Cheap Quotes for Mineola, NY Car Insurance (2021)

Mineola, New York car insurance rates average $524 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Mineola, NY companies, you can find cheap Mineola car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Mineola has an average commute time of 32.5 minutes
  • The cheapest car insurance company in Mineola is GEICO
  • Average car insurance rates in Mineola, NY are $524/month

How do the Mineola, New York monthly average car insurance rates of $524/month compare to nearby cities like New York car insurance rates, Schenectady car insurance rates, and New Rochelle car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mineola, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Mineola, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mineola, New York companies to find the most affordable Mineola car insurance rates.

Enter your ZIP code above to find cheap Mineola, NY car insurance quotes today.

What are the minimum Mineola, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Mineola, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Mineola, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Mineola, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Mineola, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mineola car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mineola, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,540 $4,191 $4,328 $4,384 $14,013 $14,957 $4,306 $4,274
GEICO $2,457 $2,365 $2,391 $2,356 $5,355 $7,969 $2,207 $2,269
Liberty Mutual $6,243 $6,243 $5,813 $5,813 $12,232 $17,697 $6,243 $6,629
Nationwide $4,871 $4,871 $4,574 $4,574 $9,172 $13,854 $4,871 $6,341
Progressive $4,034 $3,632 $3,114 $3,193 $13,792 $15,031 $5,099 $4,772
State Farm $3,997 $3,997 $3,510 $3,510 $11,847 $14,571 $4,421 $4,656
Travelers $4,812 $4,768 $4,408 $4,667 $11,568 $13,876 $5,060 $5,194
USAA $2,710 $2,657 $2,470 $2,462 $11,286 $13,382 $3,477 $3,842

How much do teen drivers pay for car insurance in Mineola, NY?

Mineola, New York car insurance rates for teens are often higher than rates for other drivers. Compare Mineola car insurance rates from multiple Mineola, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mineola, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,013 $14,957
GEICO $5,355 $7,969
Liberty Mutual $12,232 $17,697
Nationwide $9,172 $13,854
Progressive $13,792 $15,031
State Farm $11,847 $14,571
Travelers $11,568 $13,876
USAA $11,286 $13,382

How much do senior drivers pay for car insurance in Mineola, NY?

With a little research, seniors can find affordable car insurance in Mineola, New York. Here’s a look at how the top Mineola car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mineola, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,328 $4,384
GEICO $2,391 $2,356
Liberty Mutual $5,813 $5,813
Nationwide $4,574 $4,574
Progressive $3,114 $3,193
State Farm $3,510 $3,510
Travelers $4,408 $4,667
USAA $2,470 $2,462

How does coverage level affect Mineola, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mineola, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mineola, New York

Insurance Company Low Medium High
Allstate $6,202 $6,831 $7,589
GEICO $3,207 $3,406 $3,649
Liberty Mutual $7,917 $8,340 $8,834
Nationwide $6,158 $6,573 $7,192
Progressive $6,171 $6,532 $7,047
State Farm $5,899 $6,361 $6,681
Travelers $6,316 $6,692 $7,373
USAA $5,083 $5,249 $5,525

How does your driving record affect Mineola, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Mineola, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mineola, New York companies.

Annual Mineola, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,738 $5,738 $8,638 $7,383
GEICO $2,632 $2,872 $5,548 $2,632
Liberty Mutual $6,595 $6,595 $13,670 $6,595
Nationwide $4,986 $4,986 $11,483 $5,107
Progressive $6,386 $6,386 $7,127 $6,434
State Farm $5,996 $5,996 $6,631 $6,631
Travelers $5,741 $7,289 $7,389 $6,757
USAA $4,687 $4,766 $6,923 $4,766

How does a DUI affect Mineola, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Mineola, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Mineola, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,638
GEICO $5,548
Liberty Mutual $13,670
Nationwide $11,483
Progressive $7,127
State Farm $6,631
Travelers $7,389
USAA $6,923

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How does your credit history affect Mineola, NY car insurance rates?

Take a look at the data here to see how your Mineola, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mineola, New York

Insurance Company Poor Fair Good
Allstate $10,088 $5,705 $4,829
GEICO $4,288 $3,148 $2,826
Liberty Mutual $11,720 $7,651 $5,720
Nationwide $6,641 $6,641 $6,641
Progressive $10,743 $5,241 $3,766
State Farm $8,915 $5,590 $4,436
Travelers $9,570 $5,827 $4,984
USAA $8,111 $4,116 $3,630

How does your commute affect Mineola, NY car insurance rates?

Mineola, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mineola if you’re financing.

Annual Car Insurance Rates by Commute Length in Mineola, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,776 $6,972
GEICO $3,319 $3,523
Liberty Mutual $8,121 $8,607
Nationwide $6,641 $6,641
Progressive $6,583 $6,583
State Farm $6,082 $6,546
Travelers $6,794 $6,794
USAA $5,232 $5,339

Who has the cheapest Mineola, NY car insurance rates?

Here’s a breakdown of Mineola, New York car insurance rates by company. You can see which company offers the cheapest Mineola car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mineola, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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What are the top Mineola, NY car insurance companies?

Which Mineola, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Mineola companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mineola, New York

Insurance Company Average Annual Rates
Allstate $6,874
GEICO $3,421
Liberty Mutual $8,364
Nationwide $6,641
Progressive $6,583
State Farm $6,314
Travelers $6,794
USAA $5,286

What factors affect Mineola, NY car insurance rates?

Why are Mineola, New York car insurance rates different than rates in New York or Schenectady? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Mineola, NY?

More time spent behind the wheel can lead to higher Mineola, New York car insurance rates. In Mineola, NY, the average commute length is 32.5 minutes.

Car Insurance Quotes for Mineola, NY

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