Cheap Quotes for Hastings, MN Car Insurance (2021)

Hastings, Minnesota car insurance rates average $382 a month and Minnesota law requires coverage of at least 30/60/10. By comparing rates from multiple Hastings, MN companies, you can find cheap Hastings car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Hastings, MN are $382/month
  • The cheapest car insurance company in Hastings is State Farm
  • Average car insurance rates in Hastings, MN for senior drivers are $3,027/year

How do the Hastings, Minnesota monthly average car insurance rates of $382/month compare to nearby cities like Minneapolis car insurance rates, Plymouth car insurance rates, and Maple Grove car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hastings, MN.

We’ll cover the Minnesota minimum coverage requirements, Minnesota car insurance laws, and Hastings, MN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hastings, Minnesota companies to find the most affordable Hastings car insurance rates.

Enter your ZIP code above to find cheap Hastings, MN car insurance quotes today.

What are the minimum Hastings, MN car insurance requirements?

To meet Minnesota minimum car insurance coverage requirements, Hastings, MN drivers need to carry at least 30/60/10 coverage.

Minimum Required Car Insurance Coverage in Hastings, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Hastings, MN car insurance rates?

Three of the criteria that most affect car insurance rates in Hastings, Minnesota are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hastings car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hastings, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,256 $3,256 $3,151 $3,151 $7,485 $10,755 $3,973 $4,142
American Family $2,167 $2,167 $1,967 $1,967 $5,942 $8,572 $2,167 $2,439
Farmers $2,271 $2,269 $2,188 $2,314 $6,462 $6,532 $2,974 $2,892
GEICO $2,429 $2,405 $2,312 $2,247 $5,330 $6,723 $2,270 $2,382
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,047 $2,038 $1,828 $1,928 $5,388 $6,477 $2,423 $2,499
State Farm $1,651 $1,651 $1,493 $1,493 $3,761 $4,605 $1,910 $1,570
USAA $1,966 $1,927 $1,805 $1,780 $5,355 $5,796 $2,549 $2,678

How much do teen drivers pay for car insurance in Hastings, MN?

Hastings, Minnesota car insurance rates for teens are often higher than rates for other drivers. Compare Hastings car insurance rates from multiple Hastings, Minnesota car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hastings, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,485 $10,755
American Family $5,942 $8,572
Farmers $6,462 $6,532
GEICO $5,330 $6,723
Liberty Mutual $18,315 $27,293
Nationwide $5,388 $6,477
State Farm $3,761 $4,605
USAA $5,355 $5,796

How much do senior drivers pay for car insurance in Hastings, MN?

With a little research, seniors can find affordable car insurance in Hastings, Minnesota. Here’s a look at how the top Hastings car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hastings, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,151 $3,151
American Family $1,967 $1,967
Farmers $2,188 $2,314
GEICO $2,312 $2,247
Liberty Mutual $9,407 $9,407
Nationwide $1,828 $1,928
State Farm $1,493 $1,493
USAA $1,805 $1,780

How does coverage level affect Hastings, MN car insurance rates?

How much coverage do you need? Are you comfortable with the Minnesota minimum of 30/60/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hastings, MN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hastings, Minnesota

Insurance Company Low Medium High
Allstate $4,816 $4,894 $4,979
American Family $3,408 $3,517 $3,346
Farmers $3,352 $3,503 $3,608
GEICO $3,137 $3,261 $3,389
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,889 $3,104 $3,242
State Farm $2,160 $2,278 $2,362
USAA $2,889 $2,980 $3,077

How does your driving record affect Hastings, MN car insurance rates?

Safe driving pays off. The more traffic violations you have in Hastings, MN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hastings, Minnesota companies.

Annual Hastings, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,494 $5,173 $6,266 $4,653
American Family $2,297 $4,156 $4,638 $2,604
Farmers $2,988 $3,756 $3,811 $3,396
GEICO $2,184 $3,445 $5,079 $2,340
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,457 $3,241 $3,715 $2,901
State Farm $2,066 $2,468 $2,267 $2,267
USAA $2,212 $2,833 $4,250 $2,633

How does a DUI affect Hastings, MN car insurance rates?

With even one DUI on your record, you can see an increase in your Hastings, MN car insurance rates.

Annual Car Insurance Rates After a DUI in Hastings, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,266
American Family $4,638
Farmers $3,811
GEICO $5,079
Liberty Mutual $20,108
Nationwide $3,715
State Farm $2,267
USAA $4,250

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Hastings, MN car insurance rates?

Take a look at the data here to see how your Hastings, Minnesota car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hastings, Minnesota

Insurance Company Poor Fair Good
Allstate $7,157 $3,904 $3,627
American Family $4,683 $3,099 $2,489
Farmers $4,359 $3,155 $2,949
GEICO $3,914 $3,205 $2,668
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,664 $2,957 $2,614
State Farm $3,305 $2,021 $1,474
USAA $4,623 $2,304 $2,020

How does your commute affect Hastings, MN car insurance rates?

Hastings, MN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Minnesota can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hastings if you’re financing.

Annual Car Insurance Rates by Commute Length in Hastings, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,896 $4,896
American Family $3,384 $3,464
Farmers $3,488 $3,488
GEICO $3,217 $3,308
Liberty Mutual $12,870 $13,625
Nationwide $3,079 $3,079
State Farm $2,203 $2,331
USAA $2,943 $3,021

Who has the cheapest Hastings, MN car insurance rates?

Here’s a breakdown of Hastings, Minnesota car insurance rates by company. You can see which company offers the cheapest Hastings car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hastings, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Hastings, MN car insurance companies?

Which Hastings, Minnesota car insurance company will best fit your needs and budget? Check out this comparison of the top Hastings companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hastings, Minnesota

Insurance Company Average Annual Rates
Allstate $4,896
American Family $3,424
Farmers $3,488
GEICO $3,262
Liberty Mutual $13,248
Nationwide $3,079
State Farm $2,267
USAA $2,982

What factors affect Hastings, MN car insurance rates?

Why are Hastings, Minnesota car insurance rates different than rates in Minneapolis or Plymouth? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hastings, MN?

More time spent behind the wheel can lead to higher Hastings, Minnesota car insurance rates. In Hastings, MN, the average commute length is 24.6 minutes.

What is the traffic like in Hastings, MN

Like commute length, time spent in traffic also increase risk of accidents. Hastings, MN is listed as 577th in INRIX congested cities data.

Car Insurance Quotes for Hastings, MN

Shop for affordable Hastings, Minnesota car insurance rates today. Enter your ZIP code to compare quotes from multiple Hastings, MN car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption