Cheap Quotes for Shasta Lake, CA Car Insurance (2021)

Shasta Lake, California car insurance rates average $260 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Shasta Lake, CA companies, you can find cheap Shasta Lake car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Shasta Lake, CA for senior drivers are $1,890/year
  • Shasta Lake has an average commute time of 21.3 minutes
  • Average car insurance rates in Shasta Lake, CA are $260/month

How do the Shasta Lake, California monthly average car insurance rates of $260/month compare to nearby cities like San Francisco car insurance rates, Long Beach car insurance rates, and Anaheim car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Shasta Lake, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Shasta Lake, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Shasta Lake, California companies to find the most affordable Shasta Lake car insurance rates.

Enter your ZIP code above to find cheap Shasta Lake, CA car insurance quotes today.

What are the minimum Shasta Lake, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Shasta Lake, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Shasta Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Shasta Lake, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Shasta Lake, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Shasta Lake car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shasta Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,148 $1,563 $1,584 $5,787 $7,275 $2,740 $3,026
Farmers $2,375 $2,375 $2,135 $2,135 $7,543 $12,372 $2,810 $3,125
GEICO $1,588 $1,590 $1,495 $1,495 $4,812 $4,902 $2,278 $2,335
Liberty Mutual $2,369 $2,249 $2,198 $2,131 $5,231 $5,534 $2,683 $2,695
Nationwide $2,634 $2,519 $2,306 $2,178 $6,582 $7,282 $3,122 $3,089
Progressive $1,370 $1,410 $1,179 $1,391 $3,647 $4,388 $1,978 $2,126
State Farm $2,892 $2,892 $2,583 $2,583 $5,310 $6,596 $3,199 $3,298
Travelers $2,061 $2,002 $1,825 $1,806 $4,136 $4,750 $2,660 $2,608
USAA $1,755 $1,663 $1,715 $1,721 $3,990 $3,994 $2,414 $2,282

How much do teen drivers pay for car insurance in Shasta Lake, CA?

Shasta Lake, California car insurance rates for teens are often higher than rates for other drivers. Compare Shasta Lake car insurance rates from multiple Shasta Lake, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Shasta Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,787 $7,275
Farmers $7,543 $12,372
GEICO $4,812 $4,902
Liberty Mutual $5,231 $5,534
Nationwide $6,582 $7,282
Progressive $3,647 $4,388
State Farm $5,310 $6,596
Travelers $4,136 $4,750
USAA $3,990 $3,994

How much do senior drivers pay for car insurance in Shasta Lake, CA?

With a little research, seniors can find affordable car insurance in Shasta Lake, California. Here’s a look at how the top Shasta Lake car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Shasta Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,563 $1,584
Farmers $2,135 $2,135
GEICO $1,495 $1,495
Liberty Mutual $2,198 $2,131
Nationwide $2,306 $2,178
Progressive $1,179 $1,391
State Farm $2,583 $2,583
Travelers $1,825 $1,806
USAA $1,715 $1,721

How does coverage level affect Shasta Lake, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Shasta Lake, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Shasta Lake, California

Insurance Company Low Medium High
Allstate $3,105 $3,311 $3,432
Farmers $4,064 $4,391 $4,622
GEICO $2,331 $2,590 $2,765
Liberty Mutual $2,946 $3,161 $3,302
Nationwide $3,330 $3,773 $4,040
Progressive $1,944 $2,252 $2,363
State Farm $3,305 $3,731 $3,972
Travelers $2,410 $2,796 $2,986
USAA $2,199 $2,492 $2,635

How does your driving record affect Shasta Lake, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Shasta Lake, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Shasta Lake, California companies.

Annual Shasta Lake, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,989 $3,329 $5,215 $2,599
Farmers $3,223 $4,388 $5,467 $4,357
GEICO $1,794 $2,758 $3,471 $2,225
Liberty Mutual $2,723 $3,649 $3,290 $2,884
Nationwide $2,596 $3,325 $5,611 $3,325
Progressive $1,432 $2,430 $2,825 $2,057
State Farm $2,617 $3,122 $5,900 $3,038
Travelers $1,849 $2,957 $3,439 $2,678
USAA $1,624 $2,410 $3,954 $1,779

How does a DUI affect Shasta Lake, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Shasta Lake, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Shasta Lake, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,215
Farmers $5,467
GEICO $3,471
Liberty Mutual $3,290
Nationwide $5,611
Progressive $2,825
State Farm $5,900
Travelers $3,439
USAA $3,954

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How does your commute affect Shasta Lake, CA car insurance rates?

Shasta Lake, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Shasta Lake if you’re financing.

Annual Car Insurance Rates by Commute Length in Shasta Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,962 $3,604
Farmers $3,955 $4,762
GEICO $2,328 $2,796
Liberty Mutual $2,879 $3,393
Nationwide $3,284 $4,144
Progressive $1,988 $2,384
State Farm $3,535 $3,804
Travelers $2,463 $2,998
USAA $2,249 $2,635

Who has the cheapest Shasta Lake, CA car insurance rates?

Here’s a breakdown of Shasta Lake, California car insurance rates by company. You can see which company offers the cheapest Shasta Lake car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Shasta Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

What are the top Shasta Lake, CA car insurance companies?

Which Shasta Lake, California car insurance company will best fit your needs and budget? Check out this comparison of the top Shasta Lake companies to find the one for you.

Average Annual Car Insurance Rates by Company in Shasta Lake, California

Insurance Company Average Annual Rates
Allstate $3,283
Farmers $4,359
GEICO $2,562
Liberty Mutual $3,136
Nationwide $3,714
Progressive $2,186
State Farm $3,669
Travelers $2,731
USAA $2,442

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What factors affect Shasta Lake, CA car insurance rates?

Why are Shasta Lake, California car insurance rates different than rates in San Francisco or Long Beach? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Shasta Lake, CA?

More time spent behind the wheel can lead to higher Shasta Lake, California car insurance rates. In Shasta Lake, CA, the average commute length is 21.3 minutes.

Car Insurance Quotes for Shasta Lake, CA

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