
State Farm $4,847 $6,120
USAA $4,154 $5,080

How much do senior drivers pay for car insurance in Bolivar, MO?

With a little research, seniors can find affordable car insurance in Bolivar, Missouri. Here’s a look at how the top Bolivar car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bolivar, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,296 $2,368
American Family $1,948 $1,948
Farmers $1,884 $2,001
GEICO $1,298 $1,663
Liberty Mutual $2,132 $2,393
Nationwide $1,307 $1,382
Progressive $1,505 $1,552
State Farm $1,529 $1,529
USAA $1,288 $1,317

How does coverage level affect Bolivar, MO car insurance rates?

How much coverage do you need? Are you comfortable with the Missouri minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bolivar, MO car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bolivar, Missouri

Insurance Company Low Medium High
Allstate $3,547 $3,682 $3,842
American Family $3,236 $3,431 $3,309
Farmers $3,642 $3,868 $4,217
GEICO $2,349 $2,537 $2,672
Liberty Mutual $4,059 $4,335 $4,545
Nationwide $2,066 $2,226 $2,319
Progressive $2,672 $3,030 $3,372
State Farm $2,532 $2,705 $2,853
USAA $2,204 $2,301 $2,423

How does your driving record affect Bolivar, MO car insurance rates?

Safe driving pays off. The more traffic violations you have in Bolivar, MO, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bolivar, Missouri companies.

Annual Bolivar, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,155 $3,569 $4,456 $3,581
American Family $2,522 $3,585 $4,334 $2,860
Farmers $3,368 $4,214 $4,118 $3,935
GEICO $1,962 $2,548 $3,438 $2,128
Liberty Mutual $3,133 $4,500 $4,634 $4,985
Nationwide $1,728 $2,222 $2,972 $1,893
Progressive $2,603 $3,526 $2,900 $3,070
State Farm $2,485 $2,908 $2,697 $2,697
USAA $1,870 $2,251 $3,082 $2,035

How does a DUI affect Bolivar, MO car insurance rates?

With even one DUI on your record, you can see an increase in your Bolivar, MO car insurance rates.

Annual Car Insurance Rates After a DUI in Bolivar, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,456
American Family $4,334
Farmers $4,118
GEICO $3,438
Liberty Mutual $4,634
Nationwide $2,972
Progressive $2,900
State Farm $2,697
USAA $3,082

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Bolivar, MO car insurance rates?

Take a look at the data here to see how your Bolivar, Missouri car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bolivar, Missouri

Insurance Company Poor Fair Good
Allstate $5,080 $3,281 $2,710
American Family $4,350 $3,054 $2,572
Farmers $4,459 $3,725 $3,542
GEICO $3,474 $2,267 $1,816
Liberty Mutual $6,184 $3,779 $2,976
Nationwide $2,596 $2,148 $1,867
Progressive $3,500 $2,901 $2,674
State Farm $3,667 $2,420 $2,003
USAA $3,840 $1,796 $1,291

How does your commute affect Bolivar, MO car insurance rates?

Bolivar, MO car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Missouri can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bolivar if you’re financing.

Annual Car Insurance Rates by Commute Length in Bolivar, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,690 $3,690
American Family $3,292 $3,359
Farmers $3,909 $3,909
GEICO $2,471 $2,567
Liberty Mutual $4,313 $4,313
Nationwide $2,204 $2,204
Progressive $3,025 $3,025
State Farm $2,631 $2,762
USAA $2,224 $2,394

Who has the cheapest Bolivar, MO car insurance rates?

Here’s a breakdown of Bolivar, Missouri car insurance rates by company. You can see which company offers the cheapest Bolivar car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bolivar, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Bolivar, MO car insurance companies?

Which Bolivar, Missouri car insurance company will best fit your needs and budget? Check out this comparison of the top Bolivar companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bolivar, Missouri

Insurance Company Average Annual Rates
Allstate $3,690
American Family $3,325
Farmers $3,909
GEICO $2,519
Liberty Mutual $4,313
Nationwide $2,204
Progressive $3,025
State Farm $2,697
USAA $2,309

What factors affect Bolivar, MO car insurance rates?

Why are Bolivar, Missouri car insurance rates different than rates in Springfield or Blue Springs? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bolivar, MO?

More time spent behind the wheel can lead to higher Bolivar, Missouri car insurance rates. In Bolivar, MO, the average commute length is 19.6 minutes.

Car Insurance Quotes for Bolivar, MO

Shop for affordable Bolivar, Missouri car insurance rates today. Enter your ZIP code to compare quotes from multiple Bolivar, MO car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption