Cheap Quotes for Poland, IN Car Insurance (2021)

Poland, Indiana car insurance rates average $281 a month and Indiana law requires coverage of at least 25/50/25. By comparing rates from multiple Poland, IN companies, you can find cheap Poland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Poland, IN are $281/month
  • Average car insurance rates in Poland, IN after a DUI are $3,998/year
  • The cheapest car insurance company in Poland is USAA

How do the Poland, Indiana monthly average car insurance rates of $281/month compare to nearby cities like Fort Wayne car insurance rates, Carmel car insurance rates, and Bloomington car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Poland, IN.

We’ll cover the Indiana minimum coverage requirements, Indiana car insurance laws, and Poland, IN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Poland, Indiana companies to find the most affordable Poland car insurance rates.

Enter your ZIP code above to find cheap Poland, IN car insurance quotes today.

What are the minimum Poland, IN car insurance requirements?

To meet Indiana minimum car insurance coverage requirements, Poland, IN drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Poland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Poland, IN car insurance rates?

Three of the criteria that most affect car insurance rates in Poland, Indiana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Poland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,492 $2,548 $2,193 $2,400 $7,797 $9,859 $2,523 $2,740
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,556 $1,537 $1,334 $1,495 $8,216 $8,757 $2,039 $2,205
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,518 $1,554 $1,332 $1,424 $4,354 $5,659 $1,774 $1,940
Progressive $1,754 $1,668 $1,581 $1,594 $10,140 $11,428 $2,204 $2,262
State Farm $1,598 $1,598 $1,413 $1,413 $4,733 $6,070 $1,761 $1,965
Travelers $1,283 $1,305 $1,202 $1,200 $7,851 $12,335 $1,358 $1,579
USAA $1,003 $990 $927 $939 $2,749 $3,089 $1,357 $1,460

How much do teen drivers pay for car insurance in Poland, IN?

Poland, Indiana car insurance rates for teens are often higher than rates for other drivers. Compare Poland car insurance rates from multiple Poland, Indiana car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Poland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,797 $9,859
American Family $6,331 $9,225
Farmers $8,216 $8,757
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,354 $5,659
Progressive $10,140 $11,428
State Farm $4,733 $6,070
Travelers $7,851 $12,335
USAA $2,749 $3,089

How much do senior drivers pay for car insurance in Poland, IN?

With a little research, seniors can find affordable car insurance in Poland, Indiana. Here’s a look at how the top Poland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Poland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,193 $2,400
American Family $2,107 $2,107
Farmers $1,334 $1,495
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,332 $1,424
Progressive $1,581 $1,594
State Farm $1,413 $1,413
Travelers $1,202 $1,200
USAA $927 $939

How does coverage level affect Poland, IN car insurance rates?

How much coverage do you need? Are you comfortable with the Indiana minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Poland, IN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Poland, Indiana

Insurance Company Low Medium High
Allstate $3,859 $4,054 $4,295
American Family $3,702 $3,842 $3,608
Farmers $3,276 $3,385 $3,516
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,485 $2,424 $2,424
Progressive $3,876 $4,022 $4,339
State Farm $2,463 $2,568 $2,676
Travelers $3,464 $3,546 $3,532
USAA $1,517 $1,561 $1,615

How does your driving record affect Poland, IN car insurance rates?

Safe driving pays off. The more traffic violations you have in Poland, IN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Poland, Indiana companies.

Annual Poland, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,238 $4,777 $4,404 $3,858
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,035 $3,541 $3,642 $3,351
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,104 $2,708 $2,597 $2,368
Progressive $3,063 $5,334 $3,657 $4,262
State Farm $2,511 $2,744 $2,511 $2,511
Travelers $2,983 $3,691 $4,183 $3,199
USAA $1,185 $1,678 $1,928 $1,467

How does a DUI affect Poland, IN car insurance rates?

With even one DUI on your record, you can see an increase in your Poland, IN car insurance rates.

Annual Car Insurance Rates After a DUI in Poland, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,404
American Family $5,171
Farmers $3,642
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,597
Progressive $3,657
State Farm $2,511
Travelers $4,183
USAA $1,928

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How does your credit history affect Poland, IN car insurance rates?

Take a look at the data here to see how your Poland, Indiana car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Poland, Indiana

Insurance Company Poor Fair Good
Allstate $5,042 $3,754 $3,411
American Family $5,078 $3,306 $2,769
Farmers $3,962 $3,227 $2,988
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $2,781 $2,352 $2,200
Progressive $4,510 $3,980 $3,747
State Farm $3,744 $2,233 $1,730
Travelers $3,916 $3,315 $3,311
USAA $2,117 $1,389 $1,187

How does your commute affect Poland, IN car insurance rates?

Poland, IN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Indiana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Poland if you’re financing.

Annual Car Insurance Rates by Commute Length in Poland, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,069 $4,069
American Family $3,673 $3,762
Farmers $3,393 $3,393
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,444 $2,444
Progressive $4,079 $4,079
State Farm $2,496 $2,642
Travelers $3,514 $3,514
USAA $1,543 $1,585

Who has the cheapest Poland, IN car insurance rates?

Here’s a breakdown of Poland, Indiana car insurance rates by company. You can see which company offers the cheapest Poland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Poland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Poland, IN car insurance companies?

Which Poland, Indiana car insurance company will best fit your needs and budget? Check out this comparison of the top Poland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Poland, Indiana

Insurance Company Average Annual Rates
Allstate $4,069
American Family $3,717
Farmers $3,393
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,444
Progressive $4,079
State Farm $2,569
Travelers $3,514
USAA $1,564

Car Insurance Quotes for Poland, IN

Shop for affordable Poland, Indiana car insurance rates today. Enter your ZIP code to compare quotes from multiple Poland, IN car insurance companies.

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