Cheap Quotes for Gilcrest, CO Car Insurance (2021)

Gilcrest, Colorado car insurance rates average $315 a month and Colorado law requires coverage of at least 25/50/15. By comparing rates from multiple Gilcrest, CO companies, you can find cheap Gilcrest car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Gilcrest, CO for senior drivers are $2,228/year
  • Average car insurance rates in Gilcrest, CO after a DUI are $4,485/year
  • Average car insurance rates in Gilcrest, CO are $315/month

How do the Gilcrest, Colorado monthly average car insurance rates of $315/month compare to nearby cities like Colorado Springs car insurance rates, Boulder car insurance rates, and Centennial car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Gilcrest, CO.

We’ll cover the Colorado minimum coverage requirements, Colorado car insurance laws, and Gilcrest, CO statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Gilcrest, Colorado companies to find the most affordable Gilcrest car insurance rates.

Enter your ZIP code above to find cheap Gilcrest, CO car insurance quotes today.

What are the minimum Gilcrest, CO car insurance requirements?

To meet Colorado minimum car insurance coverage requirements, Gilcrest, CO drivers need to carry at least 25/50/15 coverage.

Minimum Required Car Insurance Coverage in Gilcrest, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Gilcrest, CO car insurance rates?

Three of the criteria that most affect car insurance rates in Gilcrest, Colorado are age, gender, and marital status. Let’s take a look at how each of these stack up with top Gilcrest car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gilcrest, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,298 $3,174 $3,205 $11,628 $12,210 $3,855 $3,875
American Family $2,450 $2,450 $2,212 $2,212 $5,928 $7,971 $2,450 $2,996
Farmers $2,897 $2,877 $2,612 $2,819 $11,523 $11,686 $3,199 $3,235
GEICO $1,915 $2,093 $2,034 $2,309 $5,958 $6,295 $1,751 $1,778
Liberty Mutual $1,811 $1,746 $1,542 $1,698 $5,527 $6,026 $1,828 $1,840
Nationwide $2,438 $2,478 $2,185 $2,305 $6,181 $7,890 $2,807 $3,028
Progressive $2,431 $2,272 $2,139 $2,127 $8,431 $9,420 $2,734 $2,655
State Farm $1,997 $1,997 $1,798 $1,798 $5,819 $7,367 $2,238 $2,654
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

How much do teen drivers pay for car insurance in Gilcrest, CO?

Gilcrest, Colorado car insurance rates for teens are often higher than rates for other drivers. Compare Gilcrest car insurance rates from multiple Gilcrest, Colorado car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Gilcrest, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,628 $12,210
American Family $5,928 $7,971
Farmers $11,523 $11,686
GEICO $5,958 $6,295
Liberty Mutual $5,527 $6,026
Nationwide $6,181 $7,890
Progressive $8,431 $9,420
State Farm $5,819 $7,367
USAA $5,179 $5,925

How much do senior drivers pay for car insurance in Gilcrest, CO?

With a little research, seniors can find affordable car insurance in Gilcrest, Colorado. Here’s a look at how the top Gilcrest car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Gilcrest, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,205
American Family $2,212 $2,212
Farmers $2,612 $2,819
GEICO $2,034 $2,309
Liberty Mutual $1,542 $1,698
Nationwide $2,185 $2,305
Progressive $2,139 $2,127
State Farm $1,798 $1,798
USAA $1,967 $1,966

How does coverage level affect Gilcrest, CO car insurance rates?

How much coverage do you need? Are you comfortable with the Colorado minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Gilcrest, CO car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Gilcrest, Colorado

Insurance Company Low Medium High
Allstate $5,226 $5,567 $5,988
American Family $3,388 $3,658 $3,705
Farmers $4,440 $5,026 $5,852
GEICO $2,696 $2,955 $3,399
Liberty Mutual $2,585 $2,741 $2,931
Nationwide $3,642 $3,667 $3,682
Progressive $3,679 $4,039 $4,360
State Farm $2,992 $3,212 $3,421
USAA $2,936 $3,081 $3,226

How does your driving record affect Gilcrest, CO car insurance rates?

Safe driving pays off. The more traffic violations you have in Gilcrest, CO, the higher your car insurance rates will be. Compare rates based on driving infractions from top Gilcrest, Colorado companies.

Annual Gilcrest, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,805 $5,496 $6,662 $5,412
American Family $2,651 $3,764 $4,915 $3,005
Farmers $4,308 $5,552 $5,474 $5,090
GEICO $2,130 $3,313 $3,839 $2,785
Liberty Mutual $2,415 $2,825 $2,925 $2,844
Nationwide $2,824 $3,850 $4,877 $3,105
Progressive $3,479 $4,903 $3,671 $4,051
State Farm $2,947 $3,470 $3,208 $3,208
USAA $2,251 $2,747 $4,792 $2,534

How does a DUI affect Gilcrest, CO car insurance rates?

With even one DUI on your record, you can see an increase in your Gilcrest, CO car insurance rates.

Annual Car Insurance Rates After a DUI in Gilcrest, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,662
American Family $4,915
Farmers $5,474
GEICO $3,839
Liberty Mutual $2,925
Nationwide $4,877
Progressive $3,671
State Farm $3,208
USAA $4,792

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How does your credit history affect Gilcrest, CO car insurance rates?

Take a look at the data here to see how your Gilcrest, Colorado car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Gilcrest, Colorado

Insurance Company Poor Fair Good
Allstate $7,168 $5,482 $4,132
American Family $4,646 $3,318 $2,787
Farmers $5,900 $4,829 $4,588
GEICO $3,626 $3,017 $2,407
Liberty Mutual $3,929 $2,410 $1,918
Nationwide $4,426 $3,509 $3,057
Progressive $4,576 $3,911 $3,592
State Farm $4,460 $2,862 $2,304
USAA $4,549 $2,604 $2,090

How does your commute affect Gilcrest, CO car insurance rates?

Gilcrest, CO car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Colorado can be seen here. Remember, though, that you may have to carry substantially more car insurance in Gilcrest if you’re financing.

Annual Car Insurance Rates by Commute Length in Gilcrest, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,594 $5,594
American Family $3,507 $3,661
Farmers $5,106 $5,106
GEICO $2,952 $3,081
Liberty Mutual $2,752 $2,752
Nationwide $3,664 $3,664
Progressive $4,026 $4,026
State Farm $3,129 $3,288
USAA $2,994 $3,168

Who has the cheapest Gilcrest, CO car insurance rates?

Here’s a breakdown of Gilcrest, Colorado car insurance rates by company. You can see which company offers the cheapest Gilcrest car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Gilcrest, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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What are the top Gilcrest, CO car insurance companies?

Which Gilcrest, Colorado car insurance company will best fit your needs and budget? Check out this comparison of the top Gilcrest companies to find the one for you.

Average Annual Car Insurance Rates by Company in Gilcrest, Colorado

Insurance Company Average Annual Rates
Allstate $5,594
American Family $3,584
Farmers $5,106
GEICO $3,017
Liberty Mutual $2,752
Nationwide $3,664
Progressive $4,026
State Farm $3,208
USAA $3,081

What factors affect Gilcrest, CO car insurance rates?

Why are Gilcrest, Colorado car insurance rates different than rates in Colorado Springs or Boulder? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Gilcrest, CO?

More time spent behind the wheel can lead to higher Gilcrest, Colorado car insurance rates. In Gilcrest, CO, the average commute length is 32.0 minutes.

Car Insurance Quotes for Gilcrest, CO

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