Cheap Quotes for Holbrook, NY Car Insurance (2021)

Holbrook, New York car insurance rates average $452 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Holbrook, NY companies, you can find cheap Holbrook car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Holbrook is GEICO
  • Average car insurance rates in Holbrook, NY are $452/month
  • Average car insurance rates in Holbrook, NY for senior drivers are $3,363/year

How do the Holbrook, New York monthly average car insurance rates of $452/month compare to nearby cities like Schenectady car insurance rates, Rochester car insurance rates, and Albany car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Holbrook, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Holbrook, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Holbrook, New York companies to find the most affordable Holbrook car insurance rates.

Enter your ZIP code above to find cheap Holbrook, NY car insurance quotes today.

What are the minimum Holbrook, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Holbrook, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Holbrook, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Holbrook, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Holbrook, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Holbrook car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holbrook, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,327 $2,237 $2,259 $2,226 $5,020 $7,421 $2,090 $2,136
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,671 $3,671 $3,222 $3,222 $10,819 $13,275 $4,059 $4,264
Travelers $4,210 $4,115 $3,850 $4,036 $9,937 $11,763 $4,401 $4,472
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

How much do teen drivers pay for car insurance in Holbrook, NY?

Holbrook, New York car insurance rates for teens are often higher than rates for other drivers. Compare Holbrook car insurance rates from multiple Holbrook, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Holbrook, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $5,020 $7,421
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,073 $12,074
State Farm $10,819 $13,275
Travelers $9,937 $11,763
USAA $9,224 $10,935

How much do senior drivers pay for car insurance in Holbrook, NY?

With a little research, seniors can find affordable car insurance in Holbrook, New York. Here’s a look at how the top Holbrook car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Holbrook, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,259 $2,226
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,498 $2,567
State Farm $3,222 $3,222
Travelers $3,850 $4,036
USAA $2,085 $2,091

How does coverage level affect Holbrook, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Holbrook, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Holbrook, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $3,001 $3,194 $3,448
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,928 $5,235 $5,685
State Farm $5,424 $5,815 $6,088
Travelers $5,463 $5,769 $6,312
USAA $4,224 $4,357 $4,579

How does your driving record affect Holbrook, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Holbrook, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Holbrook, New York companies.

Annual Holbrook, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,479 $2,705 $5,195 $2,479
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,486 $5,486 $6,065 $6,065
Travelers $4,930 $6,281 $6,367 $5,814
USAA $3,912 $3,976 $5,682 $3,976

How does a DUI affect Holbrook, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Holbrook, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Holbrook, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,903
GEICO $5,195
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,717
State Farm $6,065
Travelers $6,367
USAA $5,682

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Holbrook, NY car insurance rates?

Take a look at the data here to see how your Holbrook, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Holbrook, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $4,029 $2,959 $2,656
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,581 $4,222 $3,046
State Farm $8,154 $5,114 $4,059
Travelers $8,254 $5,011 $4,279
USAA $6,717 $3,426 $3,016

How does your commute affect Holbrook, NY car insurance rates?

Holbrook, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Holbrook if you’re financing.

Annual Car Insurance Rates by Commute Length in Holbrook, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,120 $3,309
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,283 $5,283
State Farm $5,562 $5,989
Travelers $5,848 $5,848
USAA $4,342 $4,431

Who has the cheapest Holbrook, NY car insurance rates?

Here’s a breakdown of Holbrook, New York car insurance rates by company. You can see which company offers the cheapest Holbrook car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Holbrook, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Holbrook, NY car insurance companies?

Which Holbrook, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Holbrook companies to find the one for you.

Average Annual Car Insurance Rates by Company in Holbrook, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,215
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,283
State Farm $5,776
Travelers $5,848
USAA $4,387

What factors affect Holbrook, NY car insurance rates?

Why are Holbrook, New York car insurance rates different than rates in Schenectady or Rochester? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Holbrook, NY?

More time spent behind the wheel can lead to higher Holbrook, New York car insurance rates. In Holbrook, NY, the average commute length is 31.9 minutes.

Car Insurance Quotes for Holbrook, NY

Shop for affordable Holbrook, New York car insurance rates today. Enter your ZIP code to compare quotes from multiple Holbrook, NY car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption