Cheap Quotes for Deltona, FL Car Insurance (2021)

Deltona, Florida car insurance rates average $353 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple Deltona, FL companies, you can find cheap Deltona car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Deltona has an average commute time of 33.6 minutes
  • Average car insurance rates in Deltona, FL are $353/month
  • The cheapest car insurance company in Deltona is USAA

How do the Deltona, Florida monthly average car insurance rates of $353/month compare to nearby cities like Miami car insurance rates, Cape Coral car insurance rates, and Jacksonville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Deltona, FL.

We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and Deltona, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Deltona, Florida companies to find the most affordable Deltona car insurance rates.

Enter your ZIP code above to find cheap Deltona, FL car insurance quotes today.

What are the minimum Deltona, FL car insurance requirements?

To meet Florida minimum car insurance coverage requirements, Deltona, FL drivers need to carry at least 10/20/10 coverage.

Minimum Required Car Insurance Coverage in Deltona, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average Deltona, FL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Deltona, FL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Deltona, Florida

ZIP Code Average Annual Rates
32725 $3,259
32738 $3,259

How do age, gender, and marital status affect Deltona, FL car insurance rates?

Three of the criteria that most affect car insurance rates in Deltona, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top Deltona car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Deltona, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,144 $3,955 $3,606 $3,657 $14,132 $15,311 $4,114 $4,166
GEICO $2,938 $2,950 $2,755 $2,755 $5,266 $6,636 $3,237 $3,289
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,440 $3,258 $2,964 $3,166 $9,742 $10,645 $4,160 $3,998
State Farm $1,846 $1,846 $1,677 $1,677 $5,336 $6,800 $2,048 $2,190
USAA $1,591 $1,564 $1,491 $1,476 $5,454 $6,308 $1,984 $2,138

How much do teen drivers pay for car insurance in Deltona, FL?

Deltona, Florida car insurance rates for teens are often higher than rates for other drivers. Compare Deltona car insurance rates from multiple Deltona, Florida car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Deltona, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,132 $15,311
GEICO $5,266 $6,636
Liberty Mutual $6,868 $10,554
Nationwide $6,256 $7,694
Progressive $9,742 $10,645
State Farm $5,336 $6,800
USAA $5,454 $6,308

How much do senior drivers pay for car insurance in Deltona, FL?

With a little research, seniors can find affordable car insurance in Deltona, Florida. Here’s a look at how the top Deltona car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Deltona, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,606 $3,657
GEICO $2,755 $2,755
Liberty Mutual $3,006 $3,006
Nationwide $2,345 $2,424
Progressive $2,964 $3,166
State Farm $1,677 $1,677
USAA $1,491 $1,476

How does coverage level affect Deltona, FL car insurance rates?

How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Deltona, FL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Deltona, Florida

Insurance Company Low Medium High
Allstate $5,123 $6,979 $7,805
GEICO $2,982 $3,868 $4,334
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,937 $3,875 $4,366
Progressive $4,395 $5,284 $5,835
State Farm $2,487 $2,999 $3,296
USAA $2,359 $2,853 $3,041

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How does your driving record affect Deltona, FL car insurance rates?

Safe driving pays off. The more traffic violations you have in Deltona, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Deltona, Florida companies.

Annual Deltona, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,731 $6,861 $7,598 $6,353
GEICO $2,604 $3,322 $4,933 $4,054
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $4,071 $6,049 $5,081 $5,484
State Farm $2,679 $3,176 $2,928 $2,928
USAA $2,154 $2,660 $3,931 $2,259

How does a DUI affect Deltona, FL car insurance rates?

With even one DUI on your record, you can see an increase in your Deltona, FL car insurance rates.

Annual Car Insurance Rates After a DUI in Deltona, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,598
GEICO $4,933
Liberty Mutual $6,389
Nationwide $4,692
Progressive $5,081
State Farm $2,928
USAA $3,931

How does your credit history affect Deltona, FL car insurance rates?

Take a look at the data here to see how your Deltona, Florida car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Deltona, Florida

Insurance Company Poor Fair Good
Allstate $9,298 $5,862 $4,747
GEICO $5,425 $3,288 $2,472
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,654 $3,425 $3,099
Progressive $6,734 $4,785 $3,996
State Farm $3,993 $2,629 $2,161
USAA $4,479 $2,188 $1,586

How does your commute affect Deltona, FL car insurance rates?

Deltona, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in Deltona if you’re financing.

Annual Car Insurance Rates by Commute Length in Deltona, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,446 $6,825
GEICO $3,710 $3,747
Liberty Mutual $4,560 $4,861
Nationwide $3,726 $3,726
Progressive $5,171 $5,171
State Farm $2,828 $3,027
USAA $2,720 $2,782

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Who has the cheapest Deltona, FL car insurance rates?

Here’s a breakdown of Deltona, Florida car insurance rates by company. You can see which company offers the cheapest Deltona car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Deltona, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top Deltona, FL car insurance companies?

Which Deltona, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top Deltona companies to find the one for you.

Average Annual Car Insurance Rates by Company in Deltona, Florida

Insurance Company Average Annual Rates
Allstate $6,636
GEICO $3,728
Liberty Mutual $4,711
Nationwide $3,726
Progressive $5,171
State Farm $2,928
USAA $2,751

What factors affect Deltona, FL car insurance rates?

Why are Deltona, Florida car insurance rates different than rates in Miami or Cape Coral? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Deltona, FL?

More time spent behind the wheel can lead to higher Deltona, Florida car insurance rates. In Deltona, FL, the average commute length is 33.6 minutes.

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Car Insurance Quotes for Deltona, FL

Shop for affordable Deltona, Florida car insurance rates today. Enter your ZIP code to compare quotes from multiple Deltona, FL car insurance companies.

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