Cheap Quotes for Breezewood, PA Car Insurance (2021)

Breezewood, Pennsylvania car insurance rates average $304 a month and Pennsylvania law requires coverage of at least 15/30/5. By comparing rates from multiple Breezewood, PA companies, you can find cheap Breezewood car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Breezewood is USAA
  • Average car insurance rates in Breezewood, PA for senior drivers are $1,893/year
  • Average car insurance rates in Breezewood, PA after a DUI are $3,983/year

How do the Breezewood, Pennsylvania monthly average car insurance rates of $304/month compare to nearby cities like Philadelphia car insurance rates, Lancaster car insurance rates, and Reading car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Breezewood, PA.

We’ll cover the Pennsylvania minimum coverage requirements, Pennsylvania car insurance laws, and Breezewood, PA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Breezewood, Pennsylvania companies to find the most affordable Breezewood car insurance rates.

Enter your ZIP code above to find cheap Breezewood, PA car insurance quotes today.

What are the minimum Breezewood, PA car insurance requirements?

To meet Pennsylvania minimum car insurance coverage requirements, Breezewood, PA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Breezewood, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Breezewood, PA car insurance rates?

Three of the criteria that most affect car insurance rates in Breezewood, Pennsylvania are age, gender, and marital status. Let’s take a look at how each of these stack up with top Breezewood car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Breezewood, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,361 $2,361 $2,155 $2,155 $7,547 $7,547 $2,622 $2,622
GEICO $1,886 $1,633 $1,749 $1,515 $4,584 $3,977 $1,915 $1,657
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,940 $1,940 $1,830 $1,830 $5,412 $5,412 $2,171 $2,171
Progressive $2,665 $2,665 $2,375 $2,375 $8,122 $8,122 $3,381 $3,381
State Farm $1,590 $1,590 $1,386 $1,386 $5,451 $5,451 $1,740 $1,740
Travelers $1,514 $1,514 $1,608 $1,608 $21,372 $21,372 $1,842 $1,842
USAA $1,099 $1,099 $986 $986 $3,280 $3,280 $1,462 $1,462

How much do teen drivers pay for car insurance in Breezewood, PA?

Breezewood, Pennsylvania car insurance rates for teens are often higher than rates for other drivers. Compare Breezewood car insurance rates from multiple Breezewood, Pennsylvania car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Breezewood, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,547 $7,547
GEICO $4,584 $3,977
Liberty Mutual $10,156 $10,156
Nationwide $5,412 $5,412
Progressive $8,122 $8,122
State Farm $5,451 $5,451
Travelers $21,372 $21,372
USAA $3,280 $3,280

How much do senior drivers pay for car insurance in Breezewood, PA?

With a little research, seniors can find affordable car insurance in Breezewood, Pennsylvania. Here’s a look at how the top Breezewood car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Breezewood, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,155 $2,155
GEICO $1,749 $1,515
Liberty Mutual $3,175 $3,175
Nationwide $1,830 $1,830
Progressive $2,375 $2,375
State Farm $1,386 $1,386
Travelers $1,608 $1,608
USAA $986 $986

How does coverage level affect Breezewood, PA car insurance rates?

How much coverage do you need? Are you comfortable with the Pennsylvania minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Breezewood, PA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Breezewood, Pennsylvania

Insurance Company Low Medium High
Allstate $3,537 $3,690 $3,787
GEICO $2,174 $2,379 $2,540
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,892 $2,866 $2,757
Progressive $3,813 $4,161 $4,433
State Farm $2,425 $2,565 $2,635
Travelers $6,703 $6,573 $6,476
USAA $1,614 $1,717 $1,788

How does your driving record affect Breezewood, PA car insurance rates?

Safe driving pays off. The more traffic violations you have in Breezewood, PA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Breezewood, Pennsylvania companies.

Annual Breezewood, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,520 $4,126 $3,520 $3,520
GEICO $1,737 $2,957 $2,344 $2,420
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $2,038 $2,728 $3,831 $2,755
Progressive $3,767 $5,121 $3,874 $3,781
State Farm $2,350 $2,733 $2,542 $2,542
Travelers $4,722 $6,646 $8,322 $6,646
USAA $1,377 $1,893 $2,017 $1,538

How does a DUI affect Breezewood, PA car insurance rates?

With even one DUI on your record, you can see an increase in your Breezewood, PA car insurance rates.

Annual Car Insurance Rates After a DUI in Breezewood, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,520
GEICO $2,344
Liberty Mutual $5,414
Nationwide $3,831
Progressive $3,874
State Farm $2,542
Travelers $8,322
USAA $2,017

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Breezewood, PA car insurance rates?

Take a look at the data here to see how your Breezewood, Pennsylvania car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Breezewood, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,697 $3,495 $2,821
GEICO $3,545 $2,001 $1,548
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $3,337 $2,735 $2,443
Progressive $5,506 $3,835 $3,066
State Farm $3,619 $2,239 $1,766
Travelers $7,181 $6,469 $6,101
USAA $2,128 $1,586 $1,406

How does your commute affect Breezewood, PA car insurance rates?

Breezewood, PA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Pennsylvania can be seen here. Remember, though, that you may have to carry substantially more car insurance in Breezewood if you’re financing.

Annual Car Insurance Rates by Commute Length in Breezewood, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,602 $3,740
GEICO $2,322 $2,407
Liberty Mutual $5,165 $5,438
Nationwide $2,838 $2,838
Progressive $4,136 $4,136
State Farm $2,467 $2,616
Travelers $6,584 $6,584
USAA $1,658 $1,755

Who has the cheapest Breezewood, PA car insurance rates?

Here’s a breakdown of Breezewood, Pennsylvania car insurance rates by company. You can see which company offers the cheapest Breezewood car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Breezewood, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Breezewood, PA car insurance companies?

Which Breezewood, Pennsylvania car insurance company will best fit your needs and budget? Check out this comparison of the top Breezewood companies to find the one for you.

Average Annual Car Insurance Rates by Company in Breezewood, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,671
GEICO $2,364
Liberty Mutual $5,302
Nationwide $2,838
Progressive $4,136
State Farm $2,542
Travelers $6,584
USAA $1,706

Car Insurance Quotes for Breezewood, PA

Shop for affordable Breezewood, Pennsylvania car insurance rates today. Enter your ZIP code to compare quotes from multiple Breezewood, PA car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption