Cheap Quotes for Farmington, PA Car Insurance (2021)

Farmington, Pennsylvania car insurance rates average $332 a month and Pennsylvania law requires coverage of at least 15/30/5. By comparing rates from multiple Farmington, PA companies, you can find cheap Farmington car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Farmington is USAA
  • Average car insurance rates in Farmington, PA for senior drivers are $2,041/year
  • Farmington has an average commute time of 13.5 minutes

How do the Farmington, Pennsylvania monthly average car insurance rates of $332/month compare to nearby cities like Lancaster car insurance rates, York car insurance rates, and Pittsburgh car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Farmington, PA.

We’ll cover the Pennsylvania minimum coverage requirements, Pennsylvania car insurance laws, and Farmington, PA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Farmington, Pennsylvania companies to find the most affordable Farmington car insurance rates.

Enter your ZIP code above to find cheap Farmington, PA car insurance quotes today.

What are the minimum Farmington, PA car insurance requirements?

To meet Pennsylvania minimum car insurance coverage requirements, Farmington, PA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Farmington, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Farmington, PA car insurance rates?

Three of the criteria that most affect car insurance rates in Farmington, Pennsylvania are age, gender, and marital status. Let’s take a look at how each of these stack up with top Farmington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Farmington, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,461 $2,258 $2,258 $8,108 $8,108 $2,723 $2,723
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,890 $1,890 $1,785 $1,785 $5,229 $5,229 $2,113 $2,113
Progressive $2,768 $2,768 $2,465 $2,465 $8,848 $8,848 $3,541 $3,541
State Farm $1,598 $1,598 $1,406 $1,406 $5,619 $5,619 $1,760 $1,760
Travelers $1,667 $1,667 $1,782 $1,782 $24,384 $24,384 $2,018 $2,018
USAA $1,226 $1,226 $1,106 $1,106 $3,737 $3,737 $1,636 $1,636

How much do teen drivers pay for car insurance in Farmington, PA?

Farmington, Pennsylvania car insurance rates for teens are often higher than rates for other drivers. Compare Farmington car insurance rates from multiple Farmington, Pennsylvania car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Farmington, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,108 $8,108
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $5,229 $5,229
Progressive $8,848 $8,848
State Farm $5,619 $5,619
Travelers $24,384 $24,384
USAA $3,737 $3,737

How much do senior drivers pay for car insurance in Farmington, PA?

With a little research, seniors can find affordable car insurance in Farmington, Pennsylvania. Here’s a look at how the top Farmington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Farmington, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,258 $2,258
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,785 $1,785
Progressive $2,465 $2,465
State Farm $1,406 $1,406
Travelers $1,782 $1,782
USAA $1,106 $1,106

How does coverage level affect Farmington, PA car insurance rates?

How much coverage do you need? Are you comfortable with the Pennsylvania minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Farmington, PA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Farmington, Pennsylvania

Insurance Company Low Medium High
Allstate $3,731 $3,909 $4,023
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,805 $2,783 $2,675
Progressive $4,068 $4,433 $4,715
State Farm $2,434 $2,629 $2,725
Travelers $7,498 $7,463 $7,427
USAA $1,788 $1,944 $2,046

How does your driving record affect Farmington, PA car insurance rates?

Safe driving pays off. The more traffic violations you have in Farmington, PA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Farmington, Pennsylvania companies.

Annual Farmington, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,723 $4,380 $3,723 $3,723
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,977 $2,650 $3,720 $2,670
Progressive $3,996 $5,512 $4,111 $4,003
State Farm $2,383 $2,809 $2,596 $2,596
Travelers $5,323 $7,525 $9,478 $7,525
USAA $1,547 $2,141 $2,288 $1,729

How does a DUI affect Farmington, PA car insurance rates?

With even one DUI on your record, you can see an increase in your Farmington, PA car insurance rates.

Annual Car Insurance Rates After a DUI in Farmington, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,723
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,720
Progressive $4,111
State Farm $2,596
Travelers $9,478
USAA $2,288

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Farmington, PA car insurance rates?

Take a look at the data here to see how your Farmington, Pennsylvania car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Farmington, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,972 $3,704 $2,986
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $3,241 $2,653 $2,369
Progressive $5,846 $4,091 $3,280
State Farm $3,694 $2,288 $1,806
Travelers $8,137 $7,336 $6,915
USAA $2,414 $1,786 $1,579

How does your commute affect Farmington, PA car insurance rates?

Farmington, PA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Pennsylvania can be seen here. Remember, though, that you may have to carry substantially more car insurance in Farmington if you’re financing.

Annual Car Insurance Rates by Commute Length in Farmington, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,811 $3,964
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,754 $2,754
Progressive $4,405 $4,405
State Farm $2,519 $2,673
Travelers $7,463 $7,463
USAA $1,871 $1,981

Who has the cheapest Farmington, PA car insurance rates?

Here’s a breakdown of Farmington, Pennsylvania car insurance rates by company. You can see which company offers the cheapest Farmington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Farmington, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Farmington, PA car insurance companies?

Which Farmington, Pennsylvania car insurance company will best fit your needs and budget? Check out this comparison of the top Farmington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Farmington, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,887
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,754
Progressive $4,405
State Farm $2,596
Travelers $7,463
USAA $1,926

What factors affect Farmington, PA car insurance rates?

Why are Farmington, Pennsylvania car insurance rates different than rates in Lancaster or York? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Farmington, PA?

More time spent behind the wheel can lead to higher Farmington, Pennsylvania car insurance rates. In Farmington, PA, the average commute length is 13.5 minutes.

What is the traffic like in Farmington, PA

Like commute length, time spent in traffic also increase risk of accidents. Farmington, PA is listed as 898th in INRIX congested cities data.

Car Insurance Quotes for Farmington, PA

Shop for affordable Farmington, Pennsylvania car insurance rates today. Enter your ZIP code to compare quotes from multiple Farmington, PA car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption