Cheap Quotes for Masontown, WV Car Insurance (2021)

Masontown, West Virginia car insurance rates average $335 a month and West Virginia law requires coverage of at least 25/50/25. By comparing rates from multiple Masontown, WV companies, you can find cheap Masontown car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Masontown has an average commute time of 33.2 minutes
  • Average car insurance rates in Masontown, WV are $335/month
  • Average car insurance rates in Masontown, WV for senior drivers are $2,235/year

How do the Masontown, West Virginia monthly average car insurance rates of $335/month compare to nearby cities like Clarksburg car insurance rates, Charleston car insurance rates, and Martinsburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Masontown, WV.

We’ll cover the West Virginia minimum coverage requirements, West Virginia car insurance laws, and Masontown, WV statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Masontown, West Virginia companies to find the most affordable Masontown car insurance rates.

Enter your ZIP code above to find cheap Masontown, WV car insurance quotes today.

What are the minimum Masontown, WV car insurance requirements?

To meet West Virginia minimum car insurance coverage requirements, Masontown, WV drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Masontown, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Masontown, WV car insurance rates?

Three of the criteria that most affect car insurance rates in Masontown, West Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Masontown car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Masontown, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,672 $2,571 $2,577 $10,420 $10,877 $3,190 $3,197
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,741 $4,063 $3,009 $3,670 $14,233 $16,069 $3,856 $4,237
Nationwide $2,062 $2,100 $1,872 $1,969 $5,317 $6,748 $2,320 $2,489
Progressive $2,380 $2,285 $2,196 $2,191 $10,534 $11,881 $2,869 $2,969
State Farm $1,702 $1,702 $1,521 $1,521 $3,714 $4,798 $2,008 $1,593
USAA $1,814 $1,789 $1,680 $1,696 $6,003 $6,661 $2,348 $2,526

How much do teen drivers pay for car insurance in Masontown, WV?

Masontown, West Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Masontown car insurance rates from multiple Masontown, West Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Masontown, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,420 $10,877
GEICO $6,181 $7,456
Liberty Mutual $14,233 $16,069
Nationwide $5,317 $6,748
Progressive $10,534 $11,881
State Farm $3,714 $4,798
USAA $6,003 $6,661

How much do senior drivers pay for car insurance in Masontown, WV?

With a little research, seniors can find affordable car insurance in Masontown, West Virginia. Here’s a look at how the top Masontown car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Masontown, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,577
GEICO $2,446 $2,371
Liberty Mutual $3,009 $3,670
Nationwide $1,872 $1,969
Progressive $2,196 $2,191
State Farm $1,521 $1,521
USAA $1,680 $1,696

How does coverage level affect Masontown, WV car insurance rates?

How much coverage do you need? Are you comfortable with the West Virginia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Masontown, WV car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Masontown, West Virginia

Insurance Company Low Medium High
Allstate $4,653 $4,791 $4,950
GEICO $3,401 $3,578 $3,738
Liberty Mutual $6,261 $6,594 $6,975
Nationwide $3,081 $3,090 $3,157
Progressive $4,502 $4,621 $4,867
State Farm $2,193 $2,313 $2,454
USAA $2,968 $3,060 $3,166

How does your driving record affect Masontown, WV car insurance rates?

Safe driving pays off. The more traffic violations you have in Masontown, WV, the higher your car insurance rates will be. Compare rates based on driving infractions from top Masontown, West Virginia companies.

Annual Masontown, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,048 $4,799 $5,743 $4,602
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,412 $6,847 $7,570 $6,611
Nationwide $2,479 $3,306 $3,878 $2,776
Progressive $3,951 $5,309 $4,742 $4,650
State Farm $2,138 $2,501 $2,320 $2,320
USAA $2,409 $2,845 $4,068 $2,936

How does a DUI affect Masontown, WV car insurance rates?

With even one DUI on your record, you can see an increase in your Masontown, WV car insurance rates.

Annual Car Insurance Rates After a DUI in Masontown, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
GEICO $6,179
Liberty Mutual $7,570
Nationwide $3,878
Progressive $4,742
State Farm $2,320
USAA $4,068

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How does your credit history affect Masontown, WV car insurance rates?

Take a look at the data here to see how your Masontown, West Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Masontown, West Virginia

Insurance Company Poor Fair Good
Allstate $5,814 $4,627 $3,954
GEICO $4,309 $3,502 $2,907
Liberty Mutual $9,446 $5,814 $4,569
Nationwide $3,546 $2,994 $2,789
Progressive $5,218 $4,546 $4,225
State Farm $3,335 $2,031 $1,594
USAA $4,535 $2,591 $2,067

How does your commute affect Masontown, WV car insurance rates?

Masontown, WV car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for West Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Masontown if you’re financing.

Annual Car Insurance Rates by Commute Length in Masontown, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,798 $4,798
GEICO $3,535 $3,610
Liberty Mutual $6,610 $6,610
Nationwide $3,110 $3,110
Progressive $4,663 $4,663
State Farm $2,259 $2,380
USAA $3,029 $3,100

Who has the cheapest Masontown, WV car insurance rates?

Here’s a breakdown of Masontown, West Virginia car insurance rates by company. You can see which company offers the cheapest Masontown car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Masontown, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Masontown, WV car insurance companies?

Which Masontown, West Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Masontown companies to find the one for you.

Average Annual Car Insurance Rates by Company in Masontown, West Virginia

Insurance Company Average Annual Rates
Allstate $4,798
GEICO $3,572
Liberty Mutual $6,610
Nationwide $3,110
Progressive $4,663
State Farm $2,320
USAA $3,065

What factors affect Masontown, WV car insurance rates?

Why are Masontown, West Virginia car insurance rates different than rates in Clarksburg or Charleston? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Masontown, WV?

More time spent behind the wheel can lead to higher Masontown, West Virginia car insurance rates. In Masontown, WV, the average commute length is 33.2 minutes.

Car Insurance Quotes for Masontown, WV

Shop for affordable Masontown, West Virginia car insurance rates today. Enter your ZIP code to compare quotes from multiple Masontown, WV car insurance companies.

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