Cheap Quotes for Upland, CA Car Insurance (2021)

Upland, California car insurance rates average $318 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Upland, CA companies, you can find cheap Upland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Upland, CA after a DUI are $5,367/year
  • Average car insurance rates in Upland, CA for senior drivers are $2,268/year
  • Average car insurance rates in Upland, CA are $318/month

How do the Upland, California monthly average car insurance rates of $318/month compare to nearby cities like San Diego car insurance rates, Oakland car insurance rates, and San Jose car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Upland, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Upland, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Upland, California companies to find the most affordable Upland car insurance rates.

Enter your ZIP code above to find cheap Upland, CA car insurance quotes today.

What are the minimum Upland, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Upland, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Upland, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Average Upland, CA Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Upland, CA you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Upland, California

ZIP Code Average Annual Rates
91784 $5,126
91786 $5,223

How do age, gender, and marital status affect Upland, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Upland, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Upland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Upland, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,252 $3,251 $2,359 $2,382 $8,999 $11,312 $4,160 $4,566
Farmers $2,909 $2,909 $2,637 $2,637 $9,289 $15,154 $3,450 $3,845
GEICO $1,781 $1,782 $1,675 $1,675 $5,423 $5,506 $2,558 $2,609
Liberty Mutual $2,228 $2,094 $2,085 $2,014 $4,770 $5,136 $2,491 $2,536
Nationwide $3,446 $3,284 $3,029 $2,850 $8,854 $9,770 $4,122 $4,060
Progressive $1,712 $1,763 $1,456 $1,728 $4,582 $5,526 $2,467 $2,654
State Farm $3,272 $3,272 $2,924 $2,924 $6,045 $7,502 $3,623 $3,735
Travelers $2,624 $2,538 $2,322 $2,296 $5,478 $6,276 $3,434 $3,349
USAA $1,965 $1,862 $1,913 $1,921 $4,504 $4,532 $2,720 $2,572

How much do teen drivers pay for car insurance in Upland, CA?

Upland, California car insurance rates for teens are often higher than rates for other drivers. Compare Upland car insurance rates from multiple Upland, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Upland, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,999 $11,312
Farmers $9,289 $15,154
GEICO $5,423 $5,506
Liberty Mutual $4,770 $5,136
Nationwide $8,854 $9,770
Progressive $4,582 $5,526
State Farm $6,045 $7,502
Travelers $5,478 $6,276
USAA $4,504 $4,532

How much do senior drivers pay for car insurance in Upland, CA?

With a little research, seniors can find affordable car insurance in Upland, California. Here’s a look at how the top Upland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Upland, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,359 $2,382
Farmers $2,637 $2,637
GEICO $1,675 $1,675
Liberty Mutual $2,085 $2,014
Nationwide $3,029 $2,850
Progressive $1,456 $1,728
State Farm $2,924 $2,924
Travelers $2,322 $2,296
USAA $1,913 $1,921

How does coverage level affect Upland, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Upland, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Upland, California

Insurance Company Low Medium High
Allstate $4,745 $5,081 $5,279
Farmers $4,962 $5,399 $5,701
GEICO $2,584 $2,912 $3,132
Liberty Mutual $2,694 $2,945 $3,119
Nationwide $4,399 $5,021 $5,361
Progressive $2,455 $2,819 $2,934
State Farm $3,738 $4,237 $4,511
Travelers $3,087 $3,634 $3,897
USAA $2,492 $2,802 $2,952

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How does your driving record affect Upland, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Upland, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Upland, California companies.

Annual Upland, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,025 $5,105 $8,037 $3,974
Farmers $3,962 $5,393 $6,709 $5,352
GEICO $2,009 $3,109 $3,893 $2,493
Liberty Mutual $2,534 $3,391 $3,066 $2,686
Nationwide $3,436 $4,408 $7,455 $4,408
Progressive $1,792 $3,044 $3,528 $2,579
State Farm $2,971 $3,543 $6,686 $3,448
Travelers $2,346 $3,858 $4,479 $3,475
USAA $1,825 $2,721 $4,449 $2,000

How does a DUI affect Upland, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Upland, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Upland, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,037
Farmers $6,709
GEICO $3,893
Liberty Mutual $3,066
Nationwide $7,455
Progressive $3,528
State Farm $6,686
Travelers $4,479
USAA $4,449

How does your commute affect Upland, CA car insurance rates?

Upland, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Upland if you’re financing.

Annual Car Insurance Rates by Commute Length in Upland, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,535 $5,536
Farmers $4,857 $5,851
GEICO $2,612 $3,140
Liberty Mutual $2,678 $3,161
Nationwide $4,348 $5,505
Progressive $2,482 $2,989
State Farm $4,011 $4,314
Travelers $3,182 $3,897
USAA $2,533 $2,964

Who has the cheapest Upland, CA car insurance rates?

Here’s a breakdown of Upland, California car insurance rates by company. You can see which company offers the cheapest Upland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Upland, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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What are the top Upland, CA car insurance companies?

Which Upland, California car insurance company will best fit your needs and budget? Check out this comparison of the top Upland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Upland, California

Insurance Company Average Annual Rates
Allstate $5,035
Farmers $5,354
GEICO $2,876
Liberty Mutual $2,919
Nationwide $4,927
Progressive $2,736
State Farm $4,162
Travelers $3,540
USAA $2,749

What factors affect Upland, CA car insurance rates?

Why are Upland, California car insurance rates different than rates in San Diego or Oakland? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Upland, CA?

FBI statistics show that the Upland, California car theft rate is 275 thefts each year. High theft rates can lead to higher than average Upland, CA car insurance rates.

How long is the average commute in Upland, CA?

More time spent behind the wheel can lead to higher Upland, California car insurance rates. In Upland, CA, the average commute length is 31.2 minutes.

Car Insurance Quotes for Upland, CA

Shop for affordable Upland, California car insurance rates today. Enter your ZIP code to compare quotes from multiple Upland, CA car insurance companies.

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