Cheap Quotes for Kiryas Joel, NY Car Insurance (2021)

Kiryas Joel, New York car insurance rates average $401 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Kiryas Joel, NY companies, you can find cheap Kiryas Joel car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Kiryas Joel has an average commute time of 23.2 minutes
  • Average car insurance rates in Kiryas Joel, NY are $401/month
  • Average car insurance rates in Kiryas Joel, NY for senior drivers are $2,935/year

How do the Kiryas Joel, New York monthly average car insurance rates of $401/month compare to nearby cities like Buffalo car insurance rates, New Rochelle car insurance rates, and Mount Vernon car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kiryas Joel, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Kiryas Joel, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kiryas Joel, New York companies to find the most affordable Kiryas Joel car insurance rates.

Enter your ZIP code above to find cheap Kiryas Joel, NY car insurance quotes today.

What are the minimum Kiryas Joel, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Kiryas Joel, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Kiryas Joel, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Kiryas Joel, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Kiryas Joel, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kiryas Joel car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kiryas Joel, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $4,925 $4,925 $4,584 $4,584 $9,622 $15,635 $4,925 $5,233
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,855 $2,621 $2,244 $2,288 $9,847 $10,868 $3,664 $3,508
State Farm $3,089 $3,089 $2,696 $2,696 $9,084 $11,650 $3,400 $3,570
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $2,108 $2,070 $1,914 $1,914 $8,632 $10,262 $2,704 $2,990

How much do teen drivers pay for car insurance in Kiryas Joel, NY?

Kiryas Joel, New York car insurance rates for teens are often higher than rates for other drivers. Compare Kiryas Joel car insurance rates from multiple Kiryas Joel, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kiryas Joel, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,235 $6,248
Liberty Mutual $9,622 $15,635
Nationwide $6,028 $9,066
Progressive $9,847 $10,868
State Farm $9,084 $11,650
Travelers $8,279 $9,748
USAA $8,632 $10,262

How much do senior drivers pay for car insurance in Kiryas Joel, NY?

With a little research, seniors can find affordable car insurance in Kiryas Joel, New York. Here’s a look at how the top Kiryas Joel car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kiryas Joel, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $1,917 $1,889
Liberty Mutual $4,584 $4,584
Nationwide $3,100 $3,100
Progressive $2,244 $2,288
State Farm $2,696 $2,696
Travelers $3,256 $3,444
USAA $1,914 $1,914

How does coverage level affect Kiryas Joel, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kiryas Joel, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kiryas Joel, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,496 $6,783 $7,134
Nationwide $4,156 $4,391 $4,739
Progressive $4,475 $4,708 $5,029
State Farm $4,671 $4,935 $5,122
Travelers $4,673 $4,886 $5,258
USAA $3,942 $4,051 $4,230

How does your driving record affect Kiryas Joel, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Kiryas Joel, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kiryas Joel, New York companies.

Annual Kiryas Joel, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,426 $5,426 $10,939 $5,426
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,601 $4,601 $5,115 $4,632
State Farm $4,674 $4,674 $5,145 $5,145
Travelers $4,197 $5,289 $5,361 $4,911
USAA $3,623 $3,683 $5,308 $3,683

How does a DUI affect Kiryas Joel, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Kiryas Joel, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Kiryas Joel, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,380
GEICO $4,367
Liberty Mutual $10,939
Nationwide $7,603
Progressive $5,115
State Farm $5,145
Travelers $5,361
USAA $5,308

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How does your credit history affect Kiryas Joel, NY car insurance rates?

Take a look at the data here to see how your Kiryas Joel, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kiryas Joel, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,532 $6,225 $4,655
Nationwide $4,429 $4,429 $4,429
Progressive $7,615 $3,825 $2,771
State Farm $6,932 $4,347 $3,450
Travelers $6,900 $4,254 $3,664
USAA $6,270 $3,162 $2,791

How does your commute affect Kiryas Joel, NY car insurance rates?

Kiryas Joel, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kiryas Joel if you’re financing.

Annual Car Insurance Rates by Commute Length in Kiryas Joel, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,639 $2,799
Liberty Mutual $6,613 $6,996
Nationwide $4,429 $4,429
Progressive $4,737 $4,737
State Farm $4,733 $5,086
Travelers $4,939 $4,939
USAA $4,033 $4,115

Who has the cheapest Kiryas Joel, NY car insurance rates?

Here’s a breakdown of Kiryas Joel, New York car insurance rates by company. You can see which company offers the cheapest Kiryas Joel car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kiryas Joel, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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What are the top Kiryas Joel, NY car insurance companies?

Which Kiryas Joel, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Kiryas Joel companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kiryas Joel, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $2,719
Liberty Mutual $6,804
Nationwide $4,429
Progressive $4,737
State Farm $4,909
Travelers $4,939
USAA $4,074

What factors affect Kiryas Joel, NY car insurance rates?

Why are Kiryas Joel, New York car insurance rates different than rates in Buffalo or New Rochelle? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Kiryas Joel, NY?

More time spent behind the wheel can lead to higher Kiryas Joel, New York car insurance rates. In Kiryas Joel, NY, the average commute length is 23.2 minutes.

Car Insurance Quotes for Kiryas Joel, NY

Shop for affordable Kiryas Joel, New York car insurance rates today. Enter your ZIP code to compare quotes from multiple Kiryas Joel, NY car insurance companies.

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