Cheap Quotes for Carlisle, PA Car Insurance (2021)

Carlisle, Pennsylvania car insurance rates average $268 a month and Pennsylvania law requires coverage of at least 15/30/5. By comparing rates from multiple Carlisle, PA companies, you can find cheap Carlisle car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Carlisle, PA for senior drivers are $1,644/year
  • The cheapest car insurance company in Carlisle is USAA
  • Carlisle has an average commute time of 18.2 minutes

How do the Carlisle, Pennsylvania monthly average car insurance rates of $268/month compare to nearby cities like Lancaster car insurance rates, Philadelphia car insurance rates, and Pittsburgh car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Carlisle, PA.

We’ll cover the Pennsylvania minimum coverage requirements, Pennsylvania car insurance laws, and Carlisle, PA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Carlisle, Pennsylvania companies to find the most affordable Carlisle car insurance rates.

Enter your ZIP code above to find cheap Carlisle, PA car insurance quotes today.

What are the minimum Carlisle, PA car insurance requirements?

To meet Pennsylvania minimum car insurance coverage requirements, Carlisle, PA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Carlisle, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Average Carlisle, PA Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Carlisle, PA you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Carlisle, Pennsylvania

ZIP Code Average Annual Rates
17013 $3,993
17015 $3,993

How do age, gender, and marital status affect Carlisle, PA car insurance rates?

Three of the criteria that most affect car insurance rates in Carlisle, Pennsylvania are age, gender, and marital status. Let’s take a look at how each of these stack up with top Carlisle car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Carlisle, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,126 $2,126 $1,965 $1,965 $7,082 $7,082 $2,333 $2,333
GEICO $1,492 $1,295 $1,431 $1,242 $3,713 $3,224 $1,492 $1,295
Liberty Mutual $2,872 $2,872 $2,634 $2,634 $8,316 $8,316 $3,636 $3,636
Nationwide $1,640 $1,640 $1,554 $1,554 $4,677 $4,677 $1,843 $1,843
Progressive $2,335 $2,335 $2,085 $2,085 $7,606 $7,606 $2,982 $2,982
State Farm $1,301 $1,301 $1,151 $1,151 $4,698 $4,698 $1,436 $1,436
Travelers $1,413 $1,413 $1,523 $1,523 $20,207 $20,207 $1,697 $1,697
USAA $997 $997 $905 $905 $3,027 $3,027 $1,315 $1,315

How much do teen drivers pay for car insurance in Carlisle, PA?

Carlisle, Pennsylvania car insurance rates for teens are often higher than rates for other drivers. Compare Carlisle car insurance rates from multiple Carlisle, Pennsylvania car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Carlisle, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,082 $7,082
GEICO $3,713 $3,224
Liberty Mutual $8,316 $8,316
Nationwide $4,677 $4,677
Progressive $7,606 $7,606
State Farm $4,698 $4,698
Travelers $20,207 $20,207
USAA $3,027 $3,027

How much do senior drivers pay for car insurance in Carlisle, PA?

With a little research, seniors can find affordable car insurance in Carlisle, Pennsylvania. Here’s a look at how the top Carlisle car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Carlisle, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,965 $1,965
GEICO $1,431 $1,242
Liberty Mutual $2,634 $2,634
Nationwide $1,554 $1,554
Progressive $2,085 $2,085
State Farm $1,151 $1,151
Travelers $1,523 $1,523
USAA $905 $905

How does coverage level affect Carlisle, PA car insurance rates?

How much coverage do you need? Are you comfortable with the Pennsylvania minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Carlisle, PA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Carlisle, Pennsylvania

Insurance Company Low Medium High
Allstate $3,226 $3,398 $3,505
GEICO $1,711 $1,918 $2,065
Liberty Mutual $4,124 $4,400 $4,570
Nationwide $2,429 $2,463 $2,393
Progressive $3,430 $3,785 $4,041
State Farm $2,009 $2,175 $2,256
Travelers $6,319 $6,210 $6,101
USAA $1,435 $1,577 $1,672

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How does your driving record affect Carlisle, PA car insurance rates?

Safe driving pays off. The more traffic violations you have in Carlisle, PA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Carlisle, Pennsylvania companies.

Annual Carlisle, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,234 $3,804 $3,234 $3,234
GEICO $1,407 $2,380 $1,874 $1,930
Liberty Mutual $3,967 $4,576 $4,457 $4,457
Nationwide $1,757 $2,349 $3,265 $2,344
Progressive $3,401 $4,704 $3,498 $3,406
State Farm $1,961 $2,333 $2,147 $2,147
Travelers $4,405 $6,273 $7,890 $6,273
USAA $1,256 $1,736 $1,849 $1,403

How does a DUI affect Carlisle, PA car insurance rates?

With even one DUI on your record, you can see an increase in your Carlisle, PA car insurance rates.

Annual Car Insurance Rates After a DUI in Carlisle, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,234
GEICO $1,874
Liberty Mutual $4,457
Nationwide $3,265
Progressive $3,498
State Farm $2,147
Travelers $7,890
USAA $1,849

How does your credit history affect Carlisle, PA car insurance rates?

Take a look at the data here to see how your Carlisle, Pennsylvania car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Carlisle, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,320 $3,215 $2,593
GEICO $2,834 $1,610 $1,251
Liberty Mutual $5,565 $3,997 $3,531
Nationwide $2,844 $2,346 $2,095
Progressive $4,967 $3,490 $2,800
State Farm $3,055 $1,892 $1,493
Travelers $6,751 $6,104 $5,775
USAA $1,943 $1,451 $1,289

How does your commute affect Carlisle, PA car insurance rates?

Carlisle, PA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Pennsylvania can be seen here. Remember, though, that you may have to carry substantially more car insurance in Carlisle if you’re financing.

Annual Car Insurance Rates by Commute Length in Carlisle, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,309 $3,443
GEICO $1,869 $1,927
Liberty Mutual $4,254 $4,475
Nationwide $2,428 $2,428
Progressive $3,752 $3,752
State Farm $2,084 $2,209
Travelers $6,210 $6,210
USAA $1,517 $1,605

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Who has the cheapest Carlisle, PA car insurance rates?

Here’s a breakdown of Carlisle, Pennsylvania car insurance rates by company. You can see which company offers the cheapest Carlisle car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Carlisle, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Carlisle, PA car insurance companies?

Which Carlisle, Pennsylvania car insurance company will best fit your needs and budget? Check out this comparison of the top Carlisle companies to find the one for you.

Average Annual Car Insurance Rates by Company in Carlisle, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,376
GEICO $1,898
Liberty Mutual $4,364
Nationwide $2,428
Progressive $3,752
State Farm $2,147
Travelers $6,210
USAA $1,561

What factors affect Carlisle, PA car insurance rates?

Why are Carlisle, Pennsylvania car insurance rates different than rates in Lancaster or Philadelphia? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Carlisle, PA?

More time spent behind the wheel can lead to higher Carlisle, Pennsylvania car insurance rates. In Carlisle, PA, the average commute length is 18.2 minutes.

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Car Insurance Quotes for Carlisle, PA

Shop for affordable Carlisle, Pennsylvania car insurance rates today. Enter your ZIP code to compare quotes from multiple Carlisle, PA car insurance companies.

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