Cheap Quotes for Donegal, PA Car Insurance (2021)

Donegal, Pennsylvania car insurance rates average $329 a month and Pennsylvania law requires coverage of at least 15/30/5. By comparing rates from multiple Donegal, PA companies, you can find cheap Donegal car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Donegal, PA after a DUI are $4,307/year
  • Average car insurance rates in Donegal, PA for senior drivers are $2,030/year
  • Donegal has an average commute time of 26.8 minutes

How do the Donegal, Pennsylvania monthly average car insurance rates of $329/month compare to nearby cities like Pittsburgh car insurance rates, York car insurance rates, and Reading car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Donegal, PA.

We’ll cover the Pennsylvania minimum coverage requirements, Pennsylvania car insurance laws, and Donegal, PA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Donegal, Pennsylvania companies to find the most affordable Donegal car insurance rates.

Enter your ZIP code above to find cheap Donegal, PA car insurance quotes today.

What are the minimum Donegal, PA car insurance requirements?

To meet Pennsylvania minimum car insurance coverage requirements, Donegal, PA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Donegal, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Donegal, PA car insurance rates?

Three of the criteria that most affect car insurance rates in Donegal, Pennsylvania are age, gender, and marital status. Let’s take a look at how each of these stack up with top Donegal car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Donegal, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,558 $2,558 $2,355 $2,355 $8,623 $8,623 $2,822 $2,822
GEICO $2,007 $1,736 $1,885 $1,632 $4,916 $4,260 $2,021 $1,749
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,882 $1,882 $1,781 $1,781 $5,299 $5,299 $2,110 $2,110
Progressive $2,753 $2,753 $2,452 $2,452 $8,890 $8,890 $3,529 $3,529
State Farm $1,686 $1,686 $1,486 $1,486 $5,704 $5,704 $1,858 $1,858
Travelers $1,600 $1,600 $1,721 $1,721 $23,639 $23,639 $1,928 $1,928
USAA $1,137 $1,137 $1,026 $1,026 $3,425 $3,425 $1,512 $1,512

How much do teen drivers pay for car insurance in Donegal, PA?

Donegal, Pennsylvania car insurance rates for teens are often higher than rates for other drivers. Compare Donegal car insurance rates from multiple Donegal, Pennsylvania car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Donegal, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,623 $8,623
GEICO $4,916 $4,260
Liberty Mutual $11,660 $11,660
Nationwide $5,299 $5,299
Progressive $8,890 $8,890
State Farm $5,704 $5,704
Travelers $23,639 $23,639
USAA $3,425 $3,425

How much do senior drivers pay for car insurance in Donegal, PA?

With a little research, seniors can find affordable car insurance in Donegal, Pennsylvania. Here’s a look at how the top Donegal car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Donegal, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,355 $2,355
GEICO $1,885 $1,632
Liberty Mutual $3,660 $3,660
Nationwide $1,781 $1,781
Progressive $2,452 $2,452
State Farm $1,486 $1,486
Travelers $1,721 $1,721
USAA $1,026 $1,026

How does coverage level affect Donegal, PA car insurance rates?

How much coverage do you need? Are you comfortable with the Pennsylvania minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Donegal, PA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Donegal, Pennsylvania

Insurance Company Low Medium High
Allstate $3,891 $4,118 $4,260
GEICO $2,310 $2,547 $2,721
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,803 $2,800 $2,700
Progressive $4,074 $4,440 $4,704
State Farm $2,517 $2,718 $2,816
Travelers $7,233 $7,233 $7,201
USAA $1,656 $1,791 $1,878

How does your driving record affect Donegal, PA car insurance rates?

Safe driving pays off. The more traffic violations you have in Donegal, PA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Donegal, Pennsylvania companies.

Annual Donegal, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,913 $4,619 $3,913 $3,913
GEICO $1,870 $3,136 $2,507 $2,591
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $1,994 $2,670 $3,729 $2,679
Progressive $3,995 $5,525 $4,105 $4,000
State Farm $2,459 $2,909 $2,684 $2,684
Travelers $5,135 $7,284 $9,185 $7,284
USAA $1,429 $1,972 $2,104 $1,597

How does a DUI affect Donegal, PA car insurance rates?

With even one DUI on your record, you can see an increase in your Donegal, PA car insurance rates.

Annual Car Insurance Rates After a DUI in Donegal, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,913
GEICO $2,507
Liberty Mutual $6,226
Nationwide $3,729
Progressive $4,105
State Farm $2,684
Travelers $9,185
USAA $2,104

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Donegal, PA car insurance rates?

Take a look at the data here to see how your Donegal, Pennsylvania car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Donegal, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,223 $3,902 $3,145
GEICO $3,791 $2,136 $1,651
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $3,250 $2,670 $2,383
Progressive $5,842 $4,093 $3,284
State Farm $3,819 $2,365 $1,867
Travelers $7,862 $7,102 $6,702
USAA $2,217 $1,648 $1,461

How does your commute affect Donegal, PA car insurance rates?

Donegal, PA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Pennsylvania can be seen here. Remember, though, that you may have to carry substantially more car insurance in Donegal if you’re financing.

Annual Car Insurance Rates by Commute Length in Donegal, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,008 $4,172
GEICO $2,485 $2,567
Liberty Mutual $5,940 $6,253
Nationwide $2,768 $2,768
Progressive $4,406 $4,406
State Farm $2,598 $2,770
Travelers $7,222 $7,222
USAA $1,725 $1,826

Who has the cheapest Donegal, PA car insurance rates?

Here’s a breakdown of Donegal, Pennsylvania car insurance rates by company. You can see which company offers the cheapest Donegal car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Donegal, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Donegal, PA car insurance companies?

Which Donegal, Pennsylvania car insurance company will best fit your needs and budget? Check out this comparison of the top Donegal companies to find the one for you.

Average Annual Car Insurance Rates by Company in Donegal, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,090
GEICO $2,526
Liberty Mutual $6,097
Nationwide $2,768
Progressive $4,406
State Farm $2,684
Travelers $7,222
USAA $1,775

What factors affect Donegal, PA car insurance rates?

Why are Donegal, Pennsylvania car insurance rates different than rates in Pittsburgh or York? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Donegal, PA?

More time spent behind the wheel can lead to higher Donegal, Pennsylvania car insurance rates. In Donegal, PA, the average commute length is 26.8 minutes.

Car Insurance Quotes for Donegal, PA

Shop for affordable Donegal, Pennsylvania car insurance rates today. Enter your ZIP code to compare quotes from multiple Donegal, PA car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption