Cheap Quotes for Dumas, AR Car Insurance (2021)

Dumas, Arkansas car insurance rates average $363 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Dumas, AR companies, you can find cheap Dumas car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Dumas, AR are $363/month
  • Dumas has an average commute time of 13.5 minutes
  • Average car insurance rates in Dumas, AR for senior drivers are $2,294/year

How do the Dumas, Arkansas monthly average car insurance rates of $363/month compare to nearby cities like Rogers car insurance rates, Bentonville car insurance rates, and Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Dumas, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Dumas, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Dumas, Arkansas companies to find the most affordable Dumas car insurance rates.

Enter your ZIP code above to find cheap Dumas, AR car insurance quotes today.

What are the minimum Dumas, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Dumas, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Dumas, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Dumas, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Dumas, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Dumas car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dumas, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,142 $3,187 $2,783 $2,987 $11,045 $13,145 $3,506 $3,809
Farmers $2,469 $2,461 $2,209 $2,319 $10,154 $10,531 $2,815 $2,964
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,849 $2,714 $2,343 $2,438 $11,677 $13,179 $3,408 $3,677
State Farm $1,868 $1,868 $1,657 $1,657 $5,188 $6,548 $2,100 $2,398
Travelers $2,400 $2,450 $2,341 $2,355 $13,652 $21,982 $2,551 $2,981
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

How much do teen drivers pay for car insurance in Dumas, AR?

Dumas, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Dumas car insurance rates from multiple Dumas, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Dumas, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,045 $13,145
Farmers $10,154 $10,531
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,038 $7,672
Progressive $11,677 $13,179
State Farm $5,188 $6,548
Travelers $13,652 $21,982
USAA $4,636 $4,863

How much do senior drivers pay for car insurance in Dumas, AR?

With a little research, seniors can find affordable car insurance in Dumas, Arkansas. Here’s a look at how the top Dumas car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Dumas, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,783 $2,987
Farmers $2,209 $2,319
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,235 $2,356
Progressive $2,343 $2,438
State Farm $1,657 $1,657
Travelers $2,341 $2,355
USAA $1,364 $1,379

How does coverage level affect Dumas, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Dumas, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Dumas, Arkansas

Insurance Company Low Medium High
Allstate $5,283 $5,447 $5,621
Farmers $4,277 $4,446 $4,749
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,644 $3,570 $3,744
Progressive $4,862 $5,197 $5,798
State Farm $2,780 $2,908 $3,044
Travelers $6,042 $6,357 $6,617
USAA $2,302 $2,390 $2,503

How does your driving record affect Dumas, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Dumas, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Dumas, Arkansas companies.

Annual Dumas, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,540 $5,677 $6,221 $5,364
Farmers $3,805 $4,858 $4,750 $4,548
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,564 $6,308 $4,793 $5,478
State Farm $2,685 $3,137 $2,911 $2,911
Travelers $5,320 $5,497 $8,011 $6,528
USAA $1,840 $2,334 $3,374 $2,044

How does a DUI affect Dumas, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Dumas, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Dumas, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,221
Farmers $4,750
GEICO $6,475
Liberty Mutual $5,796
Nationwide $4,953
Progressive $4,793
State Farm $2,911
Travelers $8,011
USAA $3,374

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How does your credit history affect Dumas, AR car insurance rates?

Take a look at the data here to see how your Dumas, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Dumas, Arkansas

Insurance Company Poor Fair Good
Allstate $6,872 $5,237 $4,243
Farmers $5,110 $4,281 $4,081
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,303 $3,479 $3,176
Progressive $6,014 $5,104 $4,738
State Farm $4,218 $2,538 $1,976
Travelers $7,285 $6,066 $5,666
USAA $3,186 $2,166 $1,843

How does your commute affect Dumas, AR car insurance rates?

Dumas, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Dumas if you’re financing.

Annual Car Insurance Rates by Commute Length in Dumas, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,451 $5,451
Farmers $4,490 $4,490
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,653 $3,653
Progressive $5,286 $5,286
State Farm $2,841 $2,980
Travelers $6,339 $6,339
USAA $2,329 $2,468

Who has the cheapest Dumas, AR car insurance rates?

Here’s a breakdown of Dumas, Arkansas car insurance rates by company. You can see which company offers the cheapest Dumas car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Dumas, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Dumas, AR car insurance companies?

Which Dumas, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Dumas companies to find the one for you.

Average Annual Car Insurance Rates by Company in Dumas, Arkansas

Insurance Company Average Annual Rates
Allstate $5,451
Farmers $4,490
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,653
Progressive $5,286
State Farm $2,911
Travelers $6,339
USAA $2,398

What factors affect Dumas, AR car insurance rates?

Why are Dumas, Arkansas car insurance rates different than rates in Rogers or Bentonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Dumas, AR?

More time spent behind the wheel can lead to higher Dumas, Arkansas car insurance rates. In Dumas, AR, the average commute length is 13.5 minutes.

Car Insurance Quotes for Dumas, AR

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