Cheap Quotes for Vilonia, AR Car Insurance (2021)

Vilonia, Arkansas car insurance rates average $342 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Vilonia, AR companies, you can find cheap Vilonia car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Vilonia, AR after a DUI are $4,913/year
  • Average car insurance rates in Vilonia, AR for senior drivers are $2,113/year
  • Vilonia has an average commute time of 29.7 minutes

How do the Vilonia, Arkansas monthly average car insurance rates of $342/month compare to nearby cities like Fort Smith car insurance rates, Pine Bluff car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Vilonia, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Vilonia, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Vilonia, Arkansas companies to find the most affordable Vilonia car insurance rates.

Enter your ZIP code above to find cheap Vilonia, AR car insurance quotes today.

What are the minimum Vilonia, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Vilonia, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Vilonia, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Vilonia, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Vilonia, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Vilonia car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vilonia, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,805 $2,813 $2,518 $2,691 $10,462 $12,567 $3,075 $3,322
Farmers $2,443 $2,434 $2,181 $2,296 $10,347 $10,740 $2,788 $2,928
GEICO $2,284 $2,251 $2,100 $2,042 $6,232 $6,220 $2,263 $2,295
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $2,810 $2,652 $2,316 $2,420 $12,097 $13,626 $3,354 $3,623
State Farm $1,908 $1,908 $1,719 $1,719 $5,716 $7,166 $2,155 $2,484
Travelers $2,089 $2,125 $2,088 $2,089 $12,535 $20,152 $2,248 $2,560
USAA $1,408 $1,416 $1,311 $1,311 $4,565 $4,764 $1,814 $1,948

How much do teen drivers pay for car insurance in Vilonia, AR?

Vilonia, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Vilonia car insurance rates from multiple Vilonia, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Vilonia, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,462 $12,567
Farmers $10,347 $10,740
GEICO $6,232 $6,220
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $12,097 $13,626
State Farm $5,716 $7,166
Travelers $12,535 $20,152
USAA $4,565 $4,764

How much do senior drivers pay for car insurance in Vilonia, AR?

With a little research, seniors can find affordable car insurance in Vilonia, Arkansas. Here’s a look at how the top Vilonia car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Vilonia, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,518 $2,691
Farmers $2,181 $2,296
GEICO $2,100 $2,042
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $2,316 $2,420
State Farm $1,719 $1,719
Travelers $2,088 $2,089
USAA $1,311 $1,311

How does coverage level affect Vilonia, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Vilonia, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Vilonia, Arkansas

Insurance Company Low Medium High
Allstate $4,864 $5,028 $5,202
Farmers $4,280 $4,469 $4,810
GEICO $3,068 $3,210 $3,354
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $4,852 $5,252 $5,982
State Farm $2,940 $3,095 $3,256
Travelers $5,440 $5,750 $6,017
USAA $2,217 $2,309 $2,426

How does your driving record affect Vilonia, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Vilonia, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Vilonia, Arkansas companies.

Annual Vilonia, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $5,223 $5,813 $4,957
Farmers $3,826 $4,897 $4,788 $4,568
GEICO $2,195 $3,345 $4,942 $2,362
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,619 $6,436 $4,858 $5,535
State Farm $2,829 $3,365 $3,097 $3,097
Travelers $4,801 $4,959 $7,291 $5,893
USAA $1,774 $2,260 $3,266 $1,969

How does a DUI affect Vilonia, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Vilonia, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Vilonia, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,813
Farmers $4,788
GEICO $4,942
Liberty Mutual $5,091
Nationwide $5,070
Progressive $4,858
State Farm $3,097
Travelers $7,291
USAA $3,266

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How does your credit history affect Vilonia, AR car insurance rates?

Take a look at the data here to see how your Vilonia, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Vilonia, Arkansas

Insurance Company Poor Fair Good
Allstate $6,318 $4,848 $3,929
Farmers $5,134 $4,314 $4,111
GEICO $3,844 $3,165 $2,624
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $6,061 $5,190 $4,835
State Farm $4,490 $2,700 $2,101
Travelers $6,569 $5,497 $5,141
USAA $3,064 $2,098 $1,790

How does your commute affect Vilonia, AR car insurance rates?

Vilonia, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Vilonia if you’re financing.

Annual Car Insurance Rates by Commute Length in Vilonia, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,032 $5,032
Farmers $4,520 $4,520
GEICO $3,184 $3,238
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $5,362 $5,362
State Farm $3,022 $3,172
Travelers $5,736 $5,736
USAA $2,252 $2,383

Who has the cheapest Vilonia, AR car insurance rates?

Here’s a breakdown of Vilonia, Arkansas car insurance rates by company. You can see which company offers the cheapest Vilonia car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Vilonia, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Vilonia, AR car insurance companies?

Which Vilonia, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Vilonia companies to find the one for you.

Average Annual Car Insurance Rates by Company in Vilonia, Arkansas

Insurance Company Average Annual Rates
Allstate $5,032
Farmers $4,520
GEICO $3,211
Liberty Mutual $3,924
Nationwide $3,737
Progressive $5,362
State Farm $3,097
Travelers $5,736
USAA $2,317

What factors affect Vilonia, AR car insurance rates?

Why are Vilonia, Arkansas car insurance rates different than rates in Fort Smith or Pine Bluff? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Vilonia, AR?

More time spent behind the wheel can lead to higher Vilonia, Arkansas car insurance rates. In Vilonia, AR, the average commute length is 29.7 minutes.

Car Insurance Quotes for Vilonia, AR

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