Cheap Quotes for Middleburg, VA Car Insurance (2021)

Middleburg, Virginia car insurance rates average $201 a month and Virginia law requires coverage of at least 25/50/20. By comparing rates from multiple Middleburg, VA companies, you can find cheap Middleburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Middleburg, VA after a DUI are $2,832/year
  • Average car insurance rates in Middleburg, VA for senior drivers are $1,384/year
  • Average car insurance rates in Middleburg, VA are $201/month

How do the Middleburg, Virginia monthly average car insurance rates of $201/month compare to nearby cities like Norfolk car insurance rates, Virginia Beach car insurance rates, and Portsmouth car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Middleburg, VA.

We’ll cover the Virginia minimum coverage requirements, Virginia car insurance laws, and Middleburg, VA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Middleburg, Virginia companies to find the most affordable Middleburg car insurance rates.

Enter your ZIP code above to find cheap Middleburg, VA car insurance quotes today.

What are the minimum Middleburg, VA car insurance requirements?

To meet Virginia minimum car insurance coverage requirements, Middleburg, VA drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Middleburg, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Middleburg, VA car insurance rates?

Three of the criteria that most affect car insurance rates in Middleburg, Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Middleburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middleburg, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,172 $2,049 $2,158 $2,158 $6,826 $7,840 $2,822 $2,823
GEICO $1,354 $1,346 $1,286 $1,286 $2,937 $3,916 $1,574 $1,550
Nationwide $1,465 $1,472 $1,301 $1,334 $3,535 $4,544 $1,618 $1,757
Progressive $1,221 $1,164 $1,099 $1,105 $5,514 $6,194 $1,480 $1,519
State Farm $1,499 $1,499 $1,355 $1,355 $4,566 $5,732 $1,696 $1,952
USAA $1,152 $1,132 $1,083 $1,085 $3,616 $4,297 $1,479 $1,621

How much do teen drivers pay for car insurance in Middleburg, VA?

Middleburg, Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Middleburg car insurance rates from multiple Middleburg, Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Middleburg, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,826 $7,840
GEICO $2,937 $3,916
Nationwide $3,535 $4,544
Progressive $5,514 $6,194
State Farm $4,566 $5,732
USAA $3,616 $4,297

How much do senior drivers pay for car insurance in Middleburg, VA?

With a little research, seniors can find affordable car insurance in Middleburg, Virginia. Here’s a look at how the top Middleburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Middleburg, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,158 $2,158
GEICO $1,286 $1,286
Nationwide $1,301 $1,334
Progressive $1,099 $1,105
State Farm $1,355 $1,355
USAA $1,083 $1,085

How does coverage level affect Middleburg, VA car insurance rates?

How much coverage do you need? Are you comfortable with the Virginia minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Middleburg, VA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Middleburg, Virginia

Insurance Company Low Medium High
Allstate $3,507 $3,607 $3,704
GEICO $1,833 $1,905 $1,980
Nationwide $2,238 $2,109 $2,038
Progressive $2,324 $2,391 $2,521
State Farm $2,309 $2,454 $2,607
USAA $1,860 $1,937 $2,002

How does your driving record affect Middleburg, VA car insurance rates?

Safe driving pays off. The more traffic violations you have in Middleburg, VA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Middleburg, Virginia companies.

Annual Middleburg, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,692 $4,301 $3,956 $3,474
GEICO $1,450 $1,879 $2,844 $1,450
Nationwide $1,852 $1,852 $2,710 $2,100
Progressive $2,065 $2,725 $2,455 $2,402
State Farm $2,240 $2,673 $2,457 $2,457
USAA $1,496 $1,945 $2,567 $1,724

How does a DUI affect Middleburg, VA car insurance rates?

With even one DUI on your record, you can see an increase in your Middleburg, VA car insurance rates.

Annual Car Insurance Rates After a DUI in Middleburg, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,956
GEICO $2,844
Nationwide $2,710
Progressive $2,455
State Farm $2,457
USAA $2,567

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How does your credit history affect Middleburg, VA car insurance rates?

Take a look at the data here to see how your Middleburg, Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Middleburg, Virginia

Insurance Company Poor Fair Good
Allstate $4,386 $3,525 $2,906
GEICO $2,118 $1,800 $1,800
Nationwide $2,515 $2,027 $1,842
Progressive $2,694 $2,349 $2,192
State Farm $3,495 $2,165 $1,710
USAA $2,584 $1,761 $1,453

How does your commute affect Middleburg, VA car insurance rates?

Middleburg, VA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Middleburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Middleburg, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,497 $3,715
GEICO $1,871 $1,942
Nationwide $2,128 $2,128
Progressive $2,412 $2,412
State Farm $2,396 $2,518
USAA $1,862 $2,004

Who has the cheapest Middleburg, VA car insurance rates?

Here’s a breakdown of Middleburg, Virginia car insurance rates by company. You can see which company offers the cheapest Middleburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Middleburg, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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What are the top Middleburg, VA car insurance companies?

Which Middleburg, Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Middleburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Middleburg, Virginia

Insurance Company Average Annual Rates
Allstate $3,606
GEICO $1,906
Nationwide $2,128
Progressive $2,412
State Farm $2,457
USAA $1,933

What factors affect Middleburg, VA car insurance rates?

Why are Middleburg, Virginia car insurance rates different than rates in Norfolk or Virginia Beach? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Middleburg, VA?

More time spent behind the wheel can lead to higher Middleburg, Virginia car insurance rates. In Middleburg, VA, the average commute length is 29.7 minutes.

Car Insurance Quotes for Middleburg, VA

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