Cheap Quotes for Irvington, NY Car Insurance (2021)

Irvington, New York car insurance rates average $406 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Irvington, NY companies, you can find cheap Irvington car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Irvington, NY after a DUI are $6,490/year
  • Average car insurance rates in Irvington, NY are $406/month
  • Average car insurance rates in Irvington, NY for senior drivers are $2,988/year

How do the Irvington, New York monthly average car insurance rates of $406/month compare to nearby cities like Albany car insurance rates, Yonkers car insurance rates, and Schenectady car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Irvington, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Irvington, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Irvington, New York companies to find the most affordable Irvington car insurance rates.

Enter your ZIP code above to find cheap Irvington, NY car insurance quotes today.

What are the minimum Irvington, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Irvington, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Irvington, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Irvington, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Irvington, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Irvington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Irvington, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,024 $3,033 $3,080 $9,641 $10,379 $3,164 $3,183
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,116 $2,860 $2,449 $2,502 $10,630 $11,709 $3,985 $3,812
State Farm $3,047 $3,047 $2,673 $2,673 $9,022 $11,119 $3,367 $3,568
Travelers $3,837 $3,843 $3,559 $3,791 $9,483 $11,445 $4,067 $4,215
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

How much do teen drivers pay for car insurance in Irvington, NY?

Irvington, New York car insurance rates for teens are often higher than rates for other drivers. Compare Irvington car insurance rates from multiple Irvington, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Irvington, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,641 $10,379
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,238 $9,362
Progressive $10,630 $11,709
State Farm $9,022 $11,119
Travelers $9,483 $11,445
USAA $9,382 $11,143

How much do senior drivers pay for car insurance in Irvington, NY?

With a little research, seniors can find affordable car insurance in Irvington, New York. Here’s a look at how the top Irvington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Irvington, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,033 $3,080
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,190 $3,190
Progressive $2,449 $2,502
State Farm $2,673 $2,673
Travelers $3,559 $3,791
USAA $2,073 $2,069

How does coverage level affect Irvington, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Irvington, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Irvington, New York

Insurance Company Low Medium High
Allstate $4,548 $4,821 $5,154
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,255 $4,521 $4,917
Progressive $4,842 $5,098 $5,459
State Farm $4,517 $4,846 $5,079
Travelers $5,167 $5,457 $5,966
USAA $4,254 $4,387 $4,607

How does your driving record affect Irvington, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Irvington, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Irvington, New York companies.

Annual Irvington, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,082 $4,082 $6,019 $5,181
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,985 $4,985 $5,541 $5,019
State Farm $4,575 $4,575 $5,054 $5,054
Travelers $4,666 $5,933 $6,022 $5,501
USAA $3,918 $3,983 $5,779 $3,983

How does a DUI affect Irvington, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Irvington, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Irvington, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,019
GEICO $4,363
Liberty Mutual $11,332
Nationwide $7,808
Progressive $5,541
State Farm $5,054
Travelers $6,022
USAA $5,779

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How does your credit history affect Irvington, NY car insurance rates?

Take a look at the data here to see how your Irvington, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Irvington, New York

Insurance Company Poor Fair Good
Allstate $6,954 $4,065 $3,505
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $4,565 $4,565 $4,565
Progressive $8,250 $4,143 $3,005
State Farm $6,794 $4,264 $3,386
Travelers $7,710 $4,775 $4,105
USAA $6,792 $3,430 $3,026

How does your commute affect Irvington, NY car insurance rates?

Irvington, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Irvington if you’re financing.

Annual Car Insurance Rates by Commute Length in Irvington, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,774 $4,909
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $4,565 $4,565
Progressive $5,133 $5,133
State Farm $4,642 $4,987
Travelers $5,530 $5,530
USAA $4,371 $4,460

Who has the cheapest Irvington, NY car insurance rates?

Here’s a breakdown of Irvington, New York car insurance rates by company. You can see which company offers the cheapest Irvington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Irvington, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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What are the top Irvington, NY car insurance companies?

Which Irvington, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Irvington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Irvington, New York

Insurance Company Average Annual Rates
Allstate $4,841
GEICO $2,705
Liberty Mutual $7,005
Nationwide $4,565
Progressive $5,133
State Farm $4,814
Travelers $5,530
USAA $4,416

What factors affect Irvington, NY car insurance rates?

Why are Irvington, New York car insurance rates different than rates in Albany or Yonkers? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Irvington, NY?

More time spent behind the wheel can lead to higher Irvington, New York car insurance rates. In Irvington, NY, the average commute length is 39.0 minutes.

Car Insurance Quotes for Irvington, NY

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