Cheap Quotes for South Hill, VA Car Insurance (2021)

South Hill, Virginia car insurance rates average $188 a month and Virginia law requires coverage of at least 25/50/20. By comparing rates from multiple South Hill, VA companies, you can find cheap South Hill car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in South Hill, VA are $188/month
  • The cheapest car insurance company in South Hill is USAA
  • Average car insurance rates in South Hill, VA for senior drivers are $1,321/year

How do the South Hill, Virginia monthly average car insurance rates of $188/month compare to nearby cities like Alexandria car insurance rates, Suffolk car insurance rates, and Chesapeake car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in South Hill, VA.

We’ll cover the Virginia minimum coverage requirements, Virginia car insurance laws, and South Hill, VA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple South Hill, Virginia companies to find the most affordable South Hill car insurance rates.

Enter your ZIP code above to find cheap South Hill, VA car insurance quotes today.

What are the minimum South Hill, VA car insurance requirements?

To meet Virginia minimum car insurance coverage requirements, South Hill, VA drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in South Hill, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect South Hill, VA car insurance rates?

Three of the criteria that most affect car insurance rates in South Hill, Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top South Hill car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in South Hill, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,873 $1,772 $1,866 $1,866 $5,798 $6,699 $2,443 $2,456
GEICO $1,530 $1,540 $1,450 $1,450 $3,098 $4,175 $1,775 $1,774
Nationwide $1,455 $1,469 $1,288 $1,330 $3,390 $4,404 $1,602 $1,756
Progressive $1,192 $1,141 $1,070 $1,078 $5,224 $5,873 $1,443 $1,478
State Farm $1,346 $1,346 $1,205 $1,205 $3,937 $4,951 $1,519 $1,745
USAA $1,096 $1,083 $1,016 $1,030 $3,309 $3,948 $1,417 $1,564

How much do teen drivers pay for car insurance in South Hill, VA?

South Hill, Virginia car insurance rates for teens are often higher than rates for other drivers. Compare South Hill car insurance rates from multiple South Hill, Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in South Hill, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,798 $6,699
GEICO $3,098 $4,175
Nationwide $3,390 $4,404
Progressive $5,224 $5,873
State Farm $3,937 $4,951
USAA $3,309 $3,948

How much do senior drivers pay for car insurance in South Hill, VA?

With a little research, seniors can find affordable car insurance in South Hill, Virginia. Here’s a look at how the top South Hill car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in South Hill, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,866 $1,866
GEICO $1,450 $1,450
Nationwide $1,288 $1,330
Progressive $1,070 $1,078
State Farm $1,205 $1,205
USAA $1,016 $1,030

How does coverage level affect South Hill, VA car insurance rates?

How much coverage do you need? Are you comfortable with the Virginia minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your South Hill, VA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in South Hill, Virginia

Insurance Company Low Medium High
Allstate $3,011 $3,098 $3,181
GEICO $2,024 $2,097 $2,176
Nationwide $2,190 $2,065 $2,005
Progressive $2,211 $2,286 $2,440
State Farm $2,040 $2,153 $2,277
USAA $1,730 $1,811 $1,883

How does your driving record affect South Hill, VA car insurance rates?

Safe driving pays off. The more traffic violations you have in South Hill, VA, the higher your car insurance rates will be. Compare rates based on driving infractions from top South Hill, Virginia companies.

Annual South Hill, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,339 $3,680 $3,374 $2,993
GEICO $1,582 $2,069 $3,163 $1,582
Nationwide $1,810 $1,810 $2,669 $2,059
Progressive $1,991 $2,598 $2,353 $2,308
State Farm $1,977 $2,337 $2,157 $2,157
USAA $1,402 $1,816 $2,405 $1,609

How does a DUI affect South Hill, VA car insurance rates?

With even one DUI on your record, you can see an increase in your South Hill, VA car insurance rates.

Annual Car Insurance Rates After a DUI in South Hill, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,374
GEICO $3,163
Nationwide $2,669
Progressive $2,353
State Farm $2,157
USAA $2,405

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How does your credit history affect South Hill, VA car insurance rates?

Take a look at the data here to see how your South Hill, Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in South Hill, Virginia

Insurance Company Poor Fair Good
Allstate $3,783 $3,018 $2,489
GEICO $2,332 $1,983 $1,983
Nationwide $2,478 $1,984 $1,798
Progressive $2,593 $2,249 $2,095
State Farm $3,066 $1,901 $1,502
USAA $2,418 $1,647 $1,359

How does your commute affect South Hill, VA car insurance rates?

South Hill, VA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in South Hill if you’re financing.

Annual Car Insurance Rates by Commute Length in South Hill, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,005 $3,188
GEICO $2,059 $2,139
Nationwide $2,087 $2,087
Progressive $2,312 $2,312
State Farm $2,105 $2,209
USAA $1,741 $1,875

Who has the cheapest South Hill, VA car insurance rates?

Here’s a breakdown of South Hill, Virginia car insurance rates by company. You can see which company offers the cheapest South Hill car insurance rates in each category.

Best Annual Car Insurance Rates by Company in South Hill, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top South Hill, VA car insurance companies?

Which South Hill, Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top South Hill companies to find the one for you.

Average Annual Car Insurance Rates by Company in South Hill, Virginia

Insurance Company Average Annual Rates
Allstate $3,096
GEICO $2,099
Nationwide $2,087
Progressive $2,312
State Farm $2,157
USAA $1,808

What factors affect South Hill, VA car insurance rates?

Why are South Hill, Virginia car insurance rates different than rates in Alexandria or Suffolk? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in South Hill, VA?

More time spent behind the wheel can lead to higher South Hill, Virginia car insurance rates. In South Hill, VA, the average commute length is 15.7 minutes.

Car Insurance Quotes for South Hill, VA

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